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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

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Type For Sale To Rent

Bedrooms

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Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

250 Properties 250 Properties in Saltash

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250 Properties

*Premium Listings appear first in results

Under offer

1/2

3 bedroom house for sale

The Grove | Plot 454, PL9 8UZ

Plymouth

3 1 | Plymouth (4.4 miles)

Register now for a brand new home at The Gove in Sherford!

Under Offer

£119,000 Shared Ownership New Build

Share percentage 40%, full price £297,500, £5,950 Min Deposit

Monthly Cost: £1,078
Rent £409, Service charge £23, Mortgage £646*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,950 £

Under offer

1/4

3 bedroom house for sale

The Grove | Plot 452, PL9 8UZ

Plymouth

3 1 | Plymouth (4.4 miles)

Register now for a brand new home at The Gove in Sherford!

Under Offer

£120,000 Shared Ownership New Build

Share percentage 40%, full price £300,000, £6,000 Min Deposit

Monthly Cost: £1,088
Rent £413, Service charge £23, Mortgage £652*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,000 £

Under offer

1/1

3 bedroom house for sale

The Grove | Plot 445, PL9 8UZ

Plymouth

3 1 | Plymouth (4.4 miles)

Register now for a brand new home at The Gove in Sherford!

Under Offer

£128,000 Shared Ownership New Build

Share percentage 40%, full price £320,000, £6,400 Min Deposit

Monthly Cost: £1,158
Rent £440, Service charge £23, Mortgage £695*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,400 £

Under offer

1/2

3 bedroom house for sale

The Grove | Plot 451, PL9 8UZ

Plymouth

3 1 | Plymouth (4.4 miles)

Register now for a brand new home at The Gove in Sherford!

Under Offer

£121,000 Shared Ownership New Build

Share percentage 40%, full price £302,500, £6,050 Min Deposit

Monthly Cost: £1,132
Rent £452, Service charge £23, Mortgage £657*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,050 £

Under offer

1/2

3 bedroom house for sale

The Grove | Plot 453, PL9 8UZ

Plymouth

3 1 | Plymouth (4.4 miles)

Register now for a brand new home at The Gove in Sherford!

Under Offer

£120,000 Shared Ownership New Build

Share percentage 40%, full price £300,000, £6,000 Min Deposit

Monthly Cost: £1,088
Rent £413, Service charge £23, Mortgage £652*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,000 £

Under offer

1/1

3 bedroom house for sale

The Grove | Plot 449, PL9 8UZ

Plymouth

3 1 | Plymouth (4.4 miles)

Register now for a brand new home at The Gove in Sherford!

Under Offer

£120,000 Shared Ownership New Build

Share percentage 40%, full price £300,000, £6,000 Min Deposit

Monthly Cost: £1,088
Rent £413, Service charge £23, Mortgage £652*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,000 £

Under offer

1/2

3 bedroom house for sale

The Grove | Plot 450, PL9 8UZ

Plymouth

3 1 | Plymouth (4.4 miles)

Register now for a brand new home at The Gove in Sherford!

Under Offer

£121,000 Shared Ownership New Build

Share percentage 40%, full price £302,500, £6,050 Min Deposit

Monthly Cost: £1,096
Rent £416, Service charge £23, Mortgage £657*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,050 £

Available now

1/18

2 bedroom house for sale

Bal Road, PL17 7FR

Cornwall

2 1 | Gunnislake (4.3 miles)

Well presented two bedroom home situated in the stunning development of Meadowbrook

Available

£88,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

The Local connection criteria is as follows:

Local Connections – means a connection with the Town or County as appropriate and demonstrated by
that person or a member of their Household to the reasonable satisfaction of the Council or agent being
Plymouth Community Homes;

Town being Callington and the County being Cornwall.

(a) Being a permanent resident therein for a continuous period of at least twelve (12) months
immediately prior to Advertising and that the Residents is of their own choice; or
(b) Being formerly permanently resident therein for continuous period of five (5) years; or
(c) Having his or her place of permanent work (normally regarded as sixteen (16) hours or more a week
and not including seasonal employment) therein immediately prior to Advertising; or
(d) Having a connection through a close family member (normally mother, father, brother, sister, son or
Daughter) where the family member is currently resident therein and has been so for a continuous
period of at least five (5) years immediately prior to Advertising; or
(e) Being in such other special circumstances which the Council consider requires the applicant to
resident therein as appropriate and which is consistent with the Councils Cornwall homechoice
policy as amended from time to time.

