2 bedroom house for sale
Valley Road, BD18 2GD
Share percentage 10%, full price £200,000, £1,000 Min Deposit.
Share percentage 10%, full price £200,000, £1,000 Min Deposit
Monthly Cost: £540
Rent £413,
Service charge £18,
Mortgage £109*
Calculated using a representative rate of 4.78%
Calculate estimated monthly costs
Summary
The Glenda| Shared Ownership new build 2 bedroom end-terrace home.
Description
Valley View's location gives residents an exceptional number of beautiful resources on the doorstep and further afield. With great transport links and lots of amenities close by.
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The town forms a continuous urban area with Bradford and is home to the famous Salts Mill. The town is also home to UNESCO World Heritage Site, Saltaire Village, and the stunning Shipley Glen.
With it's array of independent shops, traditional pubs and local eateries, Shipley provides a warm welcome to visitors.
Key Features
The Glenda is a 2-bedroom semi-detached new build home available with Shared Ownership.
Room sizes:
Lounge: 4.19m x 3.24m | 13’9” x 10’7”
Kitchen / dining: 4.19m x 2.83m | 13’9” x 9’3”
WC: 1.58m x 1.10m | 5’2” x 3’7”
Master bedroom: 4.19m x 3.24m | 13’9” x 10’7”
Bedroom 2: 2.65m x 3.04m | 8’8” x 10’0”
Bathroom: 1.48m x 3.04m | 4'10" x 10'0"
What is Shared Ownership?
Shared Ownership is a more affordable way to buy your own home. You purchase a share of the property through a mortgage and savings —anywhere from 10% to 75%, depending on what you can afford. We own the remaining share, and you pay reduced rent on the part you don’t own.
To buy your share, you’ll need a mortgage or savings to cover the cost. If you’re using a mortgage, your deposit is just 5% of the share you’re buying—not the full property value.
Am I eligible for Shared Ownership?
You'll qualify for Shared Ownership if you meet the criteria below:
Your household income is £80,000 a year or less
You cannot afford all of the deposit and mortgage payments for a home that meets your needs
You're a first-time buyer, or
You're an existing shared owner and want to move, or
You used to own a home, but need support to buy one now
Can I buy more shares?
The great thing about Shared Ownership is that you can buy a larger share of the property whenever you can afford it. The more you own, the less rent you pay. The cost of the shares is based on the market value of your home at the time you want to buy them.
Please note that Computer Generated Images and photography are representational only. Layouts and floorplans depict a typical layout and doesn't not constitute a contract. Features, finishes and layouts may vary from plot to plot and all dimensions are approximate. Shared Ownership is subject to terms and conditions, and available on selected homes. Prices and information are correct at the time of publication and may be subject to change. Please contact one of the Incommunities Sales Team for further information.
Particulars
Tenure: Leasehold
Lease Length: 990 years
Council Tax Band: New build - Council tax band to be determined
Property Downloads
Key Information Document Energy CertificateMap
Material Information
Total rooms:
Furnished: Enquire with provider
Washing Machine: Enquire with provider
Dishwasher: Enquire with provider
Fridge/Freezer: Enquire with provider
Parking: Yes - Driveway
Outside Space/Garden: Yes - Private Garden
Year property was built: 2025
Unit size: Enquire with provider
Accessible measures: Enquire with provider
Heating: Enquire with provider
Sewerage: Mains supply
Water: Mains supply
Electricity: Mains supply
Broadband: Enquire with provider
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 10%, full price £200,000, £1,000 Min Deposit. Calculated using a representative rate of 4.78%
