Helping you along the buying process

Search for a property in Stratford
Search for a property in Stratford
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Tools to check your affordability
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Contact a mortgage broker

Shared Ownership FAQs

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Does Shared Ownership mean sharing with someone else?

No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.

If you decide to buy a Shared Ownership home in Stratford, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.

Can I ever fully own a Shared Ownership home in Stratford?

Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.

When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.

If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.

Do I meet the eligibility criteria for Shared Ownership homes in Stratford?

As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.

For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.

How much does Shared Ownership cost in Stratford?

Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.

On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.

Are there Shared Ownership homes in Stratford?

Share to Buy lists thousands of Shared Ownership homes all across Stratford and beyond – including new build properties and those available through resale.

Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!

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The steps to find your new Shared Ownership home

We have a wealth of tools, FAQs, guides and blogs to help you understand your options
Search for a property
Find the right home for you in Stratford and register your interest
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Contact a Mortgage Broker and Solicitor Panels to help you through the buying process

Find your home with Share to Buy

Learn more about the UK's leading first time buyer property portal, specialising in affordable home ownership options including Shared Ownership and Help to Buy
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Who are Share to Buy?

Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.

Why should I register with Share to Buy?

Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.

Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.

Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.

Can I advertise my home on Share to Buy?

If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.

As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.

Find out more about advertising your Shared Ownership property on Share to Buy.

Shared Ownership Stratford - Shared Ownership Properties for Sale in Stratford - Share to Buy

As a first time buyer, it can be easy to feel down-heartened about the prospect of home ownership. With Shared Ownership homes in Stratford though, that vital first step on the property ladder can be within your reach. Help to Buy homes in Stratford are also a great option for buyers looking to settle down somewhere special.

If you want to stay up to date with the latest Shared Ownership and Help to Buy properties in Stratford, then we make it so quick and simple. All you need to do is sign up to Share to Buy and register to receive alerts – it really is that simple!

There’s probably no better modern example of a district that has progressed as quickly or as dramatically as Stratford. Part of Greater London, the area only came into public focus for much of the country due to its place in the 2012 Summer Olympics. It’s fair to say that this was also a huge turning point for the district in general.

Before this point, Stratford had suffered a downturn following de-industrialisation. Thankfully though, the regeneration brought about by those Olympic investments seemed to blow away the cobwebs and restore Stratford to its former glory in a new and revamped way.

Today, it’s hard to imagine the difficulties that the area faced not so long ago. The multibillion-pound investments have resulted in exceptional shopping centres, sports facilities, new residential areas and cultural additions, such as improvements to educational facilities and the Victoria and Albert Museum.

These changes are extremely welcome in Stratford and they’ve provided fresh opportunities and improved the lives of the people living there. However, it’s worth pointing out that, although the area’s history was not without its challenges, it is a history that is well worth holding onto. After all, it’s this which makes Stratford so unique and provides the area with its distinct landmarks and architecture. Examples of these include the Old Town Hall and the King Edward VII public house.

In fact, if you take a look at these landmarks alongside some modern examples – like the ArcelorMittal Orbit, the 114-metre tall sculpture and the country’s largest piece of public art – you get a good sense of what Stratford has become. It’s a district that’s as respectful of the depth of its culture and history as it is ambitious about the future.

Of course, this is all without mentioning its position within London, giving it the benefit of excellent transport links throughout the city and beyond. This means residents have a world of opportunity, both professionally and in terms of entertainment, at their disposal.


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