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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Properties in

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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

Location

Radius

Type For Sale To Rent

Bedrooms

Monthly Cost

Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

9 Properties 9 Properties

*Premium Listings appear first in results

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9 Properties

*Premium Listings appear first in results

Available now

| 1/11

2 bedroom apartment for sale

John George Apartments | Russell Hill Road, CR8 2LD

Croydon

2 2 | Purley (0.4 miles)

Russell Hill Road - Desirable Location only a short walk to Purely Train Station

Available

£118,750 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be 18 years or older
You must have a household income of less than £90,000 per years as this scheme is based within London
You must be unable to afford to buy a suitable home outright on the open market
You must be a first time buyer or if you own another home, you must sell this before completing on your new purchase and have a buyer in place at point of application.
Applicants from all boroughs who qualify for shared ownership may apply, however, priority will be given for purchasers who currently reside or work in the London Borough of Croydon.

Share percentage 25%, full price £475,000, £5,938 Min Deposit

Monthly Cost: £1,641
Rent £816, Service charge £180, Mortgage £645*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £5,938 £

Available now

| 1/6

1 bedroom apartment for sale

John George Apartments | Russell Hill Road, CR8 2LD

Croydon

1 1 | Purley (0.4 miles)

Russell Hill Road - Desirable Location only a short walk to Purely Train Station

Available

£87,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be 18 years or older
You must have a household income of less than £90,000 per years as this scheme is based within London
You must be unable to afford to buy a suitable home outright on the open market
You must be a first time buyer or if you own another home, you must sell this before completing on your new purchase and have a buyer in place at point of application.
Applicants from all boroughs who qualify for shared ownership may apply, however, priority will be given for purchasers who currently reside or work in the London Borough of Croydon.

Share percentage 25%, full price £350,000, £4,375 Min Deposit

Monthly Cost: £1,277
Rent £602, Service charge £200, Mortgage £475*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,375 £

Available now

| 1/6

2 bedroom apartment for sale

Milton Road | Milton Road, HA1 1AA

Harrow

2 1 | Harrow & Wealdstone (0.1 miles)

Viewings Now Available! 1 & 2 Bedroom Apartments moments from Harrow & Wealdson Train Station

Available

£102,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You live or work in Harrow - Harrow, London Borough

Share percentage 25%, full price £410,000, £5,125 Min Deposit

Monthly Cost: £1,482
Rent £705, Service charge £220, Mortgage £557*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £5,125 £

Available now

| 1/6

1 bedroom apartment for sale

Milton Road | Milton Road, HA1 1AA

Harrow

1 1 | Harrow & Wealdstone (0.1 miles)

Viewings Now Available - 1 & 2 Bedroom Apartments moments away from Harrow & Wealdson Train Station

Available

£85,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You live or work in Harrow - Harrow, London Borough

Share percentage 25%, full price £340,000, £4,250 Min Deposit

Monthly Cost: £1,266
Rent £584, Service charge £220, Mortgage £462*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,250 £

Available now

| 1/9

2 bedroom house for sale

Haven Farm | Sutton Valence, ME17 3HS

Maidstone

2 | Hollingbourne (3.6 miles)

Welcome to Phase One at Haven Farm. Plots 64-65 & 66-67 are our stunning 2 bedroom Semi Detached Homes.

Available

£81,875 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

Shares are available between 10% & 75% of the full market value, with the option to staircase to 100% ownership in the future.

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You live, work or have an immediate family member in Maidstone - Maidstone District

Share percentage 25.00%, full price £327,500, £4,094 Deposit

Monthly Cost: £1,086
Rent £563, Service charge £78, Mortgage £445*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £1,638 £

Available now

| 1/9

3 bedroom house for sale

Haven Farm | Sutton Valence, ME17 3HS

Maidstone

3 | Hollingbourne (3.6 miles)

Welcome to Phase One at Haven Farm. Plots 43-44 & 68-69 are our stunning 3 bedroom Semi Detached Homes.

Available

£105,625 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

Shares are available between 10% & 75% of the full market value, with the option to staircase to 100% ownership in the future.

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You live, work or have an immediate family member in Maidstone - Maidstone District

Share percentage 25.00%, full price £422,500, £5,281 Deposit

Monthly Cost: £1,388
Rent £726, Service charge £88, Mortgage £574*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £2,113 £

Available now

| 1/6

2 bedroom apartment for sale

Milton Road | Milton Road, HA1 1AA

Harrow

2 1 | Harrow & Wealdstone (0.2 miles)

Now available to view - 1 & 2 Bedroom Apartments - Moments from Harrow & Wealden Train Station

Available

£112,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You live or work in Harrow - Harrow, London Borough

Share percentage 25%, full price £450,000, £5,625 Min Deposit

Monthly Cost: £1,604
Rent £773, Service charge £220, Mortgage £611*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £5,625 £

Available now

| 1/12

3 bedroom house for sale

Summerfield Nurseries | Staple, CT3 1UG

Canterbury

3 1 | Adisham (3.2 miles)

Now available with a 40% discount through the shared equity scheme

Available

£269,750 Shared Equity · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if;You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will be in the process of selling the home to purchase a new home.
You have completed our application process which includes an application form and affordability assessment.

Share percentage 65%, full price £415,000, £26,975 Min Deposit

Monthly Cost: £1,287
Mortgage £1,287*

Calculated using a representative rate of 4.04%

Calculate estimated monthly costs

Share Min 65%

Deposit Min £26,975 £

Available now

| 1/9

3 bedroom house for sale

Haven Farm | Sutton Valence, ME17 3HS

Maidstone

3 1 | Hollingbourne (3.6 miles)

Welcome to Phase One at Haven Farm. Plots 50 & 51 are our stunning 3 bedroom Semi Detached Homes.

Available

£105,625 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

Shares are available between 10% & 75% of the full market value, with the option to staircase to 100% ownership in the future.

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You live, work or have an immediate family member in Maidstone - Maidstone District

Share percentage 25.00%, full price £422,500, £5,281 Deposit

Monthly Cost: £1,388
Rent £726, Service charge £88, Mortgage £574*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £2,113 £

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Selwood Housing

Hexagon Housing

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

Buyer Tools

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Mortgage hub
Mortgage affordability calculator
Mortgage comparison
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Buyers FAQs

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