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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Properties in

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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

Location

Radius

Type For Sale To Rent

Bedrooms

Monthly Cost

Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

42 Properties 42 Properties

*Premium Listings appear first in results

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42 Properties

*Premium Listings appear first in results

Available now

| 1/14

3 bedroom apartment for sale

High Cross | 6-44 Station Road, CR0 2RB

Croydon

3 2 | West Croydon (0 miles)

Stylish three bedroom apartment with winter garden

Available

£131,250 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 25%, full price £525,000, £6,563 Min Deposit

Monthly Cost: £1,946
Rent £902, Service charge £313, Mortgage £731*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £6,563 £

Available now

| 1/6

1 bedroom apartment for sale

Square Roots Hendon | Edgware Road, NW9 6LB

Barnet

1 1 | Hendon (0.3 miles)

Fabulous fourth floor 1 bedroom apartment with outstanding specification and finish

Available

£190,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a Gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home, or you will have sold your current home, before you purchase.

Share percentage 50%, full price £380,000, £9,500 Min Deposit

Monthly Cost: £1,667
Rent £435, Service charge £174, Mortgage £1,058*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £9,500 £

Available now

| 1/19

2 bedroom apartment for sale

Boulevard Point | 15 Scarbrook Road, CR0 1LY

Croydon

2 2 | West Croydon (0.5 miles)

Incentives UP TO £5000 available

Available

£102,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 25%, full price £410,000, £5,125 Min Deposit

Monthly Cost: £1,401
Rent £705, Service charge £125, Mortgage £571*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £5,125 £

Available now

1/7

2 bedroom apartment for sale

Square Roots Hendon | Edgware Road, NW9 6LB

Barnet

2 2 | Hendon (0.3 miles)

Spacious 2 bedroom/2 bathroom apartment with private outside space

Available

£245,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have Gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home, or you will have sold your current home before you purchase.

Share percentage 50%, full price £490,000, £12,250 Min Deposit

Monthly Cost: £2,145
Rent £561, Service charge £219, Mortgage £1,365*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £12,250 £

Available now

1/8

1 bedroom apartment for sale

Square Roots Hendon | Edgware Road, NW9 6LB

Barnet

1 1 | Hendon (0.3 miles)

1 bedroom apartment with exceptional space

Available

£93,125 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have Gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home, or you will have sold your current home before you purchase.

Share percentage 25%, full price £372,500, £4,656 Min Deposit

Monthly Cost: £1,333
Rent £640, Service charge £174, Mortgage £519*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,656 £

Available now

1/6

1 bedroom apartment for sale

Warden's Reach | Woodgrange Road, Forest Gate, E7 8BA

Newham

1 1 | Forest Gate (0.2 miles)

Spacious One Bedroom , First Floor Apartment with Private Terrace

Available

£231,250 Shared Ownership New Build

Share percentage 50%, full price £462,500, £11,563 Min Deposit

Monthly Cost: £1,991
Rent £530, Service charge £173, Mortgage £1,288*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £11,563 £

Available now

1/7

1 bedroom apartment for sale

Vincent Wharf, Dod Street, E14 | Dod Street, E14 7EP

Tower Hamlets

1 1 | Westferry (0.3 miles)

Vincent Wharf, Dod Street, E14

Available

£245,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have Gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home, or you will have sold your current home before you purchase.

Share percentage 50%, full price £490,000, £12,250 Min Deposit

Monthly Cost: £2,146
Rent £561, Service charge £220, Mortgage £1,365*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £12,250 £

Available now

| 1/9

2 bedroom apartment for sale

Crescent Gardens | 38 Cherry Orchard Road, CR0 6BE

Croydon

2 1 | East Croydon (0.1 miles)

Spacious two bedroom apartment with private balcony

Available

£330,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 75%, full price £440,000, £16,500 Min Deposit

Monthly Cost: £2,265
Rent £252, Service charge £175, Mortgage £1,838*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £16,500 £

Available now

| 1/13

2 bedroom apartment for sale

High Cross | 6-44 Station Road, CR0 2RB

Croydon

2 2 | West Croydon (0 miles)

Stylish two bedroom apartment with winter garden

Available

£213,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 50%, full price £426,000, £10,650 Min Deposit

Monthly Cost: £1,922
Rent £488, Service charge £248, Mortgage £1,186*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £10,650 £

Available now

| 1/9

3 bedroom apartment for sale

High Cross | 6-44 Station Road, CR0 2RB

Croydon

3 2 | West Croydon (0 miles)

A spacious 3 bedroom apartment, close to West and East Croydon Stations , benefitting from it's own versatile, private enclosed winter garden

Available

£262,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 50%, full price £525,000, £13,125 Min Deposit

Monthly Cost: £2,377
Rent £602, Service charge £313, Mortgage £1,462*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £13,125 £

Available now

1/7

2 bedroom apartment for sale

Square Roots Hendon | Edgware Road, NW9 6LB

Barnet

2 2 | Hendon (0.3 miles)

Spacious 2 bedroom/2 bathroom apartment with private outside space

Available

£122,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have Gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home, or you will have sold your current home before you purchase.

