Priority is given for those living or working in the borough of Elmbridge

• Minimum Joint Household Income from£32,500
• Deposit from£8,700
  
  
  
  

There are some general eligibility requirements that anyone wishing to buy a Shared Ownership home must meet. The general eligibility criteria for Shared Ownership is as follows:

• You must be at least 18 years old
• Outside of London your annual household income must be less than £80,000
• In London your annual household income must be less than £90,000
• You should generally be a first time buyer, i.e. you don’t already own a home. If you do already own, you must be in the process of selling it
• You should not be able to afford to buy a home suitable for your housing needs on the open market
• You must show you are not in mortgage or rent arrears
• You must be able to demonstrate that you have a good credit history (no bad debts or County Court Judgements) and can afford the regular payments and costs involved in buying a home

Please contact our sales team for eligibility criteria as this may differ with each development.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• Must Live or Work in the London Borough of Ealing.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

There are some general eligibility requirements that anyone wishing to buy a Shared Ownership home must meet.The general eligibility criteria for Shared Ownership is as follows:

• You must be at least 18 years old
• Outside of London your annual household income must be less than £80,000
• In London your annual household income must be less than £90,000
• You should generally be a first time buyer, i.e. you don’t already own a home. If you do already own, you must be in the process of selling it
• You should not be able to afford to buy a home suitable for your housing needs on the open market
• You must show you are not in mortgage or rent arrears
• You must be able to demonstrate that you have a good credit history (no bad debts or County Court Judgements) and can affordthe regular payments and costs involved in buying a home

Please contact our sales team for eligibility criteria as this may differ with each development.

Reserve for just £99* – offer available until 31st March 2021

Reserve your dream home with Shared Ownership for less – simply contact Clarion Housing today and find out how easy it is.

*Fee reduced from £500. Offer available until 31st March 2021 and applies to all Shared Ownership purchases with Clarion Housing. If the property does not exchange within 45 days of the reservation fee being taken then the full £500 reservation fee will be required. Full T&Cs available on request.

Am I eligible?

• You must be at least 18 years old.
• You cannot afford to buy a home suitable for your needs on the open market.
• You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
• Your annual household income must be less than £90,000.

You must be a first time buyer or existing shared owner*. If you already own a home, you need to move but you cannot afford to, then please discuss your situation with us. There are some circumstances under which you could be eligible.

Reserve for just £99* – offer available until 31st March 2021

Reserve your dream home with Shared Ownership for less – simply contact Clarion Housing today and find out how easy it is.

*Fee reduced from £500. Offer available until 31st March 2021 and applies to all Shared Ownership purchases with Clarion Housing. If the property does not exchange within 45 days of the reservation fee being taken then the full £500 reservation fee will be required. Full T&Cs available on request.

Am I eligible?

• You must be at least 18 years old.
• You cannot afford to buy a home suitable for your needs on the open market.
• You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
• Your annual household income must be less than £90,000.

You must be a first time buyer or existing shared owner*. If you already own a home, you need to move but you cannot afford to, then please discuss your situation with us. There are some circumstances under which you could be eligible.

To be eligible for a home at Longcross, you will need to:

•Have a gross household income of no more than £80,000 per annum.
•Be unable to purchase a suitable home to meet your housing needs on the open market.
•Not already own a home or you will have sold your current home before you purchase
•Be registered with a local Help to Buy agent
•Priority will be given to customers who live or work in the Surrey area

To be eligible for a home at Longcross, you will need to:

•Have a gross household income of no more than £80,000 per annum.
•Be unable to purchase a suitable home to meet your housing needs on the open market.
•Not already own a home or you will have sold your current home before you purchase
•Be registered with a local Help to Buy agent
•Priority will be given to customers who live or work in the Surrey area

To be eligible for a home at Longcross, you will need to:

•Have a gross household income of no more than £80,000 per annum.
•Be unable to purchase a suitable home to meet your housing needs on the open market.
•Not already own a home or you will have sold your current home before you purchase
•Be registered with a local Help to Buy agent
•Priority will be given to customers who live or work in the Surrey area

To be eligible for a home at Longcross, you will need to:

•Have a gross household income of no more than £80,000 per annum.
•Be unable to purchase a suitable home to meet your housing needs on the open market.
•Not already own a home or you will have sold your current home before you purchase
•Be registered with a local Help to Buy agent
•Priority will be given to customers who live or work in the Surrey area

To be eligible for a home at Longcross, you will need to:

•Have a gross household income of no more than £80,000 per annum.
•Be unable to purchase a suitable home to meet your housing needs on the open market.
•Not already own a home or you will have sold your current home before you purchase
•Be registered with a local Help to Buy agent
•Priority will be given to customers who live or work in the Surrey area

https://homemadehomes.com/help-advice/share-ownership-guide/

Reserve for just £99* – offer available until 31st March 2021

Reserve your dream home with Shared Ownership for less – simply contact Clarion Housing today and find out how easy it is.

*Fee reduced from £500. Offer available until 31st March 2021 and applies to all Shared Ownership purchases with Clarion Housing. If the property does not exchange within 45 days of the reservation fee being taken then the full £500 reservation fee will be required. Full T&Cs available on request.

Am I eligible?

• Your annual household income must be no more than £80,000.
• You must be unable to purchase a home suitable for your needs without assistance.
• You must not have any outstanding credit issues (i.e. unsatisfied defaults or county court judgments).
• You must be a first-time buyer. If you already own a home and need to move but cannot afford to, or you have equity from a recent sale, please contact us, as there are some circumstances under which you may still be eligible.
• Shared Ownership leaseholders to be nominated through the Homebuy agent.

To be eligible to purchase a Shared Ownership home

• Your annual household income can be no more than £90,000 if the property is in London, no more than £80,000 if the property in not in London
• You should be unable to purchase a home suitable for your needs without assistance.
• You must not have any outstanding credit issues (i.e. unsatisfied defaults or county court judgments).
• You must be a first time buyer. If you already own a home and need to move but cannot afford to, please contact us. There may be some circumstances under which you could be eligible.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

• Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
• Service Charge: covers maintenance costs for the property as a whole and communal areas
• Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Affordable housing scheme: Over-55s Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a 75% share of the home or apartment.

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Affordable housing scheme: Help to Buy equity loans (100% ownership with a 40% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.