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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

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Discount Full Ownership

Shared Equity

First Homes

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Deposit Bridge

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Renting Schemes

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What scheme(s) am I eligible for?

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7 Properties for sale

Group similar homes from the same development

Plot 6 - The Charndale, IP31 3UJ

3 beds / 2 baths

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £385,000 / Deposit £0

Estimated monthly cost
£2,714

Monthly cost

Share 100% / Deposit £0

Rent £2,714

Estimated monthly cost £2,714

Share

Deposit

£

St Peters Chase, IP31 3QD

3 beds

3 Bedroom Shared Ownership House

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40.00% / Full price £360,000 / Deposit £7,200

Estimated monthly cost
£1,373

Monthly cost

Share 40.00% / Deposit £7,200

Rent £495

Service charge £60

Mortgage £818

Estimated monthly cost £1,373

Calculated using a representative rate of 5.23%

Share

Deposit

£

Beyton Road, IP31 3QX

3 beds / 1 bath

3 bedroom end-terraced houses

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25.00% / Full price £325,000 / Deposit £8,125

Estimated monthly cost
£1,049

Monthly cost

Share 25.00% / Deposit £8,125

Rent £559

Service charge £57

Mortgage £433

Estimated monthly cost £1,049

Calculated using a representative rate of 5.13%

Share

Deposit

£

Beyton Road, IP31 3QX

2 beds / 1 bath

2 bedroom houses

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25.00% / Full price £270,000 / Deposit £6,750

Estimated monthly cost
£880

Monthly cost

Share 25.00% / Deposit £6,750

Rent £464

Service charge £56

Mortgage £360

Estimated monthly cost £880

Calculated using a representative rate of 5.13%

Share

Deposit

£

Oxlip House, Airfield Road, IP32 7RH

1 bed / 1 bath

Available Now: One bedroom older persons apartment in Bury St Edmunds, Suffolk and is available to purchase through the Shared Ownership scheme

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Share 75% / Full price £200,000 / Min deposit £7,500

Estimated monthly cost
£852

Monthly cost

Share 75% / Min deposit £7,500

Rent £0

Mortgage £852

Estimated monthly cost £852

Calculated using a representative rate of 5.23%

Share

Deposit

£

Oxlip House, Airfield Road, IP32 7RH

2 beds / 2 baths

Two Bedroom Retirement Apartment in Bury St Edmunds available to purchase through the Shared Ownership scheme

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Share 75% / Full price £220,000 / Min deposit £8,250

Estimated monthly cost
£937

Monthly cost

Share 75% / Min deposit £8,250

Rent £0

Mortgage £937

Estimated monthly cost £937

Calculated using a representative rate of 5.23%

Share

Deposit

£

Juniper Road, Bury St. Edmunds, IP32 7PT

2 beds

A 2 bed shared ownership property available in Bury St. Edmunds, Suffolk

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £245,000 / Min deposit £6,125

Estimated monthly cost
£1,095

Monthly cost

Share 50% / Min deposit £6,125

Rent £324

Service charge £75

Mortgage £696

Estimated monthly cost £1,095

Calculated using a representative rate of 5.23%

Share

Deposit

£

Showing 7 of 7 results

Available

£385,000

3 beds / 2 baths

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£36,000

3 beds

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£32,500

3 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£27,000

2 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£150,000

1 bed / 1 bath

Share 75%

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Available

£165,000

2 beds / 2 baths

Share 75%

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Under Offer

£122,500

2 beds

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

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Buyers FAQs

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