Under Occupation
The Council reserves the right not to allow the sale of an affordable dwelling to a qualifying Person with a
local connection with the Town should the sale result in an under occupancy of the Affordable dwelling by
more than one bedroom.

For more information regarding local connection and under-occupancy criteria, please visit our website.

Share percentage 40%, full price £220,000, £8,800 Min Deposit

Monthly Cost: £782
Rent £317, Service charge £28, Mortgage £437*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £8,800 £

Available now

1/17

2 bedroom house for sale

Shortacross View, Widegates, PL13 1QY

Cornwall

2 1 | Menheniot (2.2 miles)

Two-bedroom end of terrace house in Widegates

Available

£72,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Have a local connection to the area

Be a first time buyer or not currently named on a mortgage

Demonstrate you meet the minimum income requirements

Demonstrate a deposit sufficient to obtain a mortgage for the property

Share percentage 30%, full price £240,000, £7,200 Min Deposit

Monthly Cost: £851
Rent £462, Service charge £32, Mortgage £357*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £7,200 £

Under offer

1/9

3 bedroom house for sale

Widegates | Farriers Way, Widegates, PL13 1FL

Cornwall

3 1 | Menheniot (2.2 miles)

3-bed semi-detached house in Widegates

Under Offer

£72,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Can demonstrate you meet the minimum income requirements

Can demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 30%, full price £240,000, £7,200 Min Deposit

Monthly Cost: £837
Rent £385, Service charge £95, Mortgage £357*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £7,200 £

Available now

1/9

2 bedroom house for sale

Widegates | Farriers Way, Widegates, PL13 1FL

Cornwall

2 1 | Menheniot (2.2 miles)

2-bed end-of-terrace house in Widegates

Available

£67,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

Be a first time buyer or not currently named on a mortgage

Can demonstrate you meet the minimum income requirements

Can demonstrate a deposit sufficient to obtain a mortgage for the property

Have a local connection to the area

Share percentage 30.00%, full price £225,000, £6,750 Deposit

Monthly Cost: £788
Rent £361, Service charge £92, Mortgage £335*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £2,250 £

Available now

1/10

1 bedroom apartment for sale

Buzzard Road, Tavistock, PL19 9FY

West Devon

1 1 | Gunnislake (3.8 miles)

1 Bedroom ground floor apartment for sale through shared ownership

Available

£49,050 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

To apply for this home your need a local connection (live, work or a family connection) to West Devon.

Share percentage 45%, full price £109,000, £2,453 Min Deposit

Monthly Cost: £451
Rent £137, Service charge £48, Mortgage £266*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £2,453 £

Under offer

1/7

3 bedroom house for sale

The Tors | Plot 183, PL19 8GQ

West Devon

3 2 | Gunnislake (3 miles)

Carpets provided and £2,500 towards legal fees and white goods.

Under Offer

£87,500 Shared Ownership New Build

Share percentage 25%, full price £350,000, £4,375 Min Deposit

Monthly Cost: £1,092
Rent £602, Service charge £15, Mortgage £475*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,375 £

Under offer

1/1

2 bedroom house for sale

The Tors | Plot 259, PL19 8GQ

West Devon

2 2 | Gunnislake (3 miles)

Brand new Shared ownership homes at the Tors!

Under Offer

£117,000 Shared Ownership New Build

Share percentage 45%, full price £260,000, £5,850 Min Deposit

Monthly Cost: £953
Rent £298, Service charge £19, Mortgage £636*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £5,850 £

Available now

1/13

2 bedroom house for sale

Gawton Way, PL19 0FJ

West Devon

2 1 | Gunnislake (4.1 miles)

Two bedroom neutral home located in Tavistock

Available

£147,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You live or work in West Devon

Our homes at The Consols have a Section 106 agreement, a condition set by planning for this development. One of the criteria in the S106 agreement is all applicants
purchasing a Shared Ownership home will need to have a local connection.

The local connection criteria is as follows:
• Priority is given to applicants that have a local connection to West Devon.