Share percentage 25%, full price £490,000, £6,125 Min Deposit

Monthly Cost: £1,743
Rent £842, Service charge £219, Mortgage £682*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £6,125 £

Available now

1/8

1 bedroom apartment for sale

Square Roots Hendon | Edgware Road, NW9 6LB

Barnet

1 1 | Hendon (0.3 miles)

1 bedroom apartment with exceptional space

Available

£186,250 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have Gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home, or you will have sold your current home before you purchase.

Share percentage 50%, full price £372,500, £9,313 Min Deposit

Monthly Cost: £1,638
Rent £427, Service charge £174, Mortgage £1,037*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £9,313 £

Available now

| 1/9

2 bedroom apartment for sale

Crescent Gardens | 38 Cherry Orchard Road, CR0 6BE

Croydon

2 1 | East Croydon (0.1 miles)

Parking permits available for selected two bedroom apartments ****

Available

£110,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 25%, full price £440,000, £5,500 Min Deposit

Monthly Cost: £1,551
Rent £756, Service charge £182, Mortgage £613*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £5,500 £

Parking permits available for selected two bedroom apartments ****

Available now

| 1/11

2 bedroom apartment for sale

Crescent Gardens | 38 Cherry Orchard Road, CR0 6BE

Croydon

2 2 | East Croydon (0.1 miles)

Third floor apartment with private balcony , tastefully finished ready for you to add your touches to call it home

Available

£123,125 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 25%, full price £492,500, £6,156 Min Deposit

Monthly Cost: £1,744
Rent £846, Service charge £212, Mortgage £686*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £6,156 £

YOUR RENT PAID FOR 6 MONTHS - WORTH UP TO £5,000**

Available now

1/6

1 bedroom apartment for sale

Warden's Reach | Woodgrange Road, Forest Gate, E7 8BA

Newham

1 1 | Forest Gate (0.2 miles)

Spacious One Bedroom , First Floor Apartment with Private Terrace

Available

£115,625 Shared Ownership New Build

Share percentage 25%, full price £462,500, £5,781 Min Deposit

Monthly Cost: £1,612
Rent £795, Service charge £173, Mortgage £644*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £5,781 £

Available now

| 1/18

3 bedroom apartment for sale

Boulevard Point | 15 Scarbrook Road, CR0 1LY

Croydon

3 2 | West Croydon (0.5 miles)

OUR LEGAL/COSTS PAID, UP TO £5000

Available

£367,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 75%, full price £490,000, £18,375 Min Deposit

Monthly Cost: £2,477
Rent £281, Service charge £149, Mortgage £2,047*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £18,375 £

Available now

| 1/12

2 bedroom apartment for sale

The Wandle | 25 Scarbrook Road, CR0 1SQ

Croydon

2 1 | East Croydon (0.4 miles)

Private Winter Garden, Communal roof terrace and co-working space

Available

£110,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 25%, full price £440,000, £5,500 Min Deposit

Monthly Cost: £1,511
Rent £756, Service charge £142, Mortgage £613*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £5,500 £

Available now

| 1/8

2 bedroom apartment for sale

Crescent Gardens | 38 Cherry Orchard Road, CR0 6BE

Croydon

2 1 | East Croydon (0.1 miles)

Up to £6,000 deposit boost when you reserve at Crescent Gardens - Over 50% now sold

Available

£109,375 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

o be eligible for Shared Ownership you will need to meet certain requirements set by Homes England and the Greater London Authority (GLA). You could be eligible for Shared Ownership if:

You are at least 18 years old
You cannot afford to buy a home that suits your household’s needs on the open market
You have savings to cover a mortgage deposit and can obtain a mortgage
You are a first-time buyer
If you already own a home and need to move but cannot afford to – or you have equity from a recent sale – please contact us, as there are some circumstances under which you may still be eligible. In some cases, due to criteria set by local authorities, you may be asked to show a connection to the local area where you’re looking to buy. For instance, you might currently live and/or work there.

Maximum incomes and further eligibility requirements may vary for each scheme. Speak to a member of our sales team if you have any doubts. Before you purchase a Shared Ownership home, we will put you in touch with an independent mortgage advisor who will assess whether the purchase is affordable for you and take you through all your options.

Share percentage 25%, full price £437,500, £5,469 Min Deposit

Monthly Cost: £1,533
Rent £752, Service charge £172, Mortgage £609*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £5,469 £

Available now

1/7

1 bedroom apartment for sale

Vincent Wharf, Dod Street, E14 | Dod Street, E14 7EP

Tower Hamlets

1 1 | Westferry (0.3 miles)

Vincent Wharf, Dod Street, E14

Available

£122,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have Gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home, or you will have sold your current home before you purchase.

Share percentage 25%, full price £490,000, £6,125 Min Deposit

Monthly Cost: £1,744
Rent £842, Service charge £220, Mortgage £682*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £6,125 £

Available now

1/7

1 bedroom apartment for sale

Square Roots Hendon | Edgware Road, NW9 6LB

Barnet

1 1 | Hendon (0.3 miles)

1 bedroom apartment with exceptional space

Available

£90,625 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have Gross household income of no more than £90,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home, or you will have sold your current home before you purchase.

Share percentage 25%, full price £362,500, £4,531 Min Deposit

Monthly Cost: £1,282
Rent £623, Service charge £154, Mortgage £505*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,531 £

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Midland Heart

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership

Buyer Tools

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Mortgage hub
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Mortgage comparison
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Expert Help

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