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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

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See full details Scheme eligibility tool

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Discount Market Sale

Discount Full Ownership

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Private Sale

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5 Properties for sale

Apple Walk, Waterbeach, CB25 9RY

2 beds / 1 bath

Two Bedroom Apartment

Rent to Buy

Rent to Buy

Rent to Buy enables aspiring homeowners to live in a home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation. These lower rental costs can help you save towards your deposit throughout your tenancy.
Learn more about Rent to Buy

Rent to Buy

Rent to Buy

Rent to Buy enables aspiring homeowners to live in a home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation. These lower rental costs can help you save towards your deposit throughout your tenancy.
Learn more about Rent to Buy

Waterbeach Rent to Buy See more from this development

Apple Walk, Waterbeach, CB25 9RY

1 bed / 1 bath

One Bedroom Apartment

Rent to Buy

Rent to Buy

Rent to Buy enables aspiring homeowners to live in a home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation. These lower rental costs can help you save towards your deposit throughout your tenancy.
Learn more about Rent to Buy

Rent to Buy

Rent to Buy

Rent to Buy enables aspiring homeowners to live in a home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation. These lower rental costs can help you save towards your deposit throughout your tenancy.
Learn more about Rent to Buy

Waterbeach Rent to Buy See more from this development

Cookes Field, CB25 9GP

3 beds / 2 baths

Three bed semi detached house in the popular village of Waterbeach

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 60% / Full price £400,000 / Min deposit £24,000

Estimated monthly cost
£1,679

Monthly cost

Share 60% / Min deposit £24,000

Rent £448

Service charge £40

Mortgage £1,191

Estimated monthly cost £1,679

Calculated using a representative rate of 4.42%

Share

Deposit

£

Cookes Field, CB25 9GP

3 beds / 2 baths

Well presented three bed semi detached house in the popular village of Waterbeach

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £400,000 / Min deposit £20,000

Estimated monthly cost
£1,636

Monthly cost

Share 50% / Min deposit £20,000

Rent £602

Service charge £42

Mortgage £992

Estimated monthly cost £1,636

Calculated using a representative rate of 4.42%

Share

Deposit

£

Cookes Field, CB25 9GP

2 beds / 2 baths

Modern two bed semi detached house in the desirable village of Waterbeach

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £340,000 / Min deposit £13,600

Estimated monthly cost
£1,325

Monthly cost

Share 40% / Min deposit £13,600

Rent £600

Service charge £50

Mortgage £675

Estimated monthly cost £1,325

Calculated using a representative rate of 4.42%

Share

Deposit

£

Showing 5 of 5 results

Available

£1,040

2 beds / 1 bath

Share 100%

Rent to Buy

Rent to Buy

Rent to Buy enables aspiring homeowners to live in a home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation. These lower rental costs can help you save towards your deposit throughout your tenancy.
Learn more about Rent to Buy

Available

£840

1 bed / 1 bath

Share 100%

Rent to Buy

Rent to Buy

Rent to Buy enables aspiring homeowners to live in a home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation. These lower rental costs can help you save towards your deposit throughout your tenancy.
Learn more about Rent to Buy

Available

£240,000

3 beds / 2 baths

Share 60%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£200,000

3 beds / 2 baths

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£136,000

2 beds / 2 baths

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
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Rent to Buy

Buyer Tools

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