To confirm your local connection, the applicant[s] will need to show evidence of the following:

• Have lived in West Devon for 3 out of the 5 years preceding the application.
• Have immediately, prior to the application, lived in West Devon for 6 out of 12 months preceding the application.
• Have immediate family living in West Devon for 5 years preceding the application. Immediate family are parents, siblings and non dependent children.
• Have permanent employment in West Devon with a minimum contract of 16 hours per week which has continued for the 6 months preceding the application without a break in employment of more than 3 months. Such employment to include self employment. This should not include employment of a casual nature.

• Armed Forces personnel who:
o Are currently serving in the regular forces or who were serving in the regular forces at any time in the 5 years preceding their application
o Bereaved spouses or civil partners of those serving in the regular forces where
(i) the bereaved spouse or civil partner has recently ceased, or will cease, to be entitled, to reside in Ministry of Defence accommodation following the death of their service spouse or civil partner, and
(ii) the death was wholly or partly attributable to their service
o Existing or former members of the reserve forces who are suffering from a serious injury, illness or disability which is wholly or partly attributable to their service

Share percentage 60%, full price £245,000, £7,350 Min Deposit

Monthly Cost: £1,035
Rent £218, Service charge £18, Mortgage £799*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 60%

Deposit Min £7,350 £

Available now

| 1/12

3 bedroom house for sale

14 Karer Gwandra, PL14 3GY

Cornwall

3 1 | Liskeard (0.8 miles)

3 Bedroom Semi-Detached home in Liskeard

Available

£121,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 55%, full price £220,000, £6,050 Min Deposit

Monthly Cost: £897
Rent £229, Service charge £11, Mortgage £657*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 55%

Deposit Min £6,050 £

Available now

1/13

2 bedroom house for sale

Carlton Way, Liskeard, Liskeard, PL14 3FS

Cornwall

2 1 | Liskeard (1.2 miles)

Welcome to this beautifully presented two bedroom semi-detached home. As you step inside, you'll be...

Available

£126,000 Shared Ownership Resale

Share percentage 60%, full price £210,000, £6,300 Min Deposit

Monthly Cost: £892
Rent £186, Service charge £21, Mortgage £685*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 60%

Deposit Min £6,300 £

Available now

1/13

4 bedroom house for sale

Quartz Close, PL14 6FY

Cornwall

4 3 | Liskeard (1.2 miles)

Well presented four bedroom home in the popular area of Liskeard

Available

£128,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

The Local Connection Criteria is as follows:

• First priority is given applicants that have a local connection to Liskeard.

• Second priority after 21 days of marketing will enable applicants that have a connection to St Cleer, Menheniot, Dobwalls and Trewidland to apply.

• Third priority after 31 days of marketing will enable applicants from Tertiary area connection (formerly known as Caradon District Council) to apply.

• Fourth priority after 42 days from Marketing will enable applicants that have a Cornwall County connection to apply.

• Under occupy by no more than 1 bedroom

Share percentage 40%, full price £320,000, £12,800 Min Deposit

Monthly Cost: £1,034
Rent £352, Service charge £47, Mortgage £635*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £12,800 £

Available now

1/7

2 bedroom house for sale

5 Pras Gwartha, Liskeard, Liskeard, PL14 4FQ

Cornwall

2 1 | Causeland (0.9 miles)

5 Pras Gwartha is a charming semi-detached house that combines comfort, practicality, and a lovely location. With two well-proportioned bedrooms, this property is ideal f...

Available

£90,000 Shared Ownership Resale

Share percentage 40%, full price £225,000, £4,500 Min Deposit

Monthly Cost: £826
Rent £308, Service charge £29, Mortgage £489*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £4,500 £

Available now

1/1

2 bedroom house for sale

Filham Chase | Exeter Road, PL21 0DW

South Hams

2 1 | Ivybridge (0.4 miles)

Brand new two bedroom home with allocated parking, in the popular development of Filham Chase in Ivybridge

Available

£81,600 Shared Ownership New Build

Share percentage 30.00%, full price £272,000, £8,160 Deposit

Monthly Cost: £882
Rent £436, Service charge £41, Mortgage £405*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £2,720 £

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Orbit Homes

Orbit Leasehold

LWC Sales and Lettings Limited

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

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How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

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