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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

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House Apartment

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Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

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Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

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Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

310 Properties 310 Properties in Kent

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310 Properties

*Premium Listings appear first in results

Available now

| 1/9

2 bedroom apartment for sale

Cable Wharf - Northfleet | Henley Approach, DA11 9AA

Gravesham

2 2 | Gravesend (0.6 miles)

BRAND NEW 2 BEDROOM APARTMENTS!

Available

£77,500 Shared Ownership New Build

Share percentage 25%, full price £310,000, £3,875 Min Deposit

Monthly Cost: £1,099
Rent £533, Service charge £145, Mortgage £421*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £3,875 £

Available now

1/10

4 bedroom house for sale

Cable Wharf - Northfleet | Cable Wharf, Henley Approach, DA11 9AA

Gravesham

4 2 | Gravesend (0.6 miles)

A Brand new 4 bedroom home!

Available

£130,625 Shared Ownership New Build

Share percentage 25%, full price £522,500, £6,531 Min Deposit

Monthly Cost: £1,703
Rent £898, Service charge £95, Mortgage £710*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £6,531 £

Available now

| 1/1

2 bedroom apartment for sale

Cable Wharf | 18 Blondin Road, DA11 9FT

Gravesham

2 1 | Gravesend (0.7 miles)

Beautiful and spacious 2 Bedroom Home in high-demand development

Available

£82,500 Shared Ownership New Build

Share percentage 25%, full price £330,000, £4,125 Min Deposit

Monthly Cost: £1,105
Rent £567, Service charge £90, Mortgage £448*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,125 £

Available now

1/1

2 bedroom apartment for sale

Cable Wharf | 8 Blondin Road, DA11 9FT

Gravesham

2 1 | Gravesend (0.7 miles)

Beautiful and spacious 2 Bedroom Home in high-demand development

Available

£82,500 Shared Ownership New Build

Share percentage 25%, full price £330,000, £4,125 Min Deposit

Monthly Cost: £1,104
Rent £567, Service charge £89, Mortgage £448*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,125 £

Available now

1/13

2 bedroom apartment for sale

Blake Square, 4 Hillier Crescent, Northfleet, DA11 9GS

Gravesham

2 2 | Gravesend (0.9 miles)

A well presented 2 bedroom resale apartment in the popular Cable Wharf development.

Available

£67,500 Shared Ownership Resale

Share percentage 25%, full price £270,000, £3,375 Min Deposit

Monthly Cost: £1,025
Rent £525, Service charge £133, Mortgage £367*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £3,375 £

New Listing - Register Today!!!!

Under offer

| 1/9

2 bedroom apartment for sale

Mortimer Square, DA10 1AY

Dartford

2 1 | Ebbsfleet International (0.8 miles)

Two bedroom third floor apartment

Under Offer

£90,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 30%, full price £300,000, £4,500 Min Deposit

Monthly Cost: £1,247
Rent £569, Service charge £189, Mortgage £489*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £4,500 £

Available now

| 1/10

2 bedroom apartment for sale

Hildefirth Close, Weldon, Ebbsfleet Valley, Kent, DA10 1AU

Dartford

2 1 | Ebbsfleet International (0.6 miles)

Hildefirth Close is a two bedroom, first floor apartment located in Ebbsfleet Valley, Kent.

Available

£140,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £280,000, £7,000 Min Deposit

Monthly Cost: £1,360
Rent £427, Service charge £172, Mortgage £761*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £7,000 £

Under offer

| 1/18

3 bedroom house for sale

Cramptons Road, TN14 5DZ

Sevenoaks

3 1 | Bat & Ball (0.3 miles)

Cramptons Road is a three bedroom, mid terraced house located in Sevenoaks.

Under Offer

£185,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £370,000, £9,250 Min Deposit

Monthly Cost: £1,337
Rent £308, Service charge £24, Mortgage £1,005*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £9,250 £

Available now

1/16

2 bedroom house for sale

39 Cramptons Road, TN14 5ES

Sevenoaks

2 1 | Bat & Ball (0.1 miles)

Two bedroom, end of terrace House.

Available

£172,500 Shared Ownership Resale

Share percentage 50%, full price £345,000, £8,625 Min Deposit

Monthly Cost: £1,127
Rent £173, Service charge £17, Mortgage £937*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £8,625 £

Available now

1/11

3 bedroom house for sale

Belgrave Place | Belgrave Place, Belgrave Avenue, ME12 3UW

Swale

3 2 | Queenborough (0.9 miles)

An exciting new development of modern, stylish and great value 3 bedroom homes

Available

£170,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You are eligible to purchase a Home Reach property in England or Wales if:

· Your household income does not exceed £100,000 (joint) per annum for homes outside of London

· You have a deposit (at least 10% of the share value)

· You are a first-time buyer or used to own a home, but cannot afford to buy 100% of the property now

· You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.

· You currently occupy a shared ownership property and are looking to move.

· You have a good credit history (no bad debts or County Court Judgements or arrears) and can afford the regular payments and costs involved in buying a home.

