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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Properties in

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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

Location

Radius

Type For Sale To Rent

Bedrooms

Monthly Cost

Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

55 Properties 55 Properties

*Premium Listings appear first in results

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55 Properties

*Premium Listings appear first in results

Under offer

1/9

3 bedroom house for sale

Widegates | Farriers Way, Widegates, PL13 1FL

Cornwall

3 1 | Menheniot (2.2 miles)

3-bed semi-detached house in Widegates

Under Offer

£72,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Can demonstrate you meet the minimum income requirements

Can demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 30%, full price £240,000, £7,200 Min Deposit

Monthly Cost: £837
Rent £385, Service charge £95, Mortgage £357*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £7,200 £

Available now

1/12

2 bedroom house for sale

Lapraik Grove, HP8 4BX

Buckinghamshire

2 1 | Seer Green & Jordans (2.2 miles)

Two bedroom semi-detached house

Available

£367,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection

Share percentage 70%, full price £525,000, £36,750 Min Deposit

Monthly Cost: £6,084
Rent £248, Service charge £4,013, Mortgage £1,823*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 70%

Deposit Min £36,750 £

Under offer

1/11

2 bedroom house for sale

St Nicholas Close, Kennett, CB8 7FG

East Cambridgeshire

2 1 | Kennett (0.5 miles)

Two bedroom house in Kennett, Newmarket

Under Offer

£137,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 50%, full price £275,000, £13,750 Min Deposit

Monthly Cost: £1,048
Rent £270, Service charge £96, Mortgage £682*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £13,750 £

Under offer

1/7

2 bedroom apartment for sale

Chislett House, Northload Street, BA6 9FP

Mendip

2 1 | Castle Cary (9.2 miles)

Two-bedroom first floor apartment in Glastonbury

Under Offer

£60,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Share percentage 45%, full price £135,000, £6,075 Min Deposit

Monthly Cost: £614
Rent £238, Service charge £75, Mortgage £301*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £6,075 £

Under offer

1/11

2 bedroom house for sale

13 Down View, Bere Alston, PL20 7FL

West Devon

2 1 | Bere Alston (0.9 miles)

Two bedroom semi-detached house in Bere Alston

Under Offer

£70,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 30%, full price £235,000, £7,050 Min Deposit

Monthly Cost: £830
Rent £428, Service charge £52, Mortgage £350*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £7,050 £

Available now

1/2

2 bedroom house for sale

Curdridge | Plot 6 Meadoways, Curdridge, SO32 2WB

Winchester

2 1 | Botley (0.6 miles)

2-bed end-of-terrace house in Curdridge

Available

£42,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be eligible for the shared ownership scheme

Can demonstrate you meet the minimum income requirements

Can demonstrate a deposit sufficient to obtain a mortgage for the property

Able to demonstrate a local connection to the area

Share percentage 10.00%, full price £425,000, £4,250 Deposit

Monthly Cost: £1,145
Rent £877, Service charge £57, Mortgage £211*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £4,250 £

Under offer

1/12

2 bedroom house for sale

Powells Way, EX14 4XL

East Devon

2 1 | Honiton (4.1 miles)

Two bedroom detached house in Dunkeswell.

Under Offer

£77,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Demonstrate a local connection to the area

Share percentage 35%, full price £220,000, £7,700 Min Deposit

Monthly Cost: £757
Rent £353, Service charge £22, Mortgage £382*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £7,700 £

Under offer

1/2

3 bedroom house for sale

Stapleford Abbotts | Plot 3, Walter Cely Close, RM4 1FF

Epping Forest

3 1 | Harold Wood (2.6 miles)

3-bed detached house in Stapleford Abbotts

Under Offer

£143,750 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be eligible for the shared ownership scheme

Have a local connection to the area

Can demonstrate you meet the minimum income requirements

Can demonstrate a deposit sufficient to obtain a mortgage for the property

Share percentage 25.00%, full price £575,000, £14,375 Deposit

Monthly Cost: £1,599
Rent £824, Service charge £62, Mortgage £713*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £5,750 £

Under offer

1/2

2 bedroom house for sale

Stapleford Abbotts | Plot 5, George Cely PLace, RM4 1FF

Epping Forest

2 1 | Harold Wood (2.6 miles)

2-bed semi-detached house in Stapleford Abbotts

Under Offer

£110,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be eligible for the shared ownership scheme

Have a local connection to the area

Can demonstrate you meet the minimum income requirements

Can demonstrate a deposit sufficient to obtain a mortgage for the property

Share percentage 25.00%, full price £440,000, £11,000 Deposit

Monthly Cost: £1,227
Rent £630, Service charge £51, Mortgage £546*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £4,400 £

Available now

1/14

3 bedroom house for sale

School Close, Chawleigh, EX18 7AT

Mid Devon

3 2 | Eggesford (1.8 miles)

Three-bedroom semi-detached house in Chawleigh

Available

£89,250 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Have a local connection to the area

