Featured Developers
The major providers of Shared Ownership, Help to Buy and other affordable ways to buy a home in Amesbury and nationwide have their homes listed on Share to Buy.
Shared Ownership is an affordable home ownership scheme which makes it easier for eligible purchasers to get on the property ladder. Buyers get a mortgage for the share they can afford, and pay rent on the remaining share.
No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.
If you decide to buy a Shared Ownership home in Amesbury, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.
Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.
When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.
If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.
As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.
For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.
Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.
On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.
Share to Buy lists thousands of Shared Ownership homes all across Amesbury and beyond – including new build properties and those available through resale.
Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!
The major providers of Shared Ownership, Help to Buy and other affordable ways to buy a home in Amesbury and nationwide have their homes listed on Share to Buy.
Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.
Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.
Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.
Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.
If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.
As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.
Find out more about advertising your Shared Ownership property on Share to Buy.
“The landlord at our old place kept threatening to sell up and leave us in the lurch, which produced a lot of anxiety. Now we’ve got a stake in something, we aren’t at the mercy of someone else - we wouldn’t have that freedom if we stuck in renting or bought somewhere outright. Shared Ownership has been a perfect solution.”
“I’d got it into my head that finding a Shared Ownership home would be quite a painstaking process, but Share to Buy made it so easy. I liked that you could do everything online – there was no posting off forms or long phone calls. The website was very visual, with plenty of photos, and it was so simple to use.”
“A friend at work had just signed up on the Share to Buy website and said I should register too. I didn’t know much about Shared Ownership so the Share to Buy website was really helpful, giving me all the information that I needed about the scheme. It turned out that there were a few properties in my area, so I registered for all of them!”
If you’re a first time buyer, then you may feel worried that home ownership is out of your reach. With Shared Ownership homes in Amesbury though, that doesn’t have to be the case. They can offer the ideal solution to help you take that vital first step onto the property ladder. Similarly, Help to Buy homes in Amesbury are affordable options for buyers looking to settle down in a location they love.
Do you want to stay up to date with the latest Shared Ownership and Help to Buy properties in Amesbury? All you need to do is sign up to Share to Buy and register to receive alerts when relevant properties become available in your desired area.
It seems wrong that the oldest settlement in the whole of the United Kingdom is known by so many just for the prehistoric monument of Stonehenge. We, of course, fully respect the importance and beauty of this iconic landmark. It means so much culturally to the area and the rest of the country, and it being here is no doubt a huge asset for Amesbury. However, there’s so much more to see here that certainly shouldn’t be overlooked.
For starters, Amesbury’s incredible heritage stretches far beyond that UNESCO Heritage Site, with thousands of years of influence seeping through the cracks of its village streets in every step you take. The architecture alone should be enough to showcase the sheer depth of history here. Just take a look at the church of St. Mary and St Melor, or Amesbury Abbey. These and many other charming attractions provide a sense of culture and individuality, while also making Amesbury easy on the eye.
That’s because this town doesn’t necessarily need any help from bricks and mortar in that regard, as it’s home to some sensational nature beauties. Many of these, like the Durrington Walls and Woodhenge, combine the historical with the natural to bind together two of the greatest benefits that make Amesbury so special.
However, this is also a town with a modern community. It’s somewhere with many wonderful pubs, places to eat featuring cuisines from throughout the world, and lots of fabulous small businesses. These come together to make Amesbury both a practical and personable place to live.
Speaking of practical, Amesbury is located a mere six miles away from the nearest station, which is on the London to Salisbury line. So, if you love all the things that Amesbury has to offer but need to commute elsewhere for work or entertainment, then you can enjoy the best of both worlds here.
A step-by-step guide to getting an accurate valuation for Shared Ownership properties In the Shared Ownership, you own a portion of your property, usually between 10%-75%, depending on the Shared Ownership model in question, with the rest owned by the housing association you purchased it through. This means that when it comes to selling or…
How does Rent to Buy work in the UK? Tired of renting a home and not being able to afford one of your own? Those days could be over. Welcome to the world of Rent to Buy, an alternative housing scheme which helps you save money as you rent, while building a platform for you…
The experts help navigate the financial aspects of homeownership Introducing Censeo Financial Censeo Financial are an award-winning mortgage broker specialising in Shared Ownership and affordable homeownership. Having been trading for over 16 years, we work with many housing associations, councils and developers and have helped thousands of first time buyers get onto the property ladder.…