2 bedroom apartment for sale
45 Highbridge Street, Waltham Abbey, Waltham Abbey, EN9 1BQ
Share percentage 40%, full price £290,000, £11,600 Min Deposit.
Share percentage 40%, full price £290,000, £11,600 Min Deposit
Monthly Cost: £1,519
Rent £759,
Service charge £184,
Mortgage £576*
Calculated using a representative rate of 4.42%
Calculate estimated monthly costs
Summary
Purpose built apartment close to all amenities that would suit families or sharersMake this home your own, enjoy a £500 B&Q Voucher on completion*
Description
SHARED OWNERSHIP
Full Market Value: £290,000
Share Value (40%): £116,000
Monthly Rent: £758.73
Service Charge: £ 197.71
Annual Ground Rent: £150
Council Tax Band: D
125 year lease commenced January 2004 - 103 years remaining
New guidance, from the Royal Institute of Chartered Surveyors (RICS), means that lenders should no longer require an EWS1 form for this property. However, we cannot guarantee that all Mortgage lenders, brokers and valuers are utilising the same criteria.
Enter this well presented apartment via a wide hallway which leads into a spacious bright and airy south facing open plan living area, which opens onto a private balcony with a view of the communal gardens. The kitchen is fitted with a range of Beech and Cream units and includes an integrated oven, hob and extractor. There are two well proportioned double bedrooms, the master benefitting from an ensuite shower room and fitted storage. A family bathroom completes the accommodation.
Whilst peaceful, the location of this home is wonderfully convenient, close by are the market towns of Epping and Waltham Abbey, both of which have an excellent range of shops to meet everyday needs. The larger centre of Loughton is at an equal distance to the south, whilst Waltham Abbey lies close to the west. You are within walking distance of all local amenities and to a nature reserve and white water rafting.
Junction 26 of the M25 (London orbital motorway) is at Waltham Abbey and may be reached within minutes. A short walk takes you to the overground station with trains to Liverpool Street and Stratford with links to the tube system.
The buyer will require a deposit to obtain a mortgage for this property.
To meet the requirements for this property we require as a guideline, a minimum household income of £57,691 If you are offered the property, your ability to afford this property will be assessed at your financial interview. Please note that applicants should purchase the maximum share that they can afford and sustain.
Only applicants who are registered with London and Quadrant will be eligible to be offered a property in one of our schemes. If you are not registered, please visit our website lqhomes.com and register to obtain your unique reference number.
Your home is at risk if you fail to keep up repayments on a mortgage, rent or other loan secured on it. Please make sure you can afford the repayments before you take out a mortgage.
These particulars are of opinion only, are intended to give a fair description and do not form the basis of a contract. The descriptions and all other information are believed to be correct as of August 2025.
*The £500 Amazon voucher is currently being offered on this resale property for a limited time and is applicable to any Shared Ownership purchase that completes a reservation on or before 31st October 2025, and then completes on the sale before 31st January 2026. The voucher will be supplied within 75 days of completion of the purchase and will be an E-Voucher, issued by email to the Sole or Primary Purchaser. Further terms and conditions may be in place from the voucher provider, and it is the purchaser's responsibility to satisfy themselves of any terms applicable. The voucher cannot be offset against any fees or monies due from the purchase. L&Q will not be responsible for direct payments to any lenders, or third parties. L&Q reserve the right to remove an incentive at any time.
Key Features
- Good access to local amenities
- En-suite to master bedroom
- Allocated parking
- Large room sizes
- Gas central heating (not tested)
Particulars
Tenure: Leasehold
Lease Length: 103 years
Council Tax Band: D
Property Downloads
Key Information Document Floor PlanMap
Material Information
Total rooms:
Furnished: Enquire with provider
Washing Machine: Enquire with provider
Dishwasher: Enquire with provider
Fridge/Freezer: Enquire with provider
Parking: Yes - Allocated
Outside Space/Garden: Yes - Communal Garden
Year property was built: Enquire with provider
Unit size: Enquire with provider
Accessible measures: Enquire with provider
Heating: Enquire with provider
Sewerage: Enquire with provider
Water: Enquire with provider
Electricity: Enquire with provider
Broadband: Enquire with provider
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 40%, full price £290,000, £11,600 Min Deposit. Calculated using a representative rate of 4.42%