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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

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Deposit Bridge

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Renting Schemes

Intermediate Rent

Rent to Buy

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What scheme(s) am I eligible for?

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Popular must haves

Parking / Garage Garden / Balcony Wheelchair access Pets allowed

Added to Share to Buy

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Any availability Available Under offer Coming soon SSTC Sold

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Unfortunately that property is no longer available. Below are some similar properties that you might be interested in.

9 Properties for sale

Group similar homes from the same development

Home 503 - The Spruce, NN4 0BF

3 beds

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £414,995 / Deposit £0

Estimated monthly cost
£2,926

Monthly cost

Share 100% / Deposit £0

Rent £2,926

Estimated monthly cost £2,926

Share

Deposit

£

Home 478 - The Rowan, NN4 0BF

3 beds

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £339,995 / Deposit £0

Estimated monthly cost
£2,397

Monthly cost

Share 100% / Deposit £0

Rent £2,397

Estimated monthly cost £2,397

Share

Deposit

£

Home 487 - The Aspen, NN4 0BF

4 beds

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £519,995 / Deposit £0

Estimated monthly cost
£3,666

Monthly cost

Share 100% / Deposit £0

Rent £3,666

Estimated monthly cost £3,666

Share

Deposit

£

The Fieldings, Towcester Road, NN4 9RN

2 beds / 1 bath

The Chestnut – Final 2-Bedroom Bungalow Available at The Fieldings, Northampton

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40.00% / Full price £305,000 / Deposit £6,100

Estimated monthly cost
£1,137

Monthly cost

Share 40.00% / Deposit £6,100

Rent £419

Service charge £25

Mortgage £693

Estimated monthly cost £1,137

Calculated using a representative rate of 5.23%

Share

Deposit

£

The Fieldings, Towcester Road, NN4 9RN

3 beds / 1 bath

3-bedroom home featuring an ensuite to the main bedroom, private garden and parking

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40.00% / Full price £397,500 / Deposit £7,950

Estimated monthly cost
£1,475

Monthly cost

Share 40.00% / Deposit £7,950

Rent £547

Service charge £25

Mortgage £903

Estimated monthly cost £1,475

Calculated using a representative rate of 5.23%

Share

Deposit

£

The Fieldings, Towcester Road, NN4 9RN

3 beds / 1 bath

3-bedroom home featuring an ensuite to the main bedroom, private garden and parking

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40.00% / Full price £397,500 / Deposit £7,950

Estimated monthly cost
£1,475

Monthly cost

Share 40.00% / Deposit £7,950

Rent £547

Service charge £25

Mortgage £903

Estimated monthly cost £1,475

Calculated using a representative rate of 5.23%

Share

Deposit

£

The Fieldings, Towcester Road, NN4 9RN

4 beds / 1 bath

4-bedroom home featuring an ensuite to the main bedroom, private garden and parking

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40.00% / Full price £445,000 / Deposit £8,900

Estimated monthly cost
£1,648

Monthly cost

Share 40.00% / Deposit £8,900

Rent £612

Service charge £25

Mortgage £1,011

Estimated monthly cost £1,648

Calculated using a representative rate of 5.23%

Share

Deposit

£

High Street, Upton, NN5 4EH

1 bed

A 1 bed shared ownership property available in Northampton, Northamptonshire

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £145,000 / Min deposit £1,813

Estimated monthly cost
£516

Monthly cost

Share 25% / Min deposit £1,813

Rent £186

Service charge £124

Mortgage £206

Estimated monthly cost £516

Calculated using a representative rate of 5.23%

Share

Deposit

£

Ashby Wood Mews, Northampton, NN5 4GZ

2 beds

A 2 bed shared ownership property available in Northampton, Northamptonshire

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £230,000 / Min deposit £2,875

Estimated monthly cost
£815

Monthly cost

Share 25% / Min deposit £2,875

Rent £403

Service charge £85

Mortgage £327

Estimated monthly cost £815

Calculated using a representative rate of 5.23%

Share

Deposit

£

Showing 9 of 9 results

Available

£414,995

3 beds

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£339,995

3 beds

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£519,995

4 beds

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£30,500

2 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£39,750

3 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£39,750

3 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£44,500

4 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£36,250

1 bed

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£57,500

2 beds

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
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Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
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