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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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For sale / To rent

For sale To rent

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Scheme type

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

Private Sale

Renting Schemes

Intermediate Rent

Rent to Buy

London Living Rent

Discount Market Rent

What scheme(s) am I eligible for?

Monthly cost

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Deposit required

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Property type

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Terraced house

Detached house

Flat

Semi-detached house

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Terraced house

Semi-detached house

Detached house

Flat

Duplex

Penthouse

Bungalow

End of terrace

Town house

Coach house

Link house

Ground floor maisonette

Maisonette

Ground floor flat

Popular must haves

Parking / Garage Garden / Balcony Wheelchair access Pets allowed

Added to Share to Buy

Minimum share available (%) Applied to Shared Ownership schemes only

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Full market price

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Availability

Any availability Available Under offer Coming soon SSTC Sold

Where

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Beds

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For sale To rent

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Unfortunately that property is no longer available. Below are some similar properties that you might be interested in.

4 Properties for sale

Group similar homes from the same development

The Wharf, 11 Cory’s Rd, Rochester ME1 1GR, UK, ME1 1GR

3 beds / 1 bath

BRAND NEW BEAUTIFULLY FINISHED TWO BEDROOM RETIREMENT APARTMENTS FOR SALE FEATURING PRIVATE DOUBLE BALCONY

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Share 90% / Full price £440,000 / Min deposit £39,600

Estimated monthly cost
£3,378

Monthly cost

Share 90% / Min deposit £39,600

Rent £914

Service charge £499

Mortgage £1,965

Estimated monthly cost £3,378

Calculated using a representative rate of 6.49%

Share

Deposit

£

***UNDER OFFER*** 41 Bligh Way, ME2 2XD

3 beds / 2 baths

This property is a semi-detached house.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £300,000 / Min deposit £7,500

Estimated monthly cost
£1,184

Monthly cost

Share 50% / Min deposit £7,500

Rent £344

Service charge £25

Mortgage £815

Estimated monthly cost £1,184

Calculated using a representative rate of 4.78%

Share

Deposit

£

***UNDER OFFER*** 8 Whinchat Way, St Marys Island Estate, ME4 3AF

3 beds / 3 baths

This property is a three bedroom detached house.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 45% / Full price £470,000 / Min deposit £10,575

Estimated monthly cost
£1,946

Monthly cost

Share 45% / Min deposit £10,575

Rent £688

Service charge £109

Mortgage £1,149

Estimated monthly cost £1,946

Calculated using a representative rate of 4.78%

Share

Deposit

£

8 Lincoln Close, ME2 2RJ

3 beds / 1 bath

This property is a three bedroom mid terrace house.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £260,000 / Min deposit £6,500

Estimated monthly cost
£967

Monthly cost

Share 50% / Min deposit £6,500

Rent £236

Service charge £25

Mortgage £706

Estimated monthly cost £967

Calculated using a representative rate of 4.78%

Share

Deposit

£

Showing 4 of 4 results

Available

£396,000

3 beds / 1 bath

Share 90%

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Under Offer

£150,000

3 beds / 2 baths

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£211,500

3 beds / 3 baths

Share 45%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£130,000

3 beds / 1 bath

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

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