Shared Ownership Properties | Shared Ownership Houses & Homes For Sale | First timer buyer homes

Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

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Renting Schemes

Intermediate Rent

Rent to Buy

London Living Rent

Discount Market Rent

What scheme(s) am I eligible for?

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Property type

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Popular must haves

Parking / Garage Garden / Balcony Wheelchair access Pets allowed

Added to Share to Buy

Minimum share available (%) Applied to Shared Ownership schemes only

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Availability

Any availability Available Under offer Coming soon SSTC Sold

Where

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5 Properties for sale

Group similar homes from the same development

Sheepen Place, CO3 3LT

1 bed / 1 bath

One bedroom third floor flat

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 70% / Full price £140,000 / Min deposit £4,900

Estimated monthly cost
£707

Monthly cost

Share 70% / Min deposit £4,900

Rent £0

Service charge £150

Mortgage £557

Estimated monthly cost £707

Calculated using a representative rate of 5.23%

Share

Deposit

£

Sheepen Place, Colchester, CO3 3LT

1 bed / 1 bath

Shared Ownership Opportunity | 1-Bed Ground Floor | Parking | Gym Access | Great Links

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £150,000 / Min deposit £3,750

Estimated monthly cost
£730

Monthly cost

Share 50% / Min deposit £3,750

Rent £176

Service charge £128

Mortgage £426

Estimated monthly cost £730

Calculated using a representative rate of 5.23%

Share

Deposit

£

Collyers Court, East Street, Colchester, CO1 2TS

2 beds / 1 bath

Well-Presented Two-Bedroom Coach House in Colchester

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 75% / Full price £195,000 / Min deposit £14,625

Estimated monthly cost
£853

Monthly cost

Share 75% / Min deposit £14,625

Rent £74

Mortgage £779

Estimated monthly cost £853

Calculated using a representative rate of 5.13%

Share

Deposit

£

East Street, Colchester, CO1 2TS

1 bed / 1 bath

Stylish One-Bedroom Maisonette with Loft Storage – Shared Ownership Opportunity

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 75% / Full price £145,000 / Min deposit £5,438

Estimated monthly cost
£687

Monthly cost

Share 75% / Min deposit £5,438

Rent £0

Service charge £69

Mortgage £618

Estimated monthly cost £687

Calculated using a representative rate of 5.23%

Share

Deposit

£

1 Collyers Court, CO1 2TS

1 bed / 1 bath

Well-Presented One Bedroom Shared Ownership Apartment in Central Colchester

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 75% / Full price £145,000 / Min deposit £5,438

Estimated monthly cost
£695

Monthly cost

Share 75% / Min deposit £5,438

Rent £0

Service charge £77

Mortgage £618

Estimated monthly cost £695

Calculated using a representative rate of 5.23%

Share

Deposit

£

Showing 5 of 5 results

Available

£98,000

1 bed / 1 bath

Share 70%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£75,000

1 bed / 1 bath

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£146,250

2 beds / 1 bath

Share 75%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£108,750

1 bed / 1 bath

Share 75%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£108,750

1 bed / 1 bath

Share 75%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

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Buyers FAQs

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