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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

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Discount Market Sale

Discount Full Ownership

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Buying Schemes

Shared Ownership New Build

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Older Persons Shared Ownership

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Discount Full Ownership

Shared Equity

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Deposit Unlock

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183 Properties for sale

Woodger Road, W12 8NW

1 bed / 1 bath

This charming third-floor One bed flat in

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Estimated monthly cost
£1,814

Monthly cost

Share 100% / Min deposit £35,000

Rent £0

Mortgage £1,814

Estimated monthly cost £1,814

Calculated using a representative rate of 5.00%

Minford Gardens, W14 0AP

1 bed / 1 bath

One bedroom lower ground flat situated in London Borough of Hammersmith & Fulham. Available through Shared Ownership 25% for £116,250. Full market value is £465,000.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £465,000 / Min deposit £11,625

Estimated monthly cost
£1,256

Monthly cost

Share 25% / Min deposit £11,625

Rent £395

Service charge £284

Mortgage £577

Estimated monthly cost £1,256

Calculated using a representative rate of 4.42%

Share

Deposit

£

Park Road, Colliers Wood, SW19 2BD

1 bed

A 1 bed shared ownership property available in Colliers Wood, London

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 35% / Full price £315,000 / Min deposit £5,513

Estimated monthly cost
£1,320

Monthly cost

Share 35% / Min deposit £5,513

Rent £572

Service charge £149

Mortgage £599

Estimated monthly cost £1,320

Calculated using a representative rate of 4.78%

Share

Deposit

£

Showing 3 of 183 results

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Available

£350,000

1 bed / 1 bath

Share 100%

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Under Offer

£116,250

1 bed / 1 bath

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£110,250

1 bed

Share 35%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

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Buyers FAQs

Expert Help

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