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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

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Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

Deposit Bridge

Private Sale

Renting Schemes

Intermediate Rent

Rent to Buy

London Living Rent

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What scheme(s) am I eligible for?

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Popular must haves

Parking / Garage Garden / Balcony Wheelchair access Pets allowed

Added to Share to Buy

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Any availability Available Under offer Coming soon SSTC Sold

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7 Properties for sale

Group similar homes from the same development

Plot 15 - The Lancombe, PR3 0AU

4 beds / 2 baths

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £466,000 / Deposit £0

Estimated monthly cost
£3,285

Monthly cost

Share 100% / Deposit £0

Rent £3,285

Estimated monthly cost £3,285

Share

Deposit

£

Plot 35 - The Heysham, PR3 0AU

4 beds / 2 baths

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £555,000 / Deposit £0

Estimated monthly cost
£3,913

Monthly cost

Share 100% / Deposit £0

Rent £3,913

Estimated monthly cost £3,913

Share

Deposit

£

Plot 123 - The Seacombe, PR3 0AU

4 beds

4 Bedroom House - Plot 123 - The Seacombe at Cricketers' Green

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £465,000 / Deposit £0

Estimated monthly cost
£3,278

Monthly cost

Share 100% / Deposit £0

Rent £3,278

Estimated monthly cost £3,278

Share

Deposit

£

Plot 25 - The Sherwood Bay, PR3 0AU

3 beds / 2 baths

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £332,000 / Deposit £0

Estimated monthly cost
£2,341

Monthly cost

Share 100% / Deposit £0

Rent £2,341

Estimated monthly cost £2,341

Share

Deposit

£

Plot 31 - The Rendlesham, PR3 0AU

3 beds / 1 bath

Rent now, choose to buy later with 10% off to help with your deposit

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Share 100% / Full price £220,800 / Deposit £0

Estimated monthly cost
£1,557

Monthly cost

Share 100% / Deposit £0

Rent £1,557

Estimated monthly cost £1,557

Share

Deposit

£

Galgate, LA2 0JG

2 beds / 1 bath

These stunning 2 bedroom mews homes are constructed to the highest specifications and provide quality, contemporary living.

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 10.00% / Full price £248,000 / Deposit £1,240

Estimated monthly cost
£696

Monthly cost

Share 10.00% / Deposit £1,240

Rent £512

Service charge £43

Mortgage £141

Estimated monthly cost £696

Calculated using a representative rate of 5.23%

Share

Deposit

£

Galloways Reach, Galgate, Lancashire, LA2 0JG, LA2 0JG

2 beds / 1 bath

These stunning 2 bedroom mews homes are constructed to the highest specifications and provide quality, contemporary living.

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 10.00% / Full price £213,000 / Deposit £1,065

Estimated monthly cost
£600

Monthly cost

Share 10.00% / Deposit £1,065

Rent £439

Service charge £40

Mortgage £121

Estimated monthly cost £600

Calculated using a representative rate of 5.23%

Share

Deposit

£

Showing 7 of 7 results

Available

£466,000

4 beds / 2 baths

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£555,000

4 beds / 2 baths

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£465,000

4 beds

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£332,000

3 beds / 2 baths

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£220,800

3 beds / 1 bath

Share 100%

Deposit Bridge

Deposit Bridge

Deposit Bridge is a new pathway to homeownership where you make a fixed monthly payment for 5 years, after which 10% of the home is yours to use for a deposit. No deposit is required at all on day 1, the only thing you pay upfront is a 1% product fee.

Available

£24,800

2 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£21,300

2 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

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First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
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Buyers FAQs

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