3 bedroom house for sale
Mosshey Street, OL2 8BD
Share percentage 50.00%, full price £277,500, £6,938 Deposit.
Share percentage 50.00%, full price £277,500, £6,938 Deposit
Monthly Cost: £1,207
Rent £413,
Service charge £40,
Mortgage £754*
Calculated using a representative rate of 4.78%
Calculate estimated monthly costs
Summary
Prices from £97,125 for a 35% share with Shared Ownership
Description
Welcome to The Beal, a 3 bedroom detached house that sits proudly on The Elm Rise development.
Step inside The Beal and you'll discover a spacious lounge, with plenty of room to relax after a busy day and a kitchen/diner which comes with integrated appliances. You'll also find a downstairs toilet which is particularly handy when you have guests over. Upstairs there are 3 good-sized bedrooms with the master bedroom featuring an en-suite bathroom. If you're looking to work from home, one of the bedrooms could comfortably double up as a home office so you won't have to sacrifice any of your living space.
This development is situated in the trendy suburb of Shaw in Oldham. Transport options are fantastic with Shaw and Crompton Metrolink stop just less than half a mile from the site providing easy access into Oldham, Manchester City centre and Rochdale town centre, perfect for commuters. Shaw town centre is just under a 5 minute walk and benefits from nearby shopping amenities include a large Asda, Aldi and Tesco express.
Please contact the Plumlife Sales Team directly for further information.
Price breakdown example:
Full value of the property: £277,500.00
50% share: £138,750.00
Rent: £317.97
Other charges: £10.00 pcm management fee, £30.25 pcm buildings insurance
Higher or lower shares are available up to a maximum of 75%, depending on individual circumstances and further Plumlife approval.
What is Shared Ownership?
Shared Ownership is backed by the government and is a way to buy a share in a home now with the option to buy more of it in the future. You'll need a minimum level of income/savings depending on the value of the home you want to buy.
Key Features
All of the homes available at Elm Rise will have the below specifications:
Fitted kitchens with integrated appliances
High quality vinyl flooring in the kitchen and bathrooms
Private turfed rear gardens
Allocated off-road parking
10 year new home warranty
Homes will be energy efficient, saving you money on bills*
*The HBF (House Building Federation) has reported that a new build home could save you an average of £3,100 per year on energy bills, compared to an older house that isn’t energy efficient
Particulars
Tenure: Leasehold
Lease Length: 990 years
Council Tax Band: Not specified
Property Downloads
Key Information Document Floor Plan BrochureVirtual Tour
Map
Material Information
Total rooms:
Furnished: Unfurnished
Washing Machine: No
Dishwasher: No
Fridge/Freezer: Yes
Parking: Yes - Off Street
Outside Space/Garden: Yes - Private Garden
Year property was built: 2025
Unit size: 893
Accessible measures: Enquire with provider
Heating: Enquire with provider
Sewerage: Enquire with provider
Water: Enquire with provider
Electricity: Enquire with provider
Broadband: Enquire with provider
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 10%, full price £277,500, £1,388 Min Deposit. Calculated using a representative rate of 4.78%
Plumlife Homes
