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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Properties in

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Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

Location

Radius

Type For Sale To Rent

Bedrooms

Monthly Cost

Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

163 Properties 163 Properties in Lyme Regis

*Premium Listings appear first in results

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163 Properties

*Premium Listings appear first in results

Under offer

1/14

2 bedroom house for sale

Foxglove Way, Bridport, DT6 4SQ

Dorset

2 1 | Maiden Newton (9.3 miles)

Two-bedroom terraced house in West Bay, Bridport

Under Offer

£96,900 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Demonstrate a local connection to the area

Share percentage 34%, full price £285,000, £9,690 Min Deposit

Monthly Cost: £800
Rent £299, Service charge £20, Mortgage £481*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 34%

Deposit Min £9,690 £

Available now

1/26

3 bedroom house for sale

Foxglove Way, West Bay, DT6 4SQ

Dorset

3 2 | Maiden Newton (9.3 miles)

Three bedroom end of terrace house in Bridport

Available

£126,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first-time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 40%, full price £315,000, £12,600 Min Deposit

Monthly Cost: £941
Rent £290, Service charge £26, Mortgage £625*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £12,600 £

Available now

1/11

2 bedroom house for sale

Ridgeway View, St James, Beaminster, Beaminster, DT8 3FR

Dorset

2 1 | Crewkerne (4.4 miles)

Welcome to this charming home featuring a spacious open-plan kitchen, dining, and living area with a...

Available

£100,000 Shared Ownership Resale

Share percentage 50%, full price £200,000, £5,000 Min Deposit

Monthly Cost: £827
Rent £269, Service charge £15, Mortgage £543*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £5,000 £

Available now

1/11

3 bedroom house for sale

Furland Road, Crewkerne, TA18 8DD

South Somerset

3 1 | Crewkerne (0.8 miles)

A 3 bedroom semi-detached house for sale through shared ownership.

Available

£110,250 Shared Ownership Resale

Share percentage 45%, full price £245,000, £5,513 Min Deposit

Monthly Cost: £1,018
Rent £396, Service charge £23, Mortgage £599*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £5,513 £

Under offer

1/12

2 bedroom house for sale

Powells Way, EX14 4XL

East Devon

2 1 | Honiton (4.1 miles)

Two bedroom detached house in Dunkeswell.

Under Offer

£77,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Demonstrate a local connection to the area

Share percentage 35%, full price £220,000, £7,700 Min Deposit

Monthly Cost: £757
Rent £353, Service charge £22, Mortgage £382*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £7,700 £

Under offer

1/1

2 bedroom apartment for sale

Kings Meadow | Plot 1, EX14 4AL

East Devon

2 1 | Honiton (4.2 miles)

Register now for a brand new home at Kings Meadow.

Under Offer

£110,000 Shared Ownership New Build

Share percentage 40%, full price £275,000, £5,500 Min Deposit

Monthly Cost: £1,033
Rent £378, Service charge £57, Mortgage £598*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,500 £

Under offer

1/6

1 bedroom house for sale

Bull Bridge Mead, BA22 9RL

Dorset

1 1 | Chetnole (3.4 miles)

One bedroom house in Halstock.

Under Offer

£104,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently own a property.

Demonstrate you meet the minimum income requirements.

Demonstrate a deposit sufficient to obtain a mortgage for the property.

Have a local connection to the area.

Share percentage 65%, full price £160,000, £10,400 Min Deposit

Monthly Cost: £651
Rent £118, Service charge £17, Mortgage £516*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 65%

Deposit Min £10,400 £

Available now

| 1/14

2 bedroom house for sale

9 Chapel Field, South Petherton, TA13 5EE

South Somerset

2 1 | Crewkerne (5 miles)

2 Bedroom Semi Detached property

Available

£96,000 Shared Ownership Resale

Share percentage 40%, full price £240,000, £4,800 Min Deposit

Monthly Cost: £841
Rent £291, Service charge £28, Mortgage £522*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £4,800 £

Available now

1/11

3 bedroom house for sale

7 The Paddock, Winterbourne Abbas, Dorchester, DT2 9XD

Dorset

3 1 | Dorchester West (4.5 miles)

3 bedroom semi detached house

Available

£200,000 Shared Ownership Resale

Share percentage 80%, full price £250,000, £10,000 Min Deposit

Monthly Cost: £1,225
Rent £99, Service charge £39, Mortgage £1,087*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 80%

Deposit Min £10,000 £

Available now

| 1/6

2 bedroom apartment for sale

58 Montacute Road, Houndstone, BA22 8ZD

South Somerset

2 1 | Yeovil Pen Mill (3 miles)

First floor apartment with single garage

Available

£96,200 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You live or work in South Somerset - South Somerset District

Share percentage 65%, full price £148,000, £4,810 Min Deposit

Monthly Cost: £754
Rent £144, Service charge £87, Mortgage £523*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 65%

Deposit Min £4,810 £

NOW SELLING | Deposits from £4,810 | Register now

Available now

1/9

2 bedroom house for sale

40 Fosse Park Road, BA20 2FW

South Somerset

2 | Yeovil Pen Mill (1.4 miles)

Two Bedroom End Terrace property with parking next to the property. Walking distance to town centre and shops Play area park within a short walk

Available

£76,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Local connection required

one or more of

Resident in the district

Employed or secures employment in district

Has been a resident of district for period totally at lest 2 years of the last 5 years

Has family associations with the district

Thank you for your recent interest in the above property. The seller is currently accepting viewings and if you would like to arrange a viewing, please contact the seller on the details below.

