A new pathway home with Share to Buy
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1 bedroom apartment for sale

Available

Liberty House, Bessemer Road, AL7 1FU

£86,000 · Shared Ownership Resale

Share percentage 40%, full price £215,000, £4,300 Min Deposit.

Available
1 bedroom
1 Bathroom
Floor plan
floor-plan
Floor plan
floor-plan
£86,000 Shared Ownership Resale · Eligibility Eligibility

Share percentage 40%, full price £215,000, £4,300 Min Deposit

Monthly Cost: £1,052
Rent £446, Service charge £139, Mortgage £467*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

£
Eligibility

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value.
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

** This home can also be purchased outright (100% of the value) which is £215,000 and a purchaser would not need to meet the eligibility criteria listed above.

Summary

This superb modern home is available to buy from as little as £86,000 with a 40% share!

Description

Shared Ownership

This superb modern home is available to buy from as little as £86,000 with a 40% share!

This bright and modern one bedroom second floor apartment is presented in excellent order and features a spacious open plan kitchen/living area, a generous double bedroom and a contemporary bathroom. Benefits include an allocated parking space, access to communal gardens, and good storage throughout.

Ideally located in Welwyn Garden City, close to Stanborough Park, The Howard Centre, and local supermarkets. Excellent travel connections via Welwyn Garden City Station (London King’s Cross in ~30 mins) and easy access to the A1(M) and M25.

Local Area Highlights
Welwyn Garden City blends the charm of a garden town with the convenience of modern living. Bessemer Road is ideally located to take advantage of everything this area has to offer:
• The Howard Centre – Just over a mile away, this indoor shopping mall features popular high street brands, cafés, and essential services.
• Stanborough Park & Lakes – A local gem for nature lovers, with scenic walking trails, rowing, sailing, and picnic areas.
• Gosling Sports Park – A multi-sport complex offering a gym, athletics track, indoor tennis, dry ski slope, and spa.
• Shops & Supermarkets – Nearby options include Waitrose, Lidl, Aldi, and Sainsbury’s, all within easy reach for daily needs.
• Local Eateries & Pubs – A mix of independent cafés, takeaways, and traditional pubs in the town centre.
• Healthcare & Schools – Close to doctors’ surgeries, pharmacies, and a selection of well-rated primary and secondary schools.

Travel & Commuting
Welwyn Garden City is exceptionally well connected for both commuters and leisure travel:
• Welwyn Garden City Station – Approximately 1 mile away
o Direct trains to London King’s Cross in around 30 minutes
o Services also run to Moorgate, Stevenage, Hitchin, and Cambridge
• A1(M) – Just a short drive away, providing quick access to:
o Hatfield, St Albans, Stevenage, and the M25
• Local Buses – Regular services to surrounding areas such as Hatfield, Hertford, and Welwyn Village.
• Cycling & Walking – The area is very walkable and features dedicated cycling routes for eco-friendly commuting.


PRICING & AFFORDABILITY

Full Market Value: £215,000

40% Share Price: £86,000 (rent £445.95pcm)
Minimum 5% Mortgage Deposit (% share): £4,300
Approximate Service Charges: £139.16pcm*
Shared Ownership Lease: approx. 116 years
Council Tax Band: B

Key Features

Modern Shared Ownership home

Superb condition

Second floor

Allocated parking

Open plan living

Great travel links

Particulars

Tenure: Leasehold
Lease Length: 116 years
Council Tax Band: B

Property Downloads
Floor Plan
Map
Welwyn Garden City (0.42 miles) Welwyn North (1.28 miles) Hatfield (3.04 miles)
Material Information

Total rooms:

Furnished: Enquire with provider

Washing Machine: Enquire with provider

Dishwasher: Enquire with provider

Fridge/Freezer: Enquire with provider

Parking: n/a

Outside Space/Garden: n/a

Year property was built: Enquire with provider

Unit size: Enquire with provider

Accessible measures: Enquire with provider

Heating: Enquire with provider

Sewerage: Enquire with provider

Water: Enquire with provider

Electricity: Enquire with provider

Broadband: Enquire with provider

Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£86,000
Shared Ownership Resale
Estimated Monthly Cost:£1,052
Rent £446
Service Charge £139
Mortgage £467

Share percentage 40%, full price £215,000, £4,300 Min Deposit. Calculated using a representative rate of 4.78%


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Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.