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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Shared Ownership New Build

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Discount Market Sale

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Deposit Unlock

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6 Properties for sale

Chapmans Yard, Chapmans Passage, B1 1QD

1 bed / 1 bath

A bespoke selection of high quality one & two bedroom apartments available via First homes & Low cost with a 30% discount

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

Discount 30% / Full price £241,250 / Min deposit £16,888

Estimated monthly cost
£826

Monthly cost

Discount 30% / Min deposit £16,888

Rent £0

Mortgage £826

Estimated monthly cost £826

Calculated using a representative rate of 4.28%

Share

Deposit

£

33 Essex Street, B5 4BX

1 bed / 1 bath

1 & 2 bedroom apartments with a 30% discount on the FIRST HOMES scheme - ready to move into now

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

Discount 30% / Full price £220,000 / Min deposit £15,400

Estimated monthly cost
£753

Monthly cost

Discount 30% / Min deposit £15,400

Rent £0

Mortgage £753

Estimated monthly cost £753

Calculated using a representative rate of 4.28%

Share

Deposit

£

33 Essex Street, B5 4BX

2 beds / 1 bath

1 & 2 bedroom apartments with a 30% discount on the FIRST HOMES scheme - ready to move into now

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

Discount 30% / Full price £315,000 / Min deposit £22,050

Estimated monthly cost
£1,078

Monthly cost

Discount 30% / Min deposit £22,050

Rent £0

Mortgage £1,078

Estimated monthly cost £1,078

Calculated using a representative rate of 4.28%

Share

Deposit

£

Saxon Park, Desborough, NN14 2WQ

3 beds / 2 baths

Only two plots remaining (Plot 168 & Plot 170) of three bedroom homes at Saxon Park, built and ready to move into now.

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £290,000 / Min deposit £5,800

Estimated monthly cost
£1,097

Monthly cost

Share 40% / Min deposit £5,800

Rent £399

Service charge £68

Mortgage £630

Estimated monthly cost £1,097

Calculated using a representative rate of 4.78%

Share

Deposit

£

Saxon Park, Desborough, NN14 2WQ

2 beds / 2 baths

One home remaining (Plot 203) a Two bedroom semi-detached ready to move into now.

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £280,000 / Min deposit £5,600

Estimated monthly cost
£1,058

Monthly cost

Share 40% / Min deposit £5,600

Rent £385

Service charge £65

Mortgage £608

Estimated monthly cost £1,058

Calculated using a representative rate of 4.78%

Share

Deposit

£

Chapmans Yard, Chapmans Passage, B1 1QD

2 beds / 2 baths

A bespoke selection of high quality one & two bedroom apartments available via First homes & Low cost with a 30% discount

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

Discount 30% / Full price £340,000 / Min deposit £23,800

Estimated monthly cost
£1,164

Monthly cost

Discount 30% / Min deposit £23,800

Rent £0

Mortgage £1,164

Estimated monthly cost £1,164

Calculated using a representative rate of 4.28%

Share

Deposit

£

Showing 6 of 6 results

Available

£168,875

1 bed / 1 bath

Share 100%

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

Available

£154,000

1 bed / 1 bath

Share 100%

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

Available

£220,500

2 beds / 1 bath

Share 100%

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

Available

£116,000

3 beds / 2 baths

Share 40%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£112,000

2 beds / 2 baths

Share 40%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£238,000

2 beds / 2 baths

Share 100%

First Homes

First Homes

First Homes is a discount scheme which helps local first time buyers and key workers purchase a property in areas of high demand, with developers offering discounts of 30% to 50% of the market value of the home.
Learn more about First Home Scheme

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

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Buyers FAQs

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