£57,500

Highlight Housing, The Affordable Homes Agency, working with Legal & General Affordable Homes, is pleased to present this well maintained one bedroom Shared Ownership apartment at 65 Minerva Place, Chatham Waters, Gillingham. The price shown represents purchasing a 25% share of the property.

Property Overview


Located within the Chatham Waters regeneration, this home offers an excellent opportunity to step onto the property ladder within a growing waterside community.

Positioned on the sixth floor and extending to approximately 49 sqm (529 sq ft), the apartment offers a modern open plan kitchen/ living/ dining area, creating a bright and flexible living space. with a range of integrated appliances and fitted wardrobe to the bedroom.

The property forms part of a modern, well connected development with access to waterfront walks, beautiful communal gardens, green spaces and local amenities.

Financial Breakdown


- Full Market Value: £230,000
- 25% Share Value: £57,500
- Rent on unowned share: £416.25 per month
- Service Charge: £194.12 per month
- Lease Length: Approximately 988 years remaining
- Rent Review: Reviewed annually (Rpi + 0.5%) 

Local Area


Living here, you'll be within walking distance to a range of local amenities, green open spaces and a beautiful new waterfront boulevard, perfect for a walk or jog along the water's edge.

With a bustling high street and town centre, Gillingham has a variety of shops, equipped with essentials for everyday living including The Pentagon Shopping Centre. With over 70 high street favourites, the centre is a great place to splurge, grab a bite to eat or stop for a coffee.

Whether it's by road or rail, getting around has never been simpler. Gillingham Railway Station is an 8 minute drive away and keeps you connected to other areas of Kent and London. If you're commuting into the city, you can be in Stratford International in 36 minutes, London St Pancras International in 44 minutes or London Victoria in 54 minutes. You will have great road connections too with the A2 and M2 nearby giving you easy access to Maidstone, Sevenoaks, Canterbury and Ashford to name a few

What is Shared Ownership?


Shared Ownership offers a more accessible route to homeownership by allowing you to purchase a share of a property’s value, while paying a subsidised rent on the remaining share.

The share purchase price is based on the full market value of the property, and your rent is calculated on the remaining share owned by the landlord. 

Over time, you may choose to buy additional shares in your home through a process known as staircasing, potentially increasing your ownership up to 100%.

Eligibility Criteria

- To be eligible for Shared Ownership, you will need to:
- Have a combined household income under £80,000 per annum
- Be unable to purchase a suitable home on the open market
- Meet one of the standard criteria, such as being a first time buyer or forming a new household
- A live or work connection to the local area

About Highlight Housing


We are The Affordable Homes Agency.

Finding an affordable home should not feel impossible. Highlight Housing exists to improve access to good-quality, safe, affordable homes for sale and rent across the UK, working with trusted housebuilders, housing associations, private sellers and landlords.

With over 15 years’ experience across shared ownership, shared equity, mid-market rent and rent to buy, we provide clear, practical guidance that helps people understand what is genuinely within reach.

Our focus is on supporting individuals and families to move forward with confidence into a secure, well managed future home they can afford.

Shared Ownership Disclaimer


Shared Ownership is subject to eligibility, affordability checks and the terms of the lease. Rent, service charges and other costs will increase over time and should be considered carefully. Failure to meet mortgage, rent or service charge payments could put your home at risk.