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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
Buying schemes Renting schemes Saving and incentive schemes
- Lifetime ISA: Buying your first home
Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Where

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For sale / To rent

For sale To rent

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Scheme type

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

Private Sale

Renting Schemes

Intermediate Rent

Rent to Buy

London Living Rent

Discount Market Rent

What scheme(s) am I eligible for?

Monthly cost

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Deposit required

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Property type

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Terraced house

Detached house

Flat

Semi-detached house

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Terraced house

Semi-detached house

Detached house

Flat

Duplex

Penthouse

Bungalow

End of terrace

Town house

Coach house

Link house

Ground floor maisonette

Maisonette

Ground floor flat

Popular must haves

Parking / Garage Garden / Balcony Wheelchair access Pets allowed

Added to Share to Buy

Minimum share available (%) Applied to Shared Ownership schemes only

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Full market price

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Availability

Any availability Available Under offer Coming soon SSTC Sold

Where

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Beds

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For sale To rent

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Unfortunately that property is no longer available. Below are some similar properties that you might be interested in.

5 Properties for sale

Group similar homes from the same development

17 Foots Cray High Street, DA14 5HJ

3 beds / 2 baths

Luxury Living in the heart of Sidcup

Private Sale

Private Sale

New-build homes available for outright sale, sometimes with an incentive offered by the developer.

Private Sale

Private Sale

New-build homes available for outright sale, sometimes with an incentive offered by the developer.

Share 100% / Full price £485,000 / Min deposit £24,250

Estimated monthly cost
£2,635

Monthly cost

Share 100% / Min deposit £24,250

Rent £0

Mortgage £2,635

Estimated monthly cost £2,635

Calculated using a representative rate of 4.78%

Share

Deposit

£

17 Foots Cray High Street, DA14 5HJ

3 beds / 2 baths

Luxury living in a modern town of Sidcup

Private Sale

Private Sale

New-build homes available for outright sale, sometimes with an incentive offered by the developer.

Private Sale

Private Sale

New-build homes available for outright sale, sometimes with an incentive offered by the developer.

Share 100% / Full price £475,000 / Min deposit £23,750

Estimated monthly cost
£2,580

Monthly cost

Share 100% / Min deposit £23,750

Rent £0

Mortgage £2,580

Estimated monthly cost £2,580

Calculated using a representative rate of 4.78%

Share

Deposit

£

155 Station Road, DA15 7AA

3 beds / 2 baths

Service charge incentive! Receive your first 24 months of service charge paid for at Urban Picturehouse, worth up to £7,500**

Private Sale

Private Sale

New-build homes available for outright sale, sometimes with an incentive offered by the developer.

Private Sale

Private Sale

New-build homes available for outright sale, sometimes with an incentive offered by the developer.

Share 100% / Full price £490,000 / Min deposit £24,500

Estimated monthly cost
£2,908

Monthly cost

Share 100% / Min deposit £24,500

Rent £0

Service charge £246

Mortgage £2,662

Estimated monthly cost £2,908

Calculated using a representative rate of 4.78%

Share

Deposit

£

Baxter Close, BR1 2FA

3 beds / 1 bath

Three bedroom end of terrace house

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 30% / Full price £515,000 / Min deposit £7,725

Estimated monthly cost
£1,791

Monthly cost

Share 30% / Min deposit £7,725

Rent £887

Service charge £65

Mortgage £839

Estimated monthly cost £1,791

Calculated using a representative rate of 4.78%

Share

Deposit

£

George Albert Court, 41 Glynde Road, DA7 4BG

3 beds / 1 bath

Lovely 3 bed Apartment with balcony and off street parking in Bexleyheath

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £375,000 / Min deposit £4,688

Estimated monthly cost
£1,515

Monthly cost

Share 25% / Min deposit £4,688

Rent £885

Service charge £121

Mortgage £509

Estimated monthly cost £1,515

Calculated using a representative rate of 4.78%

Share

Deposit

£

Showing 5 of 5 results

Available

£485,000

3 beds / 2 baths

Share 100%

Private Sale

Private Sale

New-build homes available for outright sale, sometimes with an incentive offered by the developer.

Available

£475,000

3 beds / 2 baths

Share 100%

Private Sale

Private Sale

New-build homes available for outright sale, sometimes with an incentive offered by the developer.

Available

£490,000

3 beds / 2 baths

Share 100%

Private Sale

Private Sale

New-build homes available for outright sale, sometimes with an incentive offered by the developer.

Available

£154,500

3 beds / 1 bath

Share 30%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£93,750

3 beds / 1 bath

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

Solicitors
Mortgage brokers
Tembo: Lifetime ISAs and mortgage app
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