Help to Buy: Equity Loan Agents

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Find the Help to Buy agent in your area

Help to Buy has closed to new applicants

Please note that the Help to Buy equity loan closed to new applicants on October 31st, 2022. 

If you’re a buyer eligible for the equity loan, and you submitted your application before the cut off, your homebuilder must finish building your home by Saturday 31st December, 2022. You must then legally complete and get the keys to your new property by 6pm on Friday 31st March, 2023. It has been confirmed that there will be no extensions or exceptions.

Find out more on Share to Buy or learn about Help to Buy alternatives including Shared Ownership and other home-buying and affordable rental options.

What is the Help to Buy: Equity Loan

Help to Buy is a government backed scheme which aims to help first time buyers get a foot onto the property ladder. The Help to Buy: Equity Loan enables purchasers to buy a new build home with the help of an equity loan, also known as shared equity.

The government provides a loan of up to 20% of the home (or 40% in London), so the purchaser only needs to raise a 5% deposit, with a 75% mortgage (or 55% in London) making up the rest. You can find out more about the scheme via our Help to Buy index. Please note that the Help to Buy: Equity Loan is subject to eligibility, terms and conditions.

What are Help to Buy agents?

If you’re hoping to purchase a home through the government-backed equity loan, you will need to apply via one of three Help to Buy agents.

These agents have been appointed by the government to offer the scheme in England and are on hand to support you in the purchase of your new build home using a Help to Buy: Equity Loan.

The agents can guide you through the options available, check that you meet the relevant eligibility and affordability criteria, and can support you in the process of purchasing a home through the scheme. For further information about the home-buying and application process with the Help to Buy: Equity Loan, please refer to the Help to Buy Agent in your area. 

Who is my Help to Buy agent?

Agent for the North

Plus Dane Housing are the Help to Buy agent for the following areas:

  • Cheshire
  • Cumbria
  • Durham
  • East Riding of Yorkshire
  • Greater Manchester
  • Lancashire
  • Merseyside
  • Northumberland
  • North Yorkshire
  • South Yorkshire
  • Tyne and Wear
  • West Yorkshire

Agent for The Midlands and London

BPHA are the Help to Buy agent for the following areas:

  • Derbyshire
  • Herefordshire
  • Leicestershire
  • Lincolnshire
  • London
  • Northamptonshire
  • Nottinghamshire
  • Rutland
  • Shropshire
  • Staffordshire
  • Warwickshire
  • West Midlands
  • Worcestershire

Agent for the South

Abri (previously Radian Group) are the Help to Buy agent for the following areas:

  • Bedfordshire
  • Berkshire
  • Bristol
  • Buckinghamshire
  • Cambridgeshire
  • Cornwall
  • Devon
  • Dorset
  • East Sussex
  • Essex
  • Gloucestershire
  • Hampshire
  • Hertfordshire
  • Isle of Wight
  • Kent
  • Norfolk
  • Oxfordshire
  • Somerset
  • Suffolk
  • Surrey
  • West Sussex
  • Wiltshire

Share to Buy is a one stop shop for buyers looking to get on the property ladder. To find out more about the Help to Buy: Equity Loan, visit our FAQs and guides section, or search for Help to Buy homes here.