Priority will be offered to MOD personnel

This home is available to local first time buyers registered with the local Help to Buy agent. Priority will be given to MOD personnel and those already living and/or
working in Horsham. Applicants on a lower income but who have a larger deposit will also be considered.

Priority will be offered to MOD personnel.

Priority will be offered to MOD personnel.

Priority will be offered to MOD personnel.

Priority will be offered to MOD personnel.

Priority will be given to those who can demonstrate a connection to Crawley Borough Council.

All applicants must be registered with Help to Buy South and you are required to present your Help to Buy Reference number upon application.

• You will need to live or work in the Horsham district or have an immediate family member in the area.
• You cannot afford to buy a home suitable for your needs on the open market.
• You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
• Your annual household income must be less than £80,000.
• You must be a first time buyer or if you already own a home you must have a buyer in place

Shared ownership

Shared ownership is when you buy a share in the property of between 25 and 75 percent of its market value and pay rent on the share that you do not own. The exact percentage is subject to the individual criteria of each new development or scheme.

Most people put down a small deposit on their share (10 to 15%, depending on your mortgage lender) and take out a mortgage on the rest. You can then 'staircase' your share in the property - building up to 100% in most cases.

Register for shared ownership
You will need to apply to the Help to buy agent at www.helptobuyagent3.org.uk.
Once you have registered with the Help to Buy agent you can register with us.

Am I eligible?
All first time buyers can apply and social tenants will be given priority.
The minimum salary income is £29,865, although it could be lower if you have large savings. If your annual household income is more than £80,000 you will not be eligible.
You will also need £2,000 to cover the legal costs of buying a home, plus enough money saved for your deposit - which will be from 10 to 15 per cent of the cost of your share, depending on your mortage lender.
You must not have loans exceeding £15,000 or be in mortgage/rent arrears. You must be able to obtain a mortgage and prove that you can pay your rent and service charges.
Remember you will also have to pay household bills including gas, electricity and water.

For more information get in touch with our sales team on 01403 226060

• Have a combined household income under £80,000
• Not own a property, or part of a property, at the time of completing on your purchase
• Have a minimum of £5,000 to cover the costs of buying a home
• Eligible buyers must also be registered with Help to Buy

• You will need to live or work in the Horsham or Crawley district or have an immediate family member in the area.
• You cannot afford to buy a home suitable for your needs on the open market.
• You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
• Your annual household income must be less than £80,000.
• You must be a first time buyer or if you already own a home you must have a buyer in place

Priority will be offered to MOD personnel.

You are eligible to purchase a Home Reach property in England or Wales if:

· Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)

· You have a deposit (at least 5% of the share value)

· You are a first-time buyer or used to own a home, but cannot afford to buy outright now

· The shared ownership property will be your principle and only home

· You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.

To be eligible for a home at Rose Garden, you will need to:

• Have a gross household income of no more than £80,000 per annum.
• Have a minimum annual household income of £34,500
• Be unable to purchase a suitable home to meet your housing needs on the open market.
• Not already own a home or you will have sold your current home before you purchase
• Be registered with a local Help to Buy agent
• Priority will be given to customers who live or work in the Surrey

To be eligible for a home at Rose Garden, you will need to:

• Have a gross household income of no more than £80,000 per annum.
• Have a minimum annual household income of £38,500
• Be unable to purchase a suitable home to meet your housing needs on the open market.
• Not already own a home or you will have sold your current home before you purchase
• Be registered with a local Help to Buy agent
• Priority will be given to customers who live or work in the Surrey