3 bedroom house for sale
25 Goldings Road, Hook Norton, OX15 5FG
Share percentage 50%, full price £420,000, £10,500 Min Deposit.
Share percentage 50%, full price £420,000, £10,500 Min Deposit
Monthly Cost: £1,518
Rent £364,
Service charge £13,
Mortgage £1,141*
Calculated using a representative rate of 4.78%
Calculate estimated monthly costs
The seller is currently accepting viewings and if you would like to arrange a viewing, please contact the seller on the details below.
Sellers details: Ella Freeman ellafreeman7@hotmail.co.uk or 07479684245
As a shared ownership home, you will need to be eligible for Shared Ownership.
As a reminder, to be eligible for shared ownership you will need to evidence:
• your household income is £80,000 a year or less (£90,000 a year or less in London)
• you cannot afford all of the deposit and mortgage payments for a home that meets your needs
One of the following must also be true:
• you’re a first-time buyer
• you used to own a home but cannot afford to buy one now
• you’re forming a new household - for example, after a relationship breakdown
• you’re an existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home that meets your needs
Please take note of the minimum income, (£57,263) which is based on the minimum deposit (£13,000) for this property. If you are placing a larger deposit, the minimum income will reduce. Always check with us if you are unsure whether you can afford the property.
If you make a successful offer to the seller after your viewing, they will let us know and we will then be able to refer you for a financial assessment with an Independent Financial Advisor. This is compulsory for all Shared Ownership purchases and does not interfere with any mortgage arrangements you have already made. They will complete an assessment but you are not obliged to use them afterwards to arrange your mortgage, but can if you wish. You will also be required to complete a Stonewater application form. Further information on the financial assessment and application form will be provided.
£2500 solicitors fees & moving costs
Summary
lovely 3 bedroom property boasts a renovated Large Family Garden
Description
This lovely 3 bedroom property boasts a renovated Large Family Garden with an outdoor Cabin with electric and water supply suitable for a kitchen/Office.
Inside there is a large Kitchen Diner fit for a 6-seater table and a double oven. There is also space for a fridge freezer, washing machine and dishwasher.
There are three bedrooms, all good size for wardrobes and beds, and the driveway is big enough for 2/3 cars plus parking out the front.
Hook Norton is a lovely place to live. It has a range of pubs, a local school, shop, butchers and post office.
Particulars
Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: D
Property Downloads
Energy CertificateMap
Material Information
Total rooms:
Furnished: Unfurnished
Washing Machine: Enquire with provider
Dishwasher: Enquire with provider
Fridge/Freezer: Enquire with provider
Parking: Yes - Driveway
Outside Space/Garden: Yes
Year property was built: Enquire with provider
Unit size: Enquire with provider
Accessible measures: Enquire with provider
Heating: Air Source Heat Pump
Sewerage: Mains supply
Water: Mains supply
Electricity: Mains supply
Broadband: Cable
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 50%, full price £420,000, £10,500 Min Deposit. Calculated using a representative rate of 4.78%