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Share percentage 35%, full price £255,000, £8,925 Min Deposit

Monthly Cost: £759
Rent £298, Service charge £18, Mortgage £443*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £8,925 £

Available now

1/26

3 bedroom house for sale

Foxglove Way, West Bay, DT6 4SQ

Dorset

3 2 | Maiden Newton (9.3 miles)

Three bedroom end of terrace house in Bridport

Available

£126,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first-time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 40%, full price £315,000, £12,600 Min Deposit

Monthly Cost: £941
Rent £290, Service charge £26, Mortgage £625*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £12,600 £

Under offer

1/14

2 bedroom house for sale

Foxglove Way, Bridport, DT6 4SQ

Dorset

2 1 | Maiden Newton (9.3 miles)

Two-bedroom terraced house in West Bay, Bridport

Under Offer

£96,900 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Demonstrate a local connection to the area

Share percentage 34%, full price £285,000, £9,690 Min Deposit

Monthly Cost: £800
Rent £299, Service charge £20, Mortgage £481*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 34%

Deposit Min £9,690 £

Under offer

1/3

2 bedroom house for sale

Eltisley | Plot 8, West Farm Close, PE19 6FQ

South Cambridgeshire

2 1 | St Neots Station (1.3 miles)

2-bed semi-detached house in Eltisley

Under Offer

£81,250 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

Have a local connection to the area

You must be eligible for the shared ownership scheme

Can demonstrate you meet the minimum income requirements

Can demonstrate a deposit sufficient to obtain a mortgage for the property

Share percentage 25.00%, full price £325,000, £8,125 Deposit

Monthly Cost: £927
Rent £434, Service charge £90, Mortgage £403*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £3,250 £

Under offer

1/13

2 bedroom house for sale

Highland Park, Uffculme, EX15 3DX

Mid Devon

2 1 | Tiverton Parkway (1.4 miles)

Two bedroom end-of-terrace house in Uffculme

Under Offer

£98,900 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Demonstrate a local connection to the area

Share percentage 43%, full price £230,000, £9,890 Min Deposit

Monthly Cost: £763
Rent £241, Service charge £31, Mortgage £491*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 43%

Deposit Min £9,890 £

Under offer

1/2

2 bedroom house for sale

Westleton | Cherry Lee Close, Westleton, IP17 3AL

East Suffolk

2 1 | Darsham (2.2 miles)

2-bed semi-detached house in Westleton

Under Offer

£70,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be eligible for the shared ownership scheme

Can demonstrate you meet the minimum income requirements

Can demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 20%, full price £350,000, £7,000 Min Deposit

Monthly Cost: £1,049
Rent £642, Service charge £60, Mortgage £347*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 20%

Deposit Min £7,000 £

Available now

1/14

3 bedroom house for sale

2 St. Nicholas Close, Kennett, CB8 7FG

East Cambridgeshire

3 1 | Kennett (0.6 miles)

Three bedroom semi-detached house in Kennett

Available

£120,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first-time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 40%, full price £300,000, £12,000 Min Deposit

Monthly Cost: £1,112
Rent £411, Service charge £106, Mortgage £595*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £12,000 £

Available now

1/13

3 bedroom house for sale

36 Roman Way, Queen Camel, BA22 7FD

South Somerset

3 1 | Yeovil Pen Mill (5.3 miles)

Three bedroom end of terrace house in Queen Camel

Available

£101,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first-time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 35%, full price £290,000, £10,150 Min Deposit

Monthly Cost: £1,004
Rent £450, Service charge £50, Mortgage £504*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £10,150 £

Available now

1/8

2 bedroom house for sale

Lawyers Close, Holbeach, PE12 7LT

South Holland

2 1 | Spalding (7.3 miles)

Two-bedroom end of terrace house in Holbeach

Available

£75,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first-time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 50%, full price £150,000, £7,500 Min Deposit

Monthly Cost: £589
Rent £183, Service charge £34, Mortgage £372*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £7,500 £

Available now

1/10

2 bedroom house for sale

Schools Close, Mendlesham, IP14 5UQ

Mid Suffolk

2 1 | Stowmarket (5.2 miles)

Two-bedroom semi-detached house in Mendlesham

Available

£99,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Demonstrate a local connection to the area

Share percentage 45%, full price £220,000, £9,900 Min Deposit

Monthly Cost: £763
Rent £239, Service charge £33, Mortgage £491*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £9,900 £

Under offer

1/9

3 bedroom house for sale

Hastoe Park, HP20 2AB

Buckinghamshire

3 1 | Aylesbury (1 miles)

Three bedroom terraced house in Aylesbury

Under Offer

£142,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Share percentage 50%, full price £285,000, £14,250 Min Deposit

Monthly Cost: £999
Rent £246, Service charge £46, Mortgage £707*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £14,250 £

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Origin Housing

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Persona Homes by Home Group

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

Buyer Tools

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Mortgage hub
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Buyers FAQs

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