Helping you along the buying process

Search for a property in Greenwich
Search for a property in Greenwich
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Tools to check your affordability
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Contact a mortgage broker

Shared Ownership FAQs

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Does Shared Ownership mean sharing with someone else?

No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.

If you decide to buy a Shared Ownership home in Greenwich, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.

Can I ever fully own a Shared Ownership home in Greenwich?

Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.

When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.

If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.

Do I meet the eligibility criteria for Shared Ownership homes in Greenwich?

As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.

For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.

How much does Shared Ownership cost in Greenwich?

Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.

On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.

Are there Shared Ownership homes in Greenwich?

Share to Buy lists thousands of Shared Ownership homes all across Greenwich and beyond – including new build properties and those available through resale.

Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!

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The steps to find your new Shared Ownership home

We have a wealth of tools, FAQs, guides and blogs to help you understand your options
Search for a property
Find the right home for you in Greenwich and register your interest
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Contact a Mortgage Broker and Solicitor Panels to help you through the buying process

Find your home with Share to Buy

Learn more about the UK's leading first time buyer property portal, specialising in affordable home ownership options including Shared Ownership and Help to Buy
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Who are Share to Buy?

Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.

Why should I register with Share to Buy?

Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.

Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.

Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.

Can I advertise my home on Share to Buy?

If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.

As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.

Find out more about advertising your Shared Ownership property on Share to Buy.

Shared Ownership Greenwich - Shared Ownership Properties for Sale in Greenwich - Share to Buy

It can be tough for first time buyers, as it can often as though the prospect of home ownership is beyond reach. With Shared Ownership homes in Greenwich though, taking that vital first step onto the property ladder may be easier than you imagined. Help to Buy homes in Greenwich are also an ideal option for buyers looking to settle down somewhere they truly love.

To stay up to date with the latest Shared Ownership and Help to Buy properties in Greenwich, all you have to do is sign up to Share to Buy and register to receive alerts when new properties become available in your desired area. It really is that simple!

When people think of London, certain images come to mind. Certainly, there are various iconic landmarks which spring up but beyond that, the impression is of a city that is as fiercely modern as it is busy. And neither of these things are negatives by any means.

The modernity is part of what makes the capital so very exciting, providing so many opportunities to people from all walks of life. The same thing goes for the crowds. There is, after all, a very good reason why so many people want to be here. However, these also come with sacrifices. Busy can sometimes mean crowded, and modern can mean that some of the charm of its heritage is lost amongst all the progress. However, what if you didn’t have to compromise?

Greenwich probably doesn’t look like what you imagine London to be in 2020. However, that’s to its credit. This is an area which has managed to maintain all the character, architecture and intrigue that comes with having such a fascinating past, without losing anything in the way of opportunity or modern convenience.

By the same token, it manages to provide all this while also having some of the most gorgeous natural spaces anywhere in the country, not just the capital. Often people think that when moving to London, they have to sacrifice such attractions for the sake of living in such a pragmatic, forward-thinking part of the UK. But Greenwich, and the likes of the stunning Riverfront, Greenwich Park and World Heritage Site Maritime Greenwich, among many other examples, prove otherwise.

There’s perhaps a no better example of the intersection of all the benefits Greenwich boasts than its town centre. This retains its historical character while also providing a mix of modern and classical culture through its Georgian and Victorian architecture, market, museums and theatre.

And with all that Greenwich offers, there’s still more, as there’s nothing historical about its cutting-edge transport links. These serve the area through London via the National Rail, London Underground, cycle routes and even via boat. Greenwich is a place which isn’t satisfied with compromising, providing a perfect mid-point between the charm, experiences and space of a historical town, with all the opportunity of the capital.


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