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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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- Lifetime ISA: Buying your first home
Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Discount Market Sale

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Deposit Unlock

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Unfortunately that property is no longer available. Below are some similar properties that you might be interested in.

3 Properties for sale

Gaw End Lane, Macclesfield, SK11 0JZ

4 beds / 1 bath

THE SPEIRS | 4-bedroom semi-detached house

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 35.00% / Full price £422,500 / Deposit £7,394

Estimated monthly cost
£1,450

Monthly cost

Share 35.00% / Deposit £7,394

Rent £629

Service charge £18

Mortgage £803

Estimated monthly cost £1,450

Calculated using a representative rate of 4.78%

Share

Deposit

£

Gaw End Lane, Macclesfield, SK11 0JZ

3 beds / 2 baths

THE BECKET | 3-bedroom detached house

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 35.00% / Full price £373,500 / Deposit £6,536

Estimated monthly cost
£1,284

Monthly cost

Share 35.00% / Deposit £6,536

Rent £556

Service charge £18

Mortgage £710

Estimated monthly cost £1,284

Calculated using a representative rate of 4.78%

Share

Deposit

£

Gaw End Lane, Macclesfield, SK11 0JZ

3 beds / 1 bath

THE ELMSLIE | Semi-detached and detached home

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 10.00% / Full price £340,000 / Deposit £1,700

Estimated monthly cost
£904

Monthly cost

Share 10.00% / Deposit £1,700

Rent £701

Service charge £18

Mortgage £185

Estimated monthly cost £904

Calculated using a representative rate of 4.78%

Share

Deposit

£

Showing 3 of 3 results

Available

£42,250

4 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£37,350

3 beds / 2 baths

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£34,000

3 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
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Rent to Buy

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