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The major providers of Shared Ownership, Help to Buy and other affordable ways to buy a home in Brixton and nationwide have their homes listed on Share to Buy.
Share to Buy: the home of Shared Ownership
Search in Brixton for your new home
Helping you along the buying process
Tools to check your affordability
Affordability
What is Shared Ownership?
Shared Ownership is an affordable home ownership scheme which makes it easier for eligible purchasers to get on the property ladder. Buyers get a mortgage for the share they can afford, and pay rent on the remaining share.
Shared Ownership FAQs
Find out moreDoes Shared Ownership mean sharing with someone else?
No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.
If you decide to buy a Shared Ownership home in Brixton, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.
Can I ever fully own a Shared Ownership home in Brixton?
Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.
When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.
If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.
Do I meet the eligibility criteria for Shared Ownership homes in Brixton?
As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.
For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.
How much does Shared Ownership cost in Brixton?
Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.
On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.
Are there Shared Ownership homes in Brixton?
Share to Buy lists thousands of Shared Ownership homes all across Brixton and beyond – including new build properties and those available through resale.
Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!
The steps to find your new Shared Ownership home
1
Research
We have a wealth of tools, FAQs, guides and blogs to help you understand your options
2
Search for a property
Find the right home for you in Brixton and register your interest
3
Speak to the specialists
Contact a Mortgage Broker and Solicitor Panels to help you through the buying process
Find your home with Share to Buy
Learn more about the UK's leading first time buyer property portal, specialising in affordable home ownership options including Shared Ownership and Help to Buy
Start your search today
Who are Share to Buy?
Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.
Why should I register with Share to Buy?
Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.
Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.
Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.
Can I advertise my home on Share to Buy?
If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.
As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.
Find out more about advertising your Shared Ownership property on Share to Buy.
SUCCESS STORIES
Laura - Shared Ownership buyer in Newham
“The Shared Ownership calculator on Share to Buy gave me a really clear understanding of what my budget was and what my monthly outgoings would be, including rent and service charge. The buying process of Shared Ownership was really simple - I bought a 35% share of my property and eventually plan on staircasing to own more of it.”
SUCCESS STORIES
Sandra - Shared Ownership buyer in Croydon
“From the moment I bought my first share, I knew that I wanted to staircase. A year after I moved in, I staircased to 75% and this past February I purchased the final share, and now I own my home 100% outright. I really do recommend Shared Ownership as a fantastic way to get into the housing market, it worked so well for me.”
SUCCESS STORIES
Annika - Shared Ownership buyer in Brent
“I’d got it into my head that finding a Shared Ownership home would be quite a painstaking process, but Share to Buy made it so easy. I liked that you could do everything online – there was no posting off forms or long phone calls. The website was very visual, with plenty of photos, and it was so simple to use.”
Shared Ownership Brixton - Shared Ownership Properties for Sale in Brixton - Share to Buy
Many first time buyers can feel disheartened that their property aspirations are out of reach. With Shared Ownership homes in Brixton though, that doesn’t have to be the case. Help to Buy homes in Brixton are also a great option for potential buyers who want to make taking those steps up the property ladder more accessible and affordable.
Do you want to stay up to date with all the latest Shared Ownership and Help to Buy properties in Brixton? Well, it couldn’t be easier. Simply sign up to Share to Buy and register to receive alerts. We’ll then send you email updates when new properties are added to the market.
Part of Greater London, a lot of people move to Brixton for the mixture of affordability and the convenience of its transport. That alone is a pretty excellent reason for putting Brixton high on anyone’s list of top locations. Being able to connect to more central areas of the capital via the Victoria Line has allowed plenty of people to create a life for themselves that would otherwise be out of their reach.
However, the sheer convenience of its excellent transport links shouldn’t overshadow all the incredible things that Brixton itself has to offer. This district is so much more than somewhere to commute to work from. It is a forward-thinking area that has as diverse a culture as it does a range of people that are proud to call it their home.
The blossoming art scene finds a perfect backdrop among Brixton’s history and heritage. Its markets and restaurants are world-renowned for expanding the British palette: something that remains true today. Plus, it’s close proximity to so many of London’s biggest and most iconic attractions makes it one of the most versatile places in the United Kingdom.
So inspiring is Brixton that its influence on popular culture cannot be overstated. It’s the subject of countless songs and appears in the world of film, television and even video games. Brixton is a creative melting pot, a foodie haven, an inspiration and a diverse, exciting area where people from all walks of life can thrive and prosper.
Plus, thanks to its transport links to the rest of the city and beyond, you can enjoy all of this while taking advantage of the opportunities that living in the capital affords. It is, however, not all Brixton has to offer and if you open yourself up to all the experiences that this incredible district can provide, you may end up wondering why you’d ever need to go anywhere else.
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