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Search for affordable homes across London

 

FIRST STEPS is the official intermediate housing programme from the Mayor of London helping low and modest income Londoners to buy or rent at a price they can afford. On this site you can find all the FIRST STEPS properties in one place, advertised in partnership with affordable homes property portal sharetobuy.com. Start searching for your new home through FIRST STEPS in three easy steps:

Latest News

3 bed properties in Hackney - Now open to all London residents!

23rd April 2014

Family Mosaic Sales have now opened the remaining three bedroom properties at Lime Wharf, Hackney to all London Residents.
Prices start from £785,000 with shares available from £235,500 (30%)
​View the three bedroom properties at Lime Wharf
If you live or work in a London Borough and want to live by the canal in Hackney email us at sales@familymosaic.co.uk or call 020 7089 1315

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Affinity Sutton have 1 remaining 2 bed apartment at Saffron Square in Croydon, CR0

19th March 2014

Affinity Sutton have just one remaining 2 bedroom fourth floor apartment at the landmark Saffron Square development in Croydon.   Available from £68,125 (based on a 25% share of the full value £272,500) and a 5% mortgage deposit of just £3,407.  The property will be ready to move into from 26 March 2014.    Don’t miss out, contact the sales team today on 0300 100 0303 or sales@affinitysutton.com to request a sales pack.

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Accessible Housing

FIRST STEPS is committed to the promotion of all types of accessible housing in London. We want to make the journey into your new home as simple as possible and to be sure that you know what to look for when searching for an affordable accessible home. All developments must be rated according to the type of accessibility they offer. That is why we have the following guide, based on the information provided in the Mayor of London's Accessible Housing Register, to help you understand what the rating of each property actually means.

A - Wheelchair Accessible Throughout

Meets the design standards from the Wheelchair Housing Design Guide which superseded the Housing Corporation wheelchair design standards. These properties have been designed to meet latest wheelchair accessible housing design standards, offering extra space and full access to all rooms and facilities. This standard provides more space than previous wheelchair housing design guidance and also ensures that all rooms are accessibly. In view of the high density of new build housing stock in London, the parking features have been excluded from this category. This will enable wheelchair accessible homes built above ground floor level to be categorised as such.

B - Wheelchair Accessible essential rooms

Complies with the Wheelchair Housing Design Guidance within the Housing Corporation Scheme Development Standards. Properties designed of adapted to provide access for wheelchair users to essential facilities of the property (that is, a bedroom, bathroom, toilet, living room and kitchen). Other rooms in the house such as additional bedrooms or bathrooms may not be wheelchair accessible.

C - Lifetime Homes

Meets the space standards of the Lifetime Homes developed by the Joseph Rowntree Foundation. Designed to meet the space standards of Lifetime Homes. Main features include a level approach/entrance and wider doorways. This category will capture all new general needs housing built to Lifetime Homes standards. Properties achieving this category will not necessarily meet all Lifetime Homes design guidance as the LAHR framework does not assess features other than space and access. Properties may have an internal flight of stairs. If so, these will be wide enough to accommodate future provision of a stair lift subject to technical feasibility.

D - Easy Access

Compatible with the design standards in Mobility Standard Housing (1974) produced by the DoE and Housing Corporation Scheme Development Standards (pre-1999) and Part M of Building Regulations (2000). The main features of these properties include a level approach to the entrance, wider doorways and more space than in general needs housing. These properties may also have an internal flight of stairs and if so, there is enough space to accommodate future provision of a stair lift subject to technical feasibility.

E - Step Free

No published access design guidance. These are properties that are considered general needs housing but have a level approach/entrance into the property and throughout. Properties in this category that have an internal flight of stair will be likely to accommodate future provision of a stair lift subject to technical feasibility.

E+. Minimal steps

No published access design guidance. Properties that do not meet any accessibly housing design guidance and have a limited number of steps to enter the property. Properties in this category will have no more than four steps to access the front door and are likely to be ground floor properties or properties in a block with a lift and a small number of communal or property front door steps.

