Shared Ownership Staircasing

Buy more shares in your Shared Ownership home

Once you have lived in your Shared Ownership home for a certain period of time (as outlined in the terms of your lease), you can choose to buy further shares in your property. Known as staircasing, this process allows shared owners to build the percentage share that they own in their home with most being able to staircase all the way up to 100% ownership.

If you’re a current shared owner who is looking to buy a higher percentage in your home, Share to Buy can help! With access to this staircasing hub and our handy FAQs, guides and interactive tools, you can learn about Shared Ownership staircasing rules, staircasing mortgages and the cost of staircasing.

Staircasing Calculator

See if you have enough equity in your home to increase your share.

Staircasing Guide

Learn about Shared Ownership staircasing rules and how you can buy more shares.

Contact a Mortgage Broker

Contact a specialist Shared Ownership broker with experience in staircasing mortgages.

Find a Solicitor

Contact a specialist Shared Ownership solicitor with experience in staircasing.

Search our Guides and FAQs

Can I afford to staircase?

Our quick to use Shared Ownership Staircasing Calculator can give you an indicative idea of whether you have enough equity in your Shared Ownership home to proceed with staircasing, and will show you the likely new monthly costs including your mortgage.

Can you help with remortgages without staircasing?

If you are not staircasing and just want to remortgage your existing Shared Ownership mortgage, then you can speak to Visionary Finance who do not charge a fee and will be happy to assist you in finding a new mortgage deal.

How do I find a Shared Ownership mortgage?

Our easy to use Shared Ownership mortgages comparison tool enables you to search across the mortgage market for a Shared Ownership mortgage affordable to you.

To discuss your options, you may also wish to speak with a specialist Shared Ownership mortgage broker.