• Your household income does not exceed £80,000 (outside of London) and £90,000 (inside of London)
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

You must be at least 18 years old.
Outside of London your annual household income must be less than £80,000.
In London, your annual household income must be less than £90,000.
You cannot own another home. Shared Ownership purchasers are often first time buyers but if you do already own another property (either in the UK or abroad), you must be in the process of selling it.
You should not be able to afford to buy a home suitable for your housing needs on the open market.
You must show you are not in mortgage or rent arrears.
You must be able to demonstrate that you have a good credit history (no bad debts or County Court Judgements) and can afford the regular payments and costs involved in buying a home.

- Terms, conditions and requirements -

Minimum household income requirement: £41,251^

Deposit: If you will be obtaining a mortgage you will need at least £4,250 in savings (i.e. a 5% deposit).

^If your deposit is more than 5%, the minimum income requirements may be less. Please contact us for further details.

Application process: A financial assessment must be completed. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://www.helptobuyagent3.org.uk/apply-page/. You will need to provide your HTB reference when completing the application process.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

Equity Share Scheme
Lincolnsfield, Squires Park, Bushey, Hertfordshire.

Hertsmere Borough Council Eligibility Criteria and Priorities

First Joint Priority
a) Resident in Hertsmere and currently a tenant of a Registered Social Landlord no minimum
period of residency required.
b) Armed Forces personnel living in Hertsmere or had lived in Hertsmere immediately before being posted elsewhere.
Second Priority
Current resident in Hertsmere in rented or other accommodation considered settled by the Council and on the Council’s Housing Register

Third Priority
Current resident in Hertsmere in rented or other accommodation considered settled by the Council.

Fourth Priority
Continuously employed within the Borough of Hertsmere for a minimum period of 6 months. The main place of employment is situated within the borough.

Fifth Priority
Have a close relative that lives in the Borough and has done so continuously for the last 12 months. Close relative is defined as parent, son, daughter, brother or sister. (Note if the connection is either an applicant's son or daughter, the son/daughter must be over 18 years of age) – Evidence of a local connection gained through family will be required in the form of birth certificates.

All the above must be first time buyers, not own any other property within the United Kingdom or abroad and this purchase will be their only residence

All the above must earn less than, or a maximum of, £80,000 per annum per household.

All applications must be approved and authorised by Hertsmere Borough Council.

Equity Share Scheme
Lincolnsfield, Squires Park, Bushey, Hertfordshire.

Hertsmere Borough Council Eligibility Criteria and Priorities

First Joint Priority
a) Resident in Hertsmere and currently a tenant of a Registered Social Landlord no minimum
period of residency required.
b) Armed Forces personnel living in Hertsmere or had lived in Hertsmere immediately before being posted elsewhere.
Second Priority
Current resident in Hertsmere in rented or other accommodation considered settled by the Council and on the Council’s Housing Register

Third Priority
Current resident in Hertsmere in rented or other accommodation considered settled by the Council.

Fourth Priority
Continuously employed within the Borough of Hertsmere for a minimum period of 6 months. The main place of employment is situated within the borough.

Fifth Priority
Have a close relative that lives in the Borough and has done so continuously for the last 12 months. Close relative is defined as parent, son, daughter, brother or sister. (Note if the connection is either an applicant's son or daughter, the son/daughter must be over 18 years of age) – Evidence of a local connection gained through family will be required in the form of birth certificates.

All the above must be first time buyers, not own any other property within the United Kingdom or abroad and this purchase will be their only residence

All the above must earn less than, or a maximum of, £80,000 per annum per household.

All applications must be approved and authorised by Hertsmere Borough Council.