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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

Private Sale

Renting Schemes

Intermediate Rent

Rent to Buy

London Living Rent

Discount Market Rent

What scheme(s) am I eligible for?

Monthly cost

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Property type

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Terraced house

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Popular must haves

Parking / Garage Garden / Balcony Wheelchair access Pets allowed

Added to Share to Buy

Minimum share available (%) Applied to Shared Ownership schemes only

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Availability

Any availability Available Under offer Coming soon SSTC Sold

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Unfortunately that property is no longer available. Below are some similar properties that you might be interested in.

6 Properties for sale

Group similar homes from the same development

Premium Property

Hobbs Close, KT14 6LT

2 beds / 1 bath

2‑bed apartment in leafy West Byfleet

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 60% / Full price £360,000 / Min deposit £10,800

Estimated monthly cost
£1,700

Monthly cost

Share 60% / Min deposit £10,800

Rent £406

Service charge £121

Mortgage £1,173

Estimated monthly cost £1,700

Calculated using a representative rate of 4.78%

Share

Deposit

£

Premium Property

Hobbs Close, West Byfleet, KT14 6LT

2 beds / 1 bath

Gorgeous 2-bed apartment nestled in leafy West Byfleet

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £360,000 / Min deposit £14,400

Estimated monthly cost
£1,463

Monthly cost

Share 40% / Min deposit £14,400

Rent £628

Service charge £121

Mortgage £714

Estimated monthly cost £1,463

Calculated using a representative rate of 4.42%

Share

Deposit

£

Baynton Road, Woking, GU22 8JT

3 beds

A 3 bed shared ownership property available in Woking, Surrey

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £425,000 / Min deposit £8,500

Estimated monthly cost
£1,835

Monthly cost

Share 40% / Min deposit £8,500

Rent £798

Service charge £113

Mortgage £924

Estimated monthly cost £1,835

Calculated using a representative rate of 4.78%

Share

Deposit

£

Send Road, GU23 7ER

2 beds / 1 bath

Last remaining 2 bedroom terraced house

Shared Equity

Shared Equity

England: Shared Equity is a scheme which enables buyers to purchase an approved new-build home with assistance from a housing provider in the form of an equity loan. You will pay this back over time, and the equity loan will be interest-free for a set period.

Scotland: New Supply Shared Equity (NSSE) is a Scottish Government scheme designed to help buyers purchase an approved new-build home. Buyers can purchase from 60-80% while the housing provider and Scottish Government retains an equity stake. There is no rent to pay or interest charged, and the equity stake is repaid when the property is sold or if the owner chooses to buy out the remaining share.

Shared Equity

Shared Equity

England: Shared Equity is a scheme which enables buyers to purchase an approved new-build home with assistance from a housing provider in the form of an equity loan. You will pay this back over time, and the equity loan will be interest-free for a set period.

Scotland: New Supply Shared Equity (NSSE) is a Scottish Government scheme designed to help buyers purchase an approved new-build home. Buyers can purchase from 60-80% while the housing provider and Scottish Government retains an equity stake. There is no rent to pay or interest charged, and the equity stake is repaid when the property is sold or if the owner chooses to buy out the remaining share.

Share 75% / Full price £533,000 / Min deposit £27,983

Estimated monthly cost
£2,029

Monthly cost

Share 75% / Min deposit £27,983

Rent £0

Mortgage £2,029

Estimated monthly cost £2,029

Calculated using a representative rate of 4.32%

Share

Deposit

£

Send Road, GU23 7ER

3 beds / 1 bath

Superbly located end terrace 3 bedroom house in village location with easy access to Woking and Guildford.

Shared Equity

Shared Equity

England: Shared Equity is a scheme which enables buyers to purchase an approved new-build home with assistance from a housing provider in the form of an equity loan. You will pay this back over time, and the equity loan will be interest-free for a set period.

Scotland: New Supply Shared Equity (NSSE) is a Scottish Government scheme designed to help buyers purchase an approved new-build home. Buyers can purchase from 60-80% while the housing provider and Scottish Government retains an equity stake. There is no rent to pay or interest charged, and the equity stake is repaid when the property is sold or if the owner chooses to buy out the remaining share.

Shared Equity

Shared Equity

England: Shared Equity is a scheme which enables buyers to purchase an approved new-build home with assistance from a housing provider in the form of an equity loan. You will pay this back over time, and the equity loan will be interest-free for a set period.

Scotland: New Supply Shared Equity (NSSE) is a Scottish Government scheme designed to help buyers purchase an approved new-build home. Buyers can purchase from 60-80% while the housing provider and Scottish Government retains an equity stake. There is no rent to pay or interest charged, and the equity stake is repaid when the property is sold or if the owner chooses to buy out the remaining share.

Share 75% / Full price £660,000 / Min deposit £24,750

Estimated monthly cost
£2,566

Monthly cost

Share 75% / Min deposit £24,750

Rent £0

Mortgage £2,566

Estimated monthly cost £2,566

Calculated using a representative rate of 4.32%

Share

Deposit

£

Hobbs Close, KT14 6LT

1 bed / 1 bath

1‑bed apartment in leafy West Byfleet with allocated parking

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £280,000 / Min deposit £11,200

Estimated monthly cost
£1,158

Monthly cost

Share 40% / Min deposit £11,200

Rent £488

Service charge £114

Mortgage £556

Estimated monthly cost £1,158

Calculated using a representative rate of 4.42%

Share

Deposit

£

Showing 6 of 6 results

Premium

Available

£216,000

2 beds / 1 bath

Share 60%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Premium

Available

£144,000

2 beds / 1 bath

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£170,000

3 beds

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£399,750

2 beds / 1 bath

Share 75%

Shared Equity

Shared Equity

England: Shared Equity is a scheme which enables buyers to purchase an approved new-build home with assistance from a housing provider in the form of an equity loan. You will pay this back over time, and the equity loan will be interest-free for a set period.

Scotland: New Supply Shared Equity (NSSE) is a Scottish Government scheme designed to help buyers purchase an approved new-build home. Buyers can purchase from 60-80% while the housing provider and Scottish Government retains an equity stake. There is no rent to pay or interest charged, and the equity stake is repaid when the property is sold or if the owner chooses to buy out the remaining share.

Available

£495,000

3 beds / 1 bath

Share 75%

Shared Equity

Shared Equity

England: Shared Equity is a scheme which enables buyers to purchase an approved new-build home with assistance from a housing provider in the form of an equity loan. You will pay this back over time, and the equity loan will be interest-free for a set period.

Scotland: New Supply Shared Equity (NSSE) is a Scottish Government scheme designed to help buyers purchase an approved new-build home. Buyers can purchase from 60-80% while the housing provider and Scottish Government retains an equity stake. There is no rent to pay or interest charged, and the equity stake is repaid when the property is sold or if the owner chooses to buy out the remaining share.

Available

£112,000

1 bed / 1 bath

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

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