F - General Needs

General needs housing does not meet any of the above criteria. Properties in this category will have more than four steps or a ramp access that is steeper than 1:10 to access the property front door. These properties should be marketed with the number of steps to access the property as this will provide an additional factor for helping people choosing what to bid for.

Additional information

The Accessible Housing Register captures the essential information which determines the category awarded to a property. Additional information is also collected. This includes:

  • Details of major adaptations such as level access showers and stair lifts
  • Parking
  • Private garden or balcony
  • Proximity to local shops
  • Proximity to public transport

Are you a social tenant?

Are you a council or housing association tenant?

If so, we have some good news as you will be given first priority in allocations of homes available through FIRST STEPS products, including shared ownership and Rent to Save. By buying or renting a home through FIRST STEPS, you will release your home to someone in more urgent housing need.

You'll enjoy all the benefits of a new home, and all the comfort of knowing that you have a trusted housing provider supporting you. All customers applying for FIRST STEPS homes must meet the headline eligibility criteria.

  • Customers for FIRST STEPS homes must have a maximum household income of £66,000, when buying or renting a one or two bedroom home, and up to £80,000, when buying or renting a family sized home (three or more bedrooms).
  • You must not be able to buy a home suitable for your housing needs within a reasonable travelling distance of your work place, without assistance.
  • You must be a British or EU/EEA citizen or have indefinite leave to remain in the UK. Customers without indefinite leave to remain who are interested in buying a home, must be able to demonstrate that they are able to raise a mortgage with an acceptable lender and that they can afford to sustain home ownership in the longer term. This will normally require a detailed individual assessment.
  • You must have savings or access to at least £4,000 to cover the costs of buying a home - this amount is a guideline figure and will vary depending on the FIRST STEPS product you buy through. In addition to this amount your mortgage lender is likely to require a minimum 5-10% deposit, depending on the scheme you buy through.
  • You must be employed on a permanent contract of employment or be able to demonstrate that you can afford to sustain the costs of home ownership.
  • You must sell your existing property if you own one.
  • You must have a good credit history.

What is intermediate housing?

Historically, the phrase intermediate housing has been used to refer to schemes targeted at aspirant home owners neither earning a low enough salary to qualify for social rent or a high enough salary to buy a property in the traditional manner (i.e. on the open market). When we say that FIRST STEPS is the Mayor of Londons official intermediate housing scheme, we mean it is the Mayors brand for affordable home ownership schemes available in London intended to help low and modest income Londoners to bridge the gap between renting and buying.

What affordable housing products does FIRST STEPS offer?

FIRST STEPS offers you two main product options across London:

  • Shared Ownership: you purchase a new or existing home from a housing association. You purchase the maximum share in the property that you can afford with a minimum requirement of 25% and pay rent on the remaining share (often referred to as part buy part rent or part rent part buy). Properties are either brand new or being sold by existing shared owners as a resale. The rent on the outstanding share is usually set a maximum of 3% on the value of that share when the home is first sold. Rent levels on resale homes can be higher. Find out more about Shared Ownership 
  • Rent to save: you rent for a fixed period, up to five years, at up to 80% of the equivalent market rent for that property, with a fixed rate of inflation. A savings plan is put into place to help you save for a deposit. At any point during the tenancy you can purchase on shared ownership or shared equity terms. If you are no longer wish or are able to buy you can end your tenancy on the terms of your agreement. Find out more about Rent to save

Where can I find shared ownership properties and Rent to Save homes advertised on the internet?

In February 2013, the Mayor of London selected Share to Buy ltd as his partner to host all FIRST STEPS homes online from April 2013. This makes sharetobuy.com/london the offical portal for finding shared ownership and Rent to save homes throughout the capital.

Search for FIRST STEPS shared ownership properties

London Buildings and Monuments

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