3 bedroom house for sale
Hadleigh, IP7 6FY
Share percentage 40%, full price £325,000, £6,500 Min Deposit.
Share percentage 40%, full price £325,000, £6,500 Min Deposit
Monthly Cost: £1,220
Rent £447,
Service charge £67,
Mortgage £706*
Calculated using a representative rate of 4.78%
Calculate estimated monthly costs
Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.
At Constable Vale advertised shares start at a 40% share of your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.
To be eligible for shared ownership you would need to meet the following criteria:
• Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.
Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.
*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.
**These photos are for information purposes only and may not represent a true likeness for the units being sold. They may have been taken from earlier phases or similar developments/house types and digitally furnished to represent how the home could be laid out; the final colours/appearance/specification may differ from the images and are not plot specific. We advise applicants to make their own investigations on future development in the area. We would suggest contacting the local authority for more information.
Summary
This brand new home is available to buy from as little as £243,750 with a 75% share!
Description
Welcome to Constable Vale in Hadleigh, a friendly new community where getting your dream home can finally feel within reach. These beautifully designed 2 and 3 bedroom homes are available through Shared Ownership, making it easier and more affordable to take that exciting first step. With modern layouts, energy efficient features, and light filled living spaces, every home is built for comfort, style, and everyday ease. Whether you’re starting out on your own, moving in with a partner, or planning for a growing family, Constable Vale gives you the space to make a house truly feel like home.
Set in the heart of the historic market town of Hadleigh, Constable Vale puts you right in the middle of a warm and welcoming community. The town’s charming high street is lined with independent shops, cafés, and everyday essentials, while a weekly market brings locals together for fresh produce and friendly chats. For families, there’s a great choice of local schools, plus parks, riverside walks, and the beautiful Suffolk countryside right on your doorstep. And with the Dedham Vale Area of Outstanding Natural Beauty just a short drive away, weekends can be filled with scenic walks, cosy pubs, and picture perfect views.
Living at Constable Vale means enjoying a peaceful setting with great connections. The A12 is close by for easy journeys to Ipswich, Colchester, or even London. If you prefer the train, Ipswich and Sudbury stations are both within around 20 minutes by car, with direct services to the capital in just over an hour. Local buses make getting around simple, and if you’re heading further afield, Stansted Airport is about an hour’s drive away; perfect for those spontaneous weekend getaways.
This brand new end terrace home features a kitchen/diner with a separate lounge and a ground floor cloakroom. To the first floor are three bedrooms and a bathroom. Externally is allocated parking and a garden.
PRICING & AFFORDABILITY
Approximate Size 1,076 sq ft
Full Market Value: £325,000
40% Share Price: £130,000 (rent £446.88pcm)
50% Share Price: £162,500 (rent £372.40pcm)
75% Share Price: £243,750 (rent £186.20pcm)
Minimum 5% Mortgage Deposit (40% share): £6,500
Approximate Service Charges: £66.62 pcm*
Shared Ownership Lease: 990 years
Council Tax Band: TBC
Key Features
Brand new Shared Ownership home
Kitchen/diner
Parking
Garden
Surrounded by beautiful Suffolk countryside
Three bedrooms
Particulars
Tenure: Leasehold
Lease Length: 990 years
Council Tax Band: Not specified
Property Downloads
Key Information Document Floor PlanMap
Material Information
Total rooms:
Furnished: Enquire with provider
Washing Machine: Enquire with provider
Dishwasher: Enquire with provider
Fridge/Freezer: Enquire with provider
Parking: Yes - Allocated
Outside Space/Garden: Yes - Private Garden
Year property was built: Enquire with provider
Unit size: Enquire with provider
Accessible measures: Enquire with provider
Heating: Enquire with provider
Sewerage: Enquire with provider
Water: Enquire with provider
Electricity: Enquire with provider
Broadband: Enquire with provider
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 40%, full price £325,000, £6,500 Min Deposit. Calculated using a representative rate of 4.78%