Seller Name: Laura Firks

Seller Contact Details: 07739431992 and laurafirks@hotmail.com

As a shared ownership home, you will need to be eligible for Shared Ownership.

As a reminder, to be eligible for shared ownership you will need to evidence:

• your household income is £80,000 a year or less (£90,000 a year or less in London)
• you cannot afford all of the deposit and mortgage payments for a home that meets your needs
One of the following must also be true:
• you’re a first-time buyer
• you used to own a home but cannot afford to buy one now
• you’re forming a new household - for example, after a relationship breakdown
• you’re an existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home that meets your needs

Please take note of the minimum income, (£28,668) which is based on the minimum deposit (£6,300) for this property. If you are placing a larger deposit, the minimum income will reduce. Always check with us if you are unsure whether you can afford the property.

If you make a successful offer to the seller after your viewing, they will let us know and we will then be able to refer you for a financial assessment with an Independent Financial Advisor. This is compulsory for all Shared Ownership purchases and does not interfere with any mortgage arrangements you have already made. They will complete an assessment but you are not obliged to use them afterwards to arrange your mortgage, but can if you wish. You will also be required to complete a Stonewater application form. Further information on the financial assessment and application form will be provided.

Please let us know if you need any further information and good luck with your viewing.

Kind regards

Share percentage 40%, full price £190,000, £3,800 Min Deposit

Monthly Cost: £770
Rent £342, Service charge £15, Mortgage £413*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £3,800 £

Available now

1/17

2 bedroom house for sale

Frylake Meadow, Yetminster, DT9 6EF

Dorset

2 1 | Yetminster (0.5 miles)

Two bedroom semi-detached house in Yetminster

Available

£143,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 55%, full price £260,000, £14,300 Min Deposit

Monthly Cost: £1,059
Rent £306, Service charge £43, Mortgage £710*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 55%

Deposit Min £14,300 £

Coming soon

1/1

3 bedroom house for sale

Galileo | Plot 121, EX5 7JY

Exeter

3 1 | Cranbrook (Devon) (1.6 miles)

A brand new three bedroom Shared ownership property in the thriving community of Cranbrook!

Coming Soon

Pricing to be confirmed Shared Ownership New Build

Coming soon

1/1

3 bedroom house for sale

Galileo | Plot 135, EX5 7JY

Exeter

3 1 | Cranbrook (Devon) (1.6 miles)

A brand new three bedroom Shared ownership property in the thriving community of Cranbrook!

Coming Soon

Pricing to be confirmed Shared Ownership New Build

Coming soon

1/1

3 bedroom house for sale

Galileo | Plot 137, EX5 7JY

Exeter

3 1 | Cranbrook (Devon) (1.6 miles)

A brand new three bedroom Shared ownership property in the thriving community of Cranbrook!

Coming Soon

Pricing to be confirmed Shared Ownership New Build

Under offer

1/1

2 bedroom house for sale

Galileo | Plot 70, EX5 7JY

Exeter

2 1 | Cranbrook (Devon) (1.6 miles)

Register now for a brand new home in Exeter!

Under Offer

£98,000 Shared Ownership New Build

Share percentage 40%, full price £245,000, £4,900 Min Deposit

Monthly Cost: £854
Rent £306, Service charge £16, Mortgage £532*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £4,900 £

Under offer

1/1

2 bedroom house for sale

Galileo | Plot 72, EX5 7JY

Exeter

2 1 | Cranbrook (Devon) (1.6 miles)

Register now for a brand new home in Exeter!

Under Offer

£96,000 Shared Ownership New Build

Share percentage 40%, full price £240,000, £4,800 Min Deposit

Monthly Cost: £838
Rent £300, Service charge £16, Mortgage £522*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £4,800 £

Under offer

1/1

4 bedroom house for sale

Galileo | Plot 102, EX5 7JY

Exeter

4 1 | Cranbrook (Devon) (1.6 miles)

A brand new four bedroom Shared ownership property in the thriving community of Cranbrook!

Under Offer

£126,000 Shared Ownership New Build

Share percentage 40%, full price £315,000, £6,300 Min Deposit

Monthly Cost: £1,095
Rent £394, Service charge £16, Mortgage £685*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,300 £

Under offer

1/1

4 bedroom house for sale

Galileo | Plot 103, EX5 7JY

Exeter

4 1 | Cranbrook (Devon) (1.6 miles)

A brand new four bedroom Shared ownership property in the thriving community of Cranbrook!

Under Offer

£124,000 Shared Ownership New Build

Share percentage 40%, full price £310,000, £6,200 Min Deposit

Monthly Cost: £1,078
Rent £388, Service charge £16, Mortgage £674*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,200 £

Coming soon

1/1

3 bedroom house for sale

Galileo | Plot 122, EX5 7JY

Exeter

3 1 | Cranbrook (Devon) (1.6 miles)

A brand new three bedroom Shared ownership property in the thriving community of Cranbrook!

Coming Soon

Pricing to be confirmed Shared Ownership New Build

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Abri Homes Resales

Bromford

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

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How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

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