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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Properties in

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Deposit Required

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

Location

Radius

Type For Sale To Rent

Bedrooms

Monthly Cost

Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

572 Properties 572 Properties in Maidstone

*Premium Listings appear first in results

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572 Properties

*Premium Listings appear first in results

Available now

1/9

1 bedroom apartment for sale

Amazon Court, Admirals Way, DA12 2AY

Gravesham

1 1 | Gravesend (0.8 miles)

Southern Housing are delighted to offer for sale this well-presented 1 bedroom 1st Floor Apartment at the highly sought after Amazon Court.

Available

£112,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Eligibility

You may be eligible for this property if:

· Register your interest (pink button on the right)

· Have a passed initial financial assessment with one of the below companies:

SRC Mortgage Solutions (https://www.srcmortgagesolutions.com/)

TMP The Mortgage People (tmpmortgages.co.uk)

Mortgage Advice Bureau | UK’s leading mortgage intermediary (https://www.mortgageadvicebureau.com)

· You have a gross household income of no more than £80000 per annum when eligible to purchase.

· Live or work in the borough

· You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)

· You do not already own a home, or you will have sold your current home before you purchase or rent.

· To purchase this 70% minimum share you will need a minimum joint household income of £31,496 and available savings of £11,200 for a 10% mortgage deposit.

Share percentage 70%, full price £160,000, £11,200 Min Deposit

Monthly Cost: £866
Rent £175, Service charge £135, Mortgage £556*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 70%

Deposit Min £11,200 £

Available now

1/10

2 bedroom apartment for sale

Johnsons Court, School Lane, TN15 0BE

Sevenoaks

2 1 | Bat & Ball (1.1 miles)

Two bedroom first floor apartment

Available

£150,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel

Share percentage 75%, full price £200,000, £7,500 Min Deposit

Monthly Cost: £985
Service charge £170, Mortgage £815*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £7,500 £

Available now

1/11

1 bedroom apartment for sale

Johnsons Court, School Lane, TN15 0BE

Sevenoaks

1 1 | Bat & Ball (1.1 miles)

One Bedroom Ground Floor Apartment for over 55s

Available

£120,000 Shared Ownership Resale

Share percentage 75%, full price £160,000, £6,000 Min Deposit

Monthly Cost: £836
Service charge £184, Mortgage £652*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £6,000 £

Under offer

1/7

1 bedroom apartment for sale

Johnsons Court, School Lane, Seal, Sevenoaks, Kent, TN15 0BE

Sevenoaks

1 1 | Bat & Ball (1.1 miles)

One-Bedroom ground floor apartment located in Sevenoaks, Kent.

Under Offer

£123,750 Older Person Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 75%, full price £165,000, £6,188 Min Deposit

Monthly Cost: £856
Service charge £184, Mortgage £672*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £6,188 £

Available now

1/10

1 bedroom apartment for sale

Johnsons Court, School Lane, Seal, Sevenoaks, Kent, TN15 0BE

Sevenoaks

1 1 | Bat & Ball (1.1 miles)

One bedroom, first floor apartment located in Sevenoaks, Kent.

Available

£131,250 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 75%, full price £175,000, £6,563 Min Deposit

Monthly Cost: £882
Service charge £169, Mortgage £713*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £6,563 £

Under offer

1/11

2 bedroom house for sale

Ashenden Walk, TN2 3HR

Tunbridge Wells

2 1 | High Brooms (0.4 miles)

Ashenden Walk is a two bedroom, semi detached house located in Tunbridge Wells.

Under Offer

£115,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £330,000, £5,775 Min Deposit

Monthly Cost: £1,013
Rent £367, Service charge £19, Mortgage £627*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £5,775 £

Available now

1/9

2 bedroom apartment for sale

Johnsons Court, School Lane, Sevenoaks, Kent, TN15 0BE

Sevenoaks

2 1 | Bat & Ball (1.1 miles)

Two bedroom ground floor apartment located in Sevenoaks, Kent - Over 55'S Only.

Available

£165,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 75%, full price £220,000, £8,250 Min Deposit

Monthly Cost: £1,065
Service charge £169, Mortgage £896*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £8,250 £

Available now

1/1

1 bedroom apartment for rent

18 Alpha House, Peacock Street, DA12 1DW

Gravesham

1 1 | Gravesend (0.3 miles)

Intermediate Rent 1 Bedroom First floor flat

Available

£1,085pcm Intermediate Rent

Available now

1/8

3 bedroom house for sale

Brook Road, TN2 3AH

Tunbridge Wells

3 1 | High Brooms (0.1 miles)

Three bedroom, mid-terraced house

Available

£195,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £390,000, £9,750 Min Deposit

Monthly Cost: £1,407
Rent £326, Service charge £22, Mortgage £1,059*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £9,750 £

Under offer

1/9

1 bedroom apartment for rent

Woodside Apartments, Rusthall Road, TN2 3JL

Tunbridge Wells

1 1 | High Brooms (0.6 miles)

Modern First Floor One Bedroom Apartment with allocated parking

Under Offer

£765pcm Rent to Buy

Available now

| 1/14

2 bedroom apartment for sale

Springhead Parkway, DA11 8AD

Gravesham

2 2 | Ebbsfleet International (0.9 miles)

Springhead Parkway is a two bedroom second floor apartment, located in Northfleet, Kent.

Available

£96,250 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £275,000, £4,813 Min Deposit

Monthly Cost: £1,337
Rent £555, Service charge £259, Mortgage £523*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £4,813 £

Available now

| 1/17

2 bedroom apartment for sale

Springhead Parkway, Northfleet, Kent, DA11 8AD

Gravesham

2 1 | Ebbsfleet International (0.9 miles)

Two Bedroom, Second Floor Apartment, located in Northfleet, Kent.

Available

£84,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £240,000, £4,200 Min Deposit

Monthly Cost: £1,115
Rent £468, Service charge £191, Mortgage £456*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £4,200 £

Under offer

| 1/11

2 bedroom apartment for sale

Springhead Parkway, Northfleet, Kent, DA11 8AD

Gravesham

2 2 | Ebbsfleet International (0.8 miles)

Springhead Parkway is a two bedroom, second floor apartment located in Northfleet, Kent.

Under Offer

£135,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £270,000, £6,750 Min Deposit

Monthly Cost: £1,380
Rent £414, Service charge £233, Mortgage £733*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £6,750 £

Available now

| 1/15

2 bedroom apartment for sale

Springhead Parkway, DA11 8AD

Gravesham

2 2 | Ebbsfleet International (0.8 miles)

Springhead Parkway is a two bedroom, second floor apartment located in Northfleet.

Available

£79,050 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 31%, full price £255,000, £3,953 Min Deposit

Monthly Cost: £1,156
Rent £535, Service charge £192, Mortgage £429*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 31%

Deposit Min £3,953 £

Available now

1/14

1 bedroom apartment for sale

Springhead Parkway, DA11 8AD

Gravesham

1 1 | Ebbsfleet International (0.8 miles)

One Bedroom First Floor Apartment

Available

£59,400 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 30%, full price £198,000, £2,970 Min Deposit

Monthly Cost: £986
Rent £482, Service charge £181, Mortgage £323*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £2,970 £

Available now

| 1/9

1 bedroom apartment for sale

Cable Wharf - Northfleet | Henley Approach, DA11 9AA

Gravesham

1 1 | Gravesend (0.6 miles)

BRAND NEW 1 BEDROOM APARTMENT FOR SALE

Available

£60,000 Shared Ownership New Build

Share percentage 25%, full price £240,000, £3,000 Min Deposit

Monthly Cost: £884
Rent £413