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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

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Renting Schemes

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What scheme(s) am I eligible for?

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38 Properties for sale

Group similar homes from the same development

53 Flagstaff Road, RG2 6AB

2 beds / 2 baths

Reserve a selected Shared Ownership home between 1 April - 2 May 2026 with a £99 reservation fee and receive £1,500 towards buying costs!*Now over 60% sold! Register...

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £402,500 / Min deposit £10,063

Estimated monthly cost
£1,368

Monthly cost

Share 25% / Min deposit £10,063

Rent £566

Service charge £303

Mortgage £499

Estimated monthly cost £1,368

Calculated using a representative rate of 4.42%

Share

Deposit

£

Exclusive offers available*

Flagstaff Road, Reading, RG2 6AB

1 bed / 1 bath

Reserve a selected Shared Ownership home between 1 April - 2 May 2026 with a £99 reservation fee and receive £1,500 towards buying costs!*Plot 710 - a modern seventh...

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £285,000 / Min deposit £14,250

Estimated monthly cost
£1,235

Monthly cost

Share 50% / Min deposit £14,250

Rent £327

Service charge £201

Mortgage £707

Estimated monthly cost £1,235

Calculated using a representative rate of 4.42%

Share

Deposit

£

Exclusive offers available*!

Poperinghe Way, Arborfield, RG2 9LZ

2 beds

A 2 bed shared ownership property available in Arborfield, Berkshire

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £340,000 / Min deposit £6,800

Estimated monthly cost
£1,485

Monthly cost

Share 40% / Min deposit £6,800

Rent £658

Service charge £88

Mortgage £739

Estimated monthly cost £1,485

Calculated using a representative rate of 4.78%

Share

Deposit

£

Linnet House, Bedwyn Mews, RG2 0PQ

2 beds / 2 baths

Two bedroom, ground floor apartment located in Reading. Benefit from a balcony!

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 35% / Full price £310,000 / Min deposit £5,425

Estimated monthly cost
£1,409

Monthly cost

Share 35% / Min deposit £5,425

Rent £638

Service charge £182

Mortgage £589

Estimated monthly cost £1,409

Calculated using a representative rate of 4.78%

Share

Deposit

£

Available on Shared Ownership resale | Book your viewing

Poperinghe Way, Arborfield, RG2 9LZ

2 beds / 1 bath

This superb modern home is available to buy from as little as £136,000 with a 40% share!

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £340,000 / Min deposit £6,800

Estimated monthly cost
£1,485

Monthly cost

Share 40% / Min deposit £6,800

Rent £658

Service charge £88

Mortgage £739

Estimated monthly cost £1,485

Calculated using a representative rate of 4.78%

Share

Deposit

£

51 Flagstaff Road, Reading, RG2 6BW

1 bed / 1 bath

One bedroom apartment overlooking the lake at Green Park

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £280,000 / Min deposit £7,000

Estimated monthly cost
£1,111

Monthly cost

Share 25% / Min deposit £7,000

Rent £523

Service charge £241

Mortgage £347

Estimated monthly cost £1,111

Calculated using a representative rate of 4.42%

Share

Deposit

£

Girling House, Glover Crescent, RG2 9TU

2 beds / 2 baths

This modern shared ownership home is available to buy from as little as £155,000 with a 50% share!

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £310,000 / Min deposit £7,750

Estimated monthly cost
£1,484

Monthly cost

Share 50% / Min deposit £7,750

Rent £492

Service charge £150

Mortgage £842

Estimated monthly cost £1,484

Calculated using a representative rate of 4.78%

Share

Deposit

£

Teal Court, Shelduck Drive, RG2 9WS

2 beds

A 2 bed shared ownership property available in Reading, Berkshire

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 60% / Full price £300,000 / Min deposit £9,000

Estimated monthly cost
£1,330

Monthly cost

Share 60% / Min deposit £9,000

Rent £177

Service charge £175

Mortgage £978

Estimated monthly cost £1,330

Calculated using a representative rate of 4.78%

Share

Deposit

£

Showing 8 of 38 results

PagesPrev page 1 2

Available

£100,625

2 beds / 2 baths

Share 25%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£142,500

1 bed / 1 bath

Share 50%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£136,000

2 beds

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£108,500

2 beds / 2 baths

Share 35%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£136,000

2 beds / 1 bath

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£70,000

1 bed / 1 bath

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£155,000

2 beds / 2 baths

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£180,000

2 beds

Share 60%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

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