Helping you along the buying process

Search for a property in Aylesbury
Search
Search for a property in Aylesbury
Search
Tools to check your affordability
Affordability
Tools to check your affordability
Affordability
Contact a mortgage broker
Broker
Contact a mortgage broker
Broker

Shared Ownership FAQs

Find out more
Does Shared Ownership mean sharing with someone else?

No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.

If you decide to buy a Shared Ownership home in Aylesbury, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.

Can I ever fully own a Shared Ownership home in Aylesbury?

Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.

When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.

If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.

Do I meet the eligibility criteria for Shared Ownership homes in Aylesbury?

As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.

For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.

How much does Shared Ownership cost in Aylesbury?

Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.

On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.

Are there Shared Ownership homes in Aylesbury?

Share to Buy lists thousands of Shared Ownership homes all across Aylesbury and beyond – including new build properties and those available through resale.

Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!

Find out more

The steps to find your new Shared Ownership home

1
Research
We have a wealth of tools, FAQs, guides and blogs to help you understand your options
2
Search for a property
Find the right home for you in Aylesbury and register your interest
3
Speak to the specialists
Contact a Mortgage Broker and Solicitor Panels to help you through the buying process

Find your home with Share to Buy

Learn more about the UK's leading first time buyer property portal, specialising in affordable home ownership options including Shared Ownership and Help to Buy
Start your search today
Who are Share to Buy?

Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.

Why should I register with Share to Buy?

Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.

Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.

Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.

Can I advertise my home on Share to Buy?

If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.

As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.

Find out more about advertising your Shared Ownership property on Share to Buy.

Shared Ownership Aylesbury - Shared Ownership Properties for Sale in Aylesbury - Share to Buy

If you’re a first-time buyer convinced that home ownership isn’t possible for you, then Shared Ownership homes in Aylesbury might just change your mind. Help to Buy homes in Aylesbury can also make your first step onto the property ladder even more achievable.

To find a place you can call your own with Shared Ownership and Help to Buy properties in Aylesbury, all you need to do is sign up to Share to Buy and register to receive alerts. Then you can leave it to us, as we’ll automatically notify you when new properties are added to your desired area.

An ancient market town that dates back to the Iron Age, Aylesbury is the county town of Buckinghamshire. From the museums to historical places of interest and, of course, the town itself, it derives a unique sense of character from its many centuries on this earth.

Alongside its great respect for the past, Aylesbury has a burning passion for the future. This can be seen in ongoing housing developments and its progressive cultural institutions, such as the incomparable Queens Park Centre, the largest independent UK art centre of its kind. There’s also tons of great restaurants, pubs and even a state-of-the-art multi-million-pound entertainment venue in the form of the Aylesbury Waterside Theatre to further cement its commitment to the future of art and culture here and beyond.

This vision for the future can also be seen in transport developments, with an expansion of the town’s rail services being planned over the next decade to further extend Aylesbury’s already impressive reach.

News

Shared Ownership developments along the Elizabeth line

First time buyer homes available near Crossrail stations The Elizabeth line officially opened on May 24th, providing commuters with swift access into central London from Heathrow, Reading, Abbey Wood, and Shenfield. However, alternative routes to homeownership, such as Shared Ownership, are helping to open up the property market. ​Typically offering lower deposits and monthly repayments than…

Find out more

L&Q: Spacious Shared Ownership homes across London

Three bedroom homes available in Hounslow, Ealing, Newham, Southwark and Waltham Forest Over the last year, reports of a shortage of three bedroom homes have led to prospective purchasers rushing to snap up the spacious homes within days of coming to market. With limited supply across the capital and exceptionally high demand seeing 49% of…

Find out more

Catalyst: Shared Ownership apartments available at The Folium, North London

One and two bedroom apartments available in Haringey – ideal for first time buyers First time buyers can get a glimpse of stylish North London living at the show apartment at The Folium, Catalyst’s new development in leafy Muswell Hill.   Providing opportunities for first time buyers to get on to the property ladder in…

Find out more