· The shared ownership property will be your principle and only home

· Household minimum income must be above £12,000

Share percentage 50%, full price £340,000, £17,000 Min Deposit

Monthly Cost: £1,320
Rent £460, Service charge £17, Mortgage £843*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £17,000 £

Available now

| 1/12

1 bedroom apartment for sale

Quinton Court, 100 London Road, TN13 1FH

Sevenoaks

1 1 | Sevenoaks (0.3 miles)

One bedroom, first floor, apartment

Available

£127,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £365,000, £6,388 Min Deposit

Monthly Cost: £1,521
Rent £657, Service charge £170, Mortgage £694*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £6,388 £

Available now

| 1/11

3 bedroom house for sale

Mount Pleasant Road, TN14 6QB

Sevenoaks

3 2 | Hildenborough (2 miles)

Three Bedroom Home In Weald, Sevenoaks

Available

£171,500 Shared Ownership Resale

Share percentage 35%, full price £490,000, £8,575 Min Deposit

Monthly Cost: £1,873
Rent £853, Service charge £88, Mortgage £932*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £8,575 £

Available now

1/7

2 bedroom house for sale

Moat at Harbour Village | Moat at Harbour Village, Ebbsfleet, DA11 9AS

Gravesham

2 2 | Northfleet - Cooper Arms (0.2 miles)

2 bedroom houses in Ebbsfleet with parking; quality flooring throughout and fully-fitted kitchens | RESERVE OFF-PLAN NOW! 75% now sold!

Available

£96,250 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You have an income less than £ 80000

Share percentage 25.00%, full price £385,000, £9,625 Deposit

Monthly Cost: £1,205
Rent £662, Service charge £65, Mortgage £478*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £3,850 £

NOW AVAILABLE TO RESERVE OFF-PLAN! Move in summer 2025

Available now

1/8

3 bedroom house for sale

Moat at Harbour Village | Moat at Harbour Village, Ebbsfleet, DA11 9AS

Gravesham

3 2 | Northfleet - Cooper Arms (0.2 miles)

3 bedroom houses in Ebbsfleet with parking; quality flooring throughout and fully-fitted kitchens | RESERVE OFF-PLAN NOW | 75% now sold!

Available

£108,750 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You have an income less than £ 80000

Share percentage 25.00%, full price £435,000, £10,875 Deposit

Monthly Cost: £1,363
Rent £748, Service charge £75, Mortgage £540*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £4,350 £

NOW AVAILABLE TO RESERVE OFF-PLAN! Move in summer 2025

Available now

1/7

2 bedroom apartment for sale

Moat at Harbour Village | Moat at Harbour Village, Ebbsfleet, DA11 9AS

Gravesham

2 2 | Northfleet - Cooper Arms (0.2 miles)

2-bedroom coach houses in Ebbsfleet with parking; quality flooring throughout, en-suite and fully-fitted kitchens | RESERVE OFF-PLAN NOW! 75% now sold!

Available

£86,250 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You have an income less than £ 80000

Share percentage 25.00%, full price £345,000, £8,625 Deposit

Monthly Cost: £1,096
Rent £593, Service charge £75, Mortgage £428*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £3,450 £

NOW AVAILABLE TO RESERVE OFF-PLAN! Move in summer 2025

Available now

1/3

2 bedroom apartment for sale

Stonehaven Park, Ebbsfleet - Apartments | Castle Hill Drive, Ebbsfleet Valley, DA10 1EX

Dartford

2 1 | Ebbsfleet International (1.1 miles)

2 Bedroom Third Floor Apartment

Available

£109,375 Shared Ownership New Build

Share percentage 35%, full price £312,500, £5,469 Min Deposit

Monthly Cost: £1,169
Rent £465, Service charge £110, Mortgage £594*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £5,469 £

Available now

1/3

2 bedroom apartment for sale

Stonehaven Park, Ebbsfleet - Apartments | Castle Hill Drive, Ebbsfleet Valley, DA10 1EX

Dartford

2 1 | Ebbsfleet International (1.1 miles)

2 Bedroom Ground Floor Apartment

Available

£106,750 Shared Ownership New Build

Share percentage 35%, full price £305,000, £5,338 Min Deposit

Monthly Cost: £1,144
Rent £454, Service charge £110, Mortgage £580*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £5,338 £

Available now

1/3

2 bedroom apartment for sale

Stonehaven Park, Ebbsfleet - Apartments | Castle Hill Drive, Ebbsfleet Valley, DA10 1EX

Dartford

2 1 | Ebbsfleet International (1.1 miles)

2 Bedroom Ground Floor Apartment

Available

£104,125 Shared Ownership New Build

Share percentage 35%, full price £297,500, £5,206 Min Deposit

Monthly Cost: £1,119
Rent £443, Service charge £110, Mortgage £566*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £5,206 £

Available now

1/3

1 bedroom apartment for sale

Stonehaven Park, Ebbsfleet - Apartments | Castle Hill Drive, Ebbsfleet Valley, DA10 1EX

Dartford

1 1 | Ebbsfleet International (1.1 miles)

1 Bedroom First Floor Apartment

Available

£93,625 Shared Ownership New Build

Share percentage 35%, full price £267,500, £4,681 Min Deposit

Monthly Cost: £1,017
Rent £398, Service charge £110, Mortgage £509*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £4,681 £

Available now

1/3

2 bedroom apartment for sale

Stonehaven Park, Ebbsfleet - Apartments | Castle Hill Drive, Ebbsfleet Valley, DA10 1EX

Dartford

2 1 | Ebbsfleet International (1.1 miles)

2 Bedroom Second Floor Apartment

Available

£108,500 Shared Ownership New Build

Share percentage 35%, full price £310,000, £5,425 Min Deposit

Monthly Cost: £1,161
Rent £462, Service charge £110, Mortgage £589*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £5,425 £

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

Buyer Tools

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Mortgage hub
Mortgage affordability calculator
Mortgage comparison
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Buyers FAQs

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