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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

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Renting Schemes

Intermediate Rent

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What scheme(s) am I eligible for?

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Popular must haves

Parking / Garage Garden / Balcony Wheelchair access Pets allowed

Added to Share to Buy

Minimum share available (%) Applied to Shared Ownership schemes only

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Availability

Any availability Available Under offer Coming soon SSTC Sold

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4 Properties for sale

Group similar homes from the same development

Plot 126 - The Cumberland, CO5 0LX

3 beds / 2 baths

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £395,000 / Deposit £0

Estimated monthly cost
£2,785

Monthly cost

Share 100% / Deposit £0

Rent £2,785

Estimated monthly cost £2,785

Share

Deposit

£

Plot 122 - The Victoria, CO5 0LX

3 beds / 2 baths

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £500,000 / Deposit £0

Estimated monthly cost
£3,525

Monthly cost

Share 100% / Deposit £0

Rent £3,525

Estimated monthly cost £3,525

Share

Deposit

£

Plot 109 - The Cherrywood, CO5 0LX

3 beds / 2 baths

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £395,000 / Deposit £0

Estimated monthly cost
£2,785

Monthly cost

Share 100% / Deposit £0

Rent £2,785

Estimated monthly cost £2,785

Share

Deposit

£

Plot 91 - The Morello, CO5 0LX

3 beds / 1 bath

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £410,000 / Deposit £0

Estimated monthly cost
£2,891

Monthly cost

Share 100% / Deposit £0

Rent £2,891

Estimated monthly cost £2,891

Share

Deposit

£

Showing 4 of 4 results

Available

£395,000

3 beds / 2 baths

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£500,000

3 beds / 2 baths

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£395,000

3 beds / 2 baths

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£410,000

3 beds / 1 bath

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
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Buyers FAQs

Expert Help

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