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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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For sale To rent

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

Private Sale

Renting Schemes

Intermediate Rent

Rent to Buy

London Living Rent

Discount Market Rent

What scheme(s) am I eligible for?

Monthly cost

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Deposit required

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Property type

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Terraced house

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Terraced house

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Flat

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Ground floor maisonette

Maisonette

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Popular must haves

Parking / Garage Garden / Balcony Wheelchair access Pets allowed

Added to Share to Buy

Minimum share available (%) Applied to Shared Ownership schemes only

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Full market price

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Availability

Any availability Available Under offer Coming soon SSTC Sold

Where

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Beds

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For sale To rent

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5 Properties for sale

Group similar homes from the same development

Gilmour House, Milnthorpe Lane, CM5 0GD

2 beds / 1 bath

Coming Soon | Shared Ownership Opportunity in Ongar | Contemporary 2-Bed Apartments

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Pricing to be confirmed

Gilmour House, Milnthorpe Lane, CM5 0GD

2 beds / 1 bath

Coming Soon | Shared Ownership Opportunity in Ongar | Contemporary 2-Bed Apartments

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Pricing to be confirmed

Pippin Road, Ongar, CM5 0FS

3 beds / 1 bath

Three Bedroom Semi-Detached House

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 35% / Full price £520,000 / Min deposit £9,100

Estimated monthly cost
£1,794

Monthly cost

Share 35% / Min deposit £9,100

Rent £681

Service charge £79

Mortgage £1,034

Estimated monthly cost £1,794

Calculated using a representative rate of 5.23%

Share

Deposit

£

Pippin Road, Ongar, CM5 0FS

2 beds / 1 bath

Two Bedroom Semi-Detached House

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 45% / Full price £440,000 / Min deposit £9,900

Estimated monthly cost
£1,677

Monthly cost

Share 45% / Min deposit £9,900

Rent £480

Service charge £72

Mortgage £1,125

Estimated monthly cost £1,677

Calculated using a representative rate of 5.23%

Share

Deposit

£

Elstar Road, Ongar, CM5 0FQ

2 beds / 1 bath

Two-bedroom, end of terrace house

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 60% / Full price £455,000 / Min deposit £13,650

Estimated monthly cost
£1,962

Monthly cost

Share 60% / Min deposit £13,650

Rent £339

Service charge £72

Mortgage £1,551

Estimated monthly cost £1,962

Calculated using a representative rate of 5.23%

Share

Deposit

£

Showing 5 of 5 results

Coming Soon

£126,000

2 beds / 1 bath

Share 35%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Coming Soon

£126,000

2 beds / 1 bath

Share 35%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£182,000

3 beds / 1 bath

Share 35%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£198,000

2 beds / 1 bath

Share 45%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£273,000

2 beds / 1 bath

Share 60%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
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Mortgage hub
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Mortgage comparison
Staircasing hub
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Buyers FAQs

Expert Help

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