Shared Ownership Staircasing

Buy more shares in your Shared Ownership home

Once you have lived in your Shared Ownership home for a certain period of time (as outlined in the terms of your lease), you can choose to buy further shares in your property. Known as staircasing, this process allows shared owners to build the percentage share that they own in their home with most being able to staircase all the way up to 100% ownership.

If you’re a current shared owner who is looking to buy a higher percentage in your home, Share to Buy can help! With access to this staircasing hub and our handy FAQs, guides and interactive tools, you can learn about Shared Ownership staircasing rules, staircasing mortgages and the cost of staircasing.

Staircasing Calculator
See if you have enough equity in your home to increase your share.
Contact a Mortgage Broker
Contact a specialist Shared Ownership broker with experience in staircasing mortgages.
Find a Solicitor
Contact a specialist Shared Ownership solicitor with experience in staircasing.
Staircasing Guide
Learn about Shared Ownership staircasing rules and how you can buy more shares.
Back to Back Staircasing
An explanation of simultaneous sale – or buying 100% shares in your home and selling at the same time.
Shared Ownership
If you’re new to Shared Ownership, learn all about the part-buy part-rent scheme.
Next Steps for Shared Owners
An explanation of your next steps as a shared owner – including how to buy additional shares and sell your home.
Selling Your Home
A guide explaining the process of selling your Shared Ownership home and the steps you’ll need to take.
List Homes on Share to Buy
Find a buyer for your resale home on the country’s leading first time buyer property portal.

Share to Buy is a one stop shop for affordable homes. On our website, you can search for propertiescompare mortgages, and find out all you need to know about alternative home-buying schemes using our FAQs and guides.

Can I afford to staircase?

Our quick to use Shared Ownership Staircasing Calculator can give you an indicative idea of whether you have enough equity in your Shared Ownership home to proceed with staircasing, and will show you the likely new monthly costs including your mortgage.

How do I find a Shared Ownership mortgage?

Our easy to use Shared Ownership mortgages comparison tool enables you to search across the mortgage market for a Shared Ownership mortgage affordable to you.

To discuss your options, you may also wish to speak with a specialist Shared Ownership mortgage broker.