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Shared Ownership in Leeds

Across England, the Government supports a range of schemes to support affordable home ownership. All official schemes outside London fall under the homebuy brand of government backed affordable home ownership. The most established scheme is shared ownership, otherwise known as part buy part rent but there are also shared equity schemes (e.g. Firstbuy), and rental products, including rent to buy. For more detail on the specific homebuy schemes available in Leeds click on the tabs at the bottom of the page. In addition, at there are a range of options open to people wishing to research their affordable housing options:

Your options

  • To search for shared ownership properties for sale in Leeds, use the search tool on the left hand side of the page or click here to go straight to search results in Leeds. If you cannot find anything that suits your needs at this time we are constantly adding properties and you can register to receive property alerts whenever we do so.
  • If you are looking for a shared ownership solicitor in Leeds, you can find solicitors on the panel with huge experience of the various homebuy schemes.
  • Share to buy are also authorised mortgage brokers and you can use our mortgage tool to compare products available for part buy part rent purchases. See our shared ownership mortgages.

Search for properties in Leeds

These are examples of properties that are currently available in Leeds. Click here to search for all properties in Leeds.

minimum share £54,250 (35%)Full price £155,000

  • Mill Close, South Milford, North Yorkshire, LS25 5FJ

  • Three bedroom house in South Milford

  • Affordable housing scheme: shared ownership ('part buy part rent' on new homes).Check eligibility

Property details Contact housing provider Save property

Budget calculatorhelp


Estimated total monthly cost£572

(includes: rent£231,

service charge£40,

estimated mortgage£301)


minimum share £60,750 (45%)Full price £135,000

  • Mill Close, South Milford, North Yorkshire, LS25 5FJ

  • Two bedroom house in South Milford

  • Affordable housing scheme: shared ownership ('part buy part rent' on new homes).Check eligibility

Property details Contact housing provider Save property

Budget calculatorhelp


Estimated total monthly cost£548

(includes: rent£170,

service charge£40,

estimated mortgage£337)


Latest News

New 95% Exclusive Shared Ownership Mortgage

15th April 2014

Share to Buy is pleased to launch a brand new 95% shared ownership mortgage

We are confident that this is one of the most competitive products available for shared ownership with a 5% deposit and it is only available via Share to Buy’s mortgage team, it’s NOT available on the high street. 


View News Archive

FIRST STEPS Homes Show: latest news

7th March 2014

We are able to confirm it now looks like we will have a total of 30 stands on display at the FIRST STEPS Homes Show on April 12th, which Share to Buy is once again hosting in central London.
This is a FREE event formally endorsed by the Mayor of London which includes a whole range of London-based affordable housing providers PLUS a broker area with around 30 mortgage specialists on hand for a one-to-one discussion with attendees. This compares to 23 stands and 12 brokers last year.  To read more about the show and register click here

Visit our News Archive

Part buy part rent in Leeds

The longest-running affordable home ownership scheme is 'shared ownership', and this is often referred to as 'part buy part rent' because you literally buy part of a property and then pay rent on the remainder. Thus, the product can be seen as literally offering a stepping stone between renting and buying. When you part rent part buy a home, the share can start from as little as 25% and the rent on the remaining share is usually capped at an affordable amount usually in the region of 2.75%. If you consider that availability of mortgages with a 5% deposit has historically been strong in the shared ownership scheme, you can potentially put down just 5% of 25% of the purchase price and as you may often not have to pay the purchase tax known as stamp duty, it makes the total cash you need typically far lower than buying on the open market. Another strong feature of the part buy scheme in Leeds and elsewhere is that there is an established second hand market of part buy part rent homes. Although most properties are available on a new build basis, over time, these properties can be sold on to new buyers and if the owner has not yet bought 100% of the property they can offer their existing share for sale on a second hand basis in a process known as a 'resale'. Search for part buy part rent properties in Leeds and across England.

Shared Equity in Leeds

Shared equity schemes are not to be confused with shared ownership (AKA 'part buy part rent'). With shared equity, you purchase ALL of a property but you receive an equity loan for part of the deposit and this can be quite substantial. For example, with the main government backed homebuy shared equity scheme 'Firstbuy', you take out a mortgage for 75% of the property price, putting down just a 5% deposit. The government and builder each lend you 10% on favourable terms as equity loans. Thus, overall, you put down a 5% deposit but can access mortgages broadly as if you were putting down a 25% deposit. On, we present Firstbuy and other shared equity properties as if you are buying an 80% share because this is how most customers understand the product and perhaps the most understandable way of explaining it. Nevertheless, unlike part buy schemes where you are only purchase part of a property (usually from a housing association), with shared equity you are technically purchasing the whole property (usually from a developer, though some housing associations do offer Firstbuy and their own equity loan products). Please note that Firstbuy is similar to the Homebuy Direct equity loans product that preceded it, but there is little Homebuy Direct property remaining. Search for Firstbuy properties in Leeds and across England, for sale on a shared equity basis.

The city of Leeds in West Yorkshire is the third largest city in the UK, with a population of over 750,000. The city is the UK’s largest centre for legal, business and financial services outside of London. Leeds is a vibrant, modern city, and it is the ambition of the city council to build Leeds into a ‘24 hour European city’.

The city centre has undergone significant regeneration, and a wealth of new build developments have sprung up in and around the centre. The city boasts extensive shopping facilities and is the principle retail hub for the whole of Yorkshire and Humberside. Leeds’ nightlife is amongst the best in the country, while Leeds Festival is a must in any music-lovers calendar. It is still possible to find peace and quiet in Leeds, however, with a number of large universities and beautiful parks with over 65% of Leeds set aside as Green Belt.

The river Aire also flows through Leeds, offering glorious waterside views. Notable landmarks in Leeds include Leeds Cathedral, City Square, the Town Hall, the Leeds Corn Exchange and Bridgewater Place - the tallest building in the region. Leeds is very much a city on the up, and was ranked as ‘One to Watch’ in 2011 by the Centre for Cities.

There are a number of shared ownership and Help to Buy developments existing or under construction in Leeds.


Share to Buy Ltd is authorised and regulated by the Financial Conduct Authority. FCA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business.

For further information, contact us or write to: Share to Buy, PO Box 11998, Sudbury CO10 3BS. Registered in England and Wales no: 04909788.

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