3 bedroom house for sale
7 The Paddock, Winterbourne Abbas, DT2 9XD
Share percentage 80%, full price £250,000, £10,000 Min Deposit.
Share percentage 80%, full price £250,000, £10,000 Min Deposit
Monthly Cost: £1,225
Rent £99,
Service charge £39,
Mortgage £1,087*
Calculated using a representative rate of 4.78%
Calculate estimated monthly costs
Summary
3 bedroom semi detached house
Description
A well presented and modern 3 bedroom semi-detached family home with living room, kitchen, modern family bathroom consisting of a walk in shower and downstairs WC. The master bedroom has a large fitted wardrobe and the smaller bedroom also has a fitted wardrobe. The property has an enclosed decking area to the front of the property which also has a shaded, covered area and shed. There is also a good sized garden to the rear of the property. The property comes with 2 nominated parking spaces, one private within the property boundaries and the other one within the communal parking area. Steeped in history, the village of Winterbourne Abbas lies Southwest of Dorchester in an Area of Outstanding Natural Beauty. Winterbourne Abbas has ancient origins with evidence of human activity in the area dating back to prehistoric times. It was mentioned in the Domesday book of 1086. Winterbourne Abbas village benefits from the Coach House Inn which dates back to the early 1800’s. The church of St Mary dating back to the 12th century. In a nearby wooded glade lies a prehistoric stone circle constructed around 4000 years ago known as ‘The Nine Stones’. There is a fuel station and shop in the village and a Greggs is due to come to the village. Winterbourne Abbas is on the local bus route to Poundbury, Dorchester or Bridport and Lyme Regis. Winterbourne Valley first school is situated in the village and central Dorchester is home to many highly regarded schools covering all age groups (transport can be provided)
Key Features
Thank you for your recent interest in the above property. The seller is currently accepting viewings and if you would like to arrange a viewing, please contact the seller on the details below.
Seller Name: Sonya Knight
Seller Contact Details: 07713 258726
As a shared ownership home, you will need to be eligible for Shared Ownership.
As a reminder, to be eligible for shared ownership you will need to evidence:
• your household income is £80,000 a year or less (£90,000 a year or less in London)
• you cannot afford all of the deposit and mortgage payments for a home that meets your needs
One of the following must also be true:
• you’re a first-time buyer
• you used to own a home but cannot afford to buy one now
• you’re forming a new household - for example, after a relationship breakdown
• you’re an existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home that meets your needs
Please take note of the minimum income, £46,614 which is based on the minimum deposit £12,500 for this property plus £2500 for solicitor fees & moving costs. If you are placing a larger deposit, the minimum income will reduce. Always check with us if you are unsure whether you can afford the property.
If you make a successful offer to the seller after your viewing, they will let us know and we will then be able to refer you for a financial assessment with an Independent Financial Advisor. This is compulsory for all Shared Ownership purchases and does not interfere with any mortgage arrangements you have already made. They will complete an assessment but you are not obliged to use them afterwards to arrange your mortgage, but can if you wish. You will also be required to complete a Stonewater application form. Further information on the financial assessment and application form will be provided.
Please let us know if you need any further information and good luck with your viewing.
Particulars
Tenure: Not specified
Council Tax Band: C
Property Downloads
Energy CertificateMap
Material Information
Total rooms:
Furnished: Unfurnished
Washing Machine: Enquire with provider
Dishwasher: Enquire with provider
Fridge/Freezer: Enquire with provider
Parking: Yes - Private
Outside Space/Garden: Yes - Rear Garden
Year property was built: Enquire with provider
Unit size: Enquire with provider
Accessible measures: Enquire with provider
Heating: Gas Central
Sewerage: Mains supply
Water: Mains supply
Electricity: Mains supply
Broadband: Enquire with provider
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 80%, full price £250,000, £10,000 Min Deposit. Calculated using a representative rate of 4.78%
