A new pathway home with Share to Buy
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2 bedroom house for sale

Available

Crosley Wood Road, BD16 4QB

£18,700 · Shared Ownership New Build

Share percentage 10.00%, full price £187,000, £935 Deposit.

Available
2 bedrooms
1 Bathroom
Private Garden
Pets allowed
Parking
Floor plan
floor-plan
Floor plan
floor-plan
£18,700 Shared Ownership New Build

Share percentage 10.00%, full price £187,000, £935 Deposit

Monthly Cost: £123
Rent £3, Service charge £18, Mortgage £102*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

£
Summary

2-bedroom end-terrace home available with Shared Ownership

Description

The Caroline is a 2-bedroom end-terrace new build home available with Shared Ownership.

Room sizes:

Kitchen / dining: 2.77m x 5.06m | 9’1” x 16’7”
Lounge: 3.98m x 3.28m | 12’9” x 10’9”
WC: 1.1m x 1.47m | 3’7” x 4’10”


Master bedroom: 3.84m x 2.67m | 12’7” x 8’9”
Bedroom 2: 3.92m x 3.27m | 12’10 x 10’9”
Bathroom: 1.74m x 2.29m | 5'9" x 7'6"

The Caroline is perfect for first time buyers, or downsizers. With two generous bedrooms, bathroom and storage to the first floor. Downstairs is a spacious kitchen/dining room, and separate lounge featuring french doors that lead out to the garden. There is a downstairs WC.

What is Shared Ownership?

Shared Ownership is a more affordable way to buy your own home. You purchase a share of the property through a mortgage and savings —anywhere from 10% to 75%, depending on what you can afford. We own the remaining share, and you pay reduced rent on the part you don’t own.

To buy your share, you’ll need a mortgage or savings to cover the cost. If you’re using a mortgage, your deposit is just 5% of the share you’re buying—not the full property value.

Am I eligible for Shared Ownership?

You'll qualify for Shared Ownership if you meet the criteria below:

Your household income is £80,000 a year or less
You cannot afford all of the deposit and mortgage payments for a home that meets your needs
You're a first-time buyer, or
You're an existing shared owner and want to move, or
You used to own a home, but need support to buy one now


Can I buy more shares?

The great thing about Shared Ownership is that you can buy a larger share of the property whenever you can afford it. The more you own, the less rent you pay. The cost of the shares is based on the market value of your home at the time you want to buy them.

Please note that Computer Generated Images and photography are representational only. Layouts and floorplans depict a typical layout and doesn't not constitute a contract. Features, finishes and layouts may vary from plot to plot and all dimensions are approximate. Shared Ownership is subject to terms and conditions, and available on selected homes. Prices and information are correct at the time of publication and may be subject to change. Please contact one of the Incommunities Sales Team for further information.

Particulars

Tenure: Leasehold
Lease Length: 999 years
Council Tax Band: New build - Council tax band to be determined

Property Downloads
Key Information Document Floor Plan Energy Certificate
Map
Bingley (0.52 miles) Crossflatts (1.25 miles) Saltaire (1.52 miles)
Material Information

Total rooms:

Furnished: Enquire with provider

Washing Machine: Enquire with provider

Dishwasher: Enquire with provider

Fridge/Freezer: Enquire with provider

Parking: Yes - Off Street

Outside Space/Garden: Yes - Private Garden

Year property was built: Enquire with provider

Unit size: Enquire with provider

Accessible measures: Enquire with provider

Heating: Enquire with provider

Sewerage: Mains supply

Water: Mains supply

Electricity: Mains supply

Broadband: Enquire with provider

Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£18,700
Shared Ownership New Build
Estimated Monthly Cost:£123
Rent £3
Service Charge £18
Mortgage £102

Share percentage 10%, full price £187,000, £935 Min Deposit. Calculated using a representative rate of 4.78%


Development
Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.