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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

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Renting Schemes

Intermediate Rent

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London Living Rent

Discount Market Rent

What scheme(s) am I eligible for?

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Parking / Garage Garden / Balcony Wheelchair access Pets allowed

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Minimum share available (%) Applied to Shared Ownership schemes only

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Any availability Available Under offer Coming soon SSTC Sold

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5 Properties for sale

Group similar homes from the same development

Saxon Park, Desborough, NN14 2WQ

3 beds / 2 baths

Two & Three bedroom homes now available

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £295,000 / Min deposit £5,900

Estimated monthly cost
£1,148

Monthly cost

Share 40% / Min deposit £5,900

Rent £406

Service charge £72

Mortgage £670

Estimated monthly cost £1,148

Calculated using a representative rate of 5.23%

Share

Deposit

£

Saxon Park, Desborough, NN14 2WQ

2 beds / 2 baths

Two bedroom homes now available at Saxon Park

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £275,000 / Min deposit £5,500

Estimated monthly cost
£1,071

Monthly cost

Share 40% / Min deposit £5,500

Rent £378

Service charge £68

Mortgage £625

Estimated monthly cost £1,071

Calculated using a representative rate of 5.23%

Share

Deposit

£

Cholstrey Road, HR6 9AL

3 beds / 1 bath

Limited homes remaining at Cholstrey Road - Two & Three Bedrooms

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40.00% / Full price £300,000 / Deposit £6,000

Estimated monthly cost
£1,163

Monthly cost

Share 40.00% / Deposit £6,000

Rent £413

Service charge £68

Mortgage £682

Estimated monthly cost £1,163

Calculated using a representative rate of 5.23%

Share

Deposit

£

Cholstrey Road, HR6 9AL

2 beds / 1 bath

Limited homes now remaining at Cholstrey Road

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40.00% / Full price £240,000 / Deposit £4,800

Estimated monthly cost
£939

Monthly cost

Share 40.00% / Deposit £4,800

Rent £330

Service charge £64

Mortgage £545

Estimated monthly cost £939

Calculated using a representative rate of 5.23%

Share

Deposit

£

31, Albion Street, B1 3EP

1 bed / 1 bath

Welcome to Charles Green Residences

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Share 80% / Full price £235,000 / Min deposit £18,800

Estimated monthly cost
£1,839

Monthly cost

Share 80% / Min deposit £18,800

Service charge £865

Mortgage £974

Estimated monthly cost £1,839

Calculated using a representative rate of 4.85%

Share

Deposit

£

Showing 5 of 5 results

Available

£118,000

3 beds / 2 baths

Share 40%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£110,000

2 beds / 2 baths

Share 40%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£30,000

3 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£24,000

2 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£188,000

1 bed / 1 bath

Share 80%

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

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First time buyer guide
Mortgage hub
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Mortgage comparison
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Buyers FAQs

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