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2 bedroom apartment for sale

Available

Plough House, Between Towns Road, OX4 3ET

£95,000 · Shared Ownership Resale

Share percentage 25%, full price £380,000, £4,750 Min Deposit.

Available
2 bedrooms
Floor plan
floor-plan
Floor plan
floor-plan
£95,000 Shared Ownership Resale

Share percentage 25%, full price £380,000, £4,750 Min Deposit

Monthly Cost: £1,282
Rent £648, Service charge £118, Mortgage £516*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

£
Summary

A 2 bed shared ownership property available in Oxford, Oxfordshire

Description

Unique, bright, and spacious, this two-bedroom Penthouse Apartment has two private balconies and is available in Oxford through Shared Ownership.

Positioned on the top floor, this modern penthouse features a generous open-plan living space, two double bedrooms, two bathrooms, and two private balconies - perfect for morning coffee or sunsets.

Ideally located just a short cycle from the JR and Churchill hospitals, and offered with a 988-year lease, this is a rare opportunity to own a standout home near the heart of Oxford.

Available for £95,000 for 25% share based on the marketing figure of £380,000.

Monthly rent - £648.18
Monthly Service Charge - £118.00
Total Monthly Charge - £766.18 plus mortgage required for 25% share.

An annual rent increase takes place every April

Location

Plough House is situated in the vibrant Cowley area of Oxford, offering a variety of local amenities within easy reach. Residents benefit from proximity to several local supermarkets and fitness centres.

Families will appreciate the nearby schools, such as Our Lady’s Roman Catholic Primary School and Oxford Spires Academy. Florence Park and South Park provide green open spaces for outdoor leisure, while the nearby Cowley Road Medical Practice and Churchill Hospital serve healthcare needs.

Transport links are excellent, with regular bus services connecting to Oxford city centre in under 20 minutes. Oxford Railway Station offers direct trains to London Paddington, with journey times around an hour.

Alternatively, the Oxford Tube coach service provides a convenient and frequent link to Central London, making this location ideal for commuters and city explorers.

EPC rating

Energy rating band - B

Lease information

Years remaining on lease: 988

In certain cases, the remaining length of the lease on a property can impact the availability of mortgages to prospective purchasers and the future saleability of the home. We recommend that you speak to your solicitor and your financial advisor to ensure that the lease length is suitable for your needs.

Other information

This property is offered under Shared Ownership and is allocated on a first-come, first-served basis, subject to applicants meeting all eligibility and affordability criteria. However, in some cases, local authority planning agreements (Section 106) may apply, which could give priority to applicants who meet specific local connection requirements. A full allocation policy is available on your provider’s website or by contacting us directly. We encourage potential buyers to get in touch with any questions about the scheme or application process.

Key Features
  • Two double bedrooms
  • 2 private balconies
  • Top floor penthouse style apartment
  • Local amenities nearby
  • Available for 25% share
  • 5% minimum deposit
Particulars

Tenure: Leasehold
Lease Length: 988 years
Council Tax Band: Not specified

Property Downloads
Key Information Document Floor Plan
Map
Oxford (2.79 miles) Radley (3.46 miles) Culham (5.56 miles)
Material Information

Total rooms:

Furnished: Enquire with provider

Washing Machine: Enquire with provider

Dishwasher: Enquire with provider

Fridge/Freezer: Enquire with provider

Parking: n/a

Outside Space/Garden: n/a

Year property was built: Enquire with provider

Unit size: Enquire with provider

Accessible measures: Enquire with provider

Heating: Enquire with provider

Sewerage: Enquire with provider

Water: Enquire with provider

Electricity: Enquire with provider

Broadband: Enquire with provider

Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£95,000
Shared Ownership Resale
Estimated Monthly Cost:£1,282
Rent £648
Service Charge £118
Mortgage £516

Share percentage 25%, full price £380,000, £4,750 Min Deposit. Calculated using a representative rate of 4.78%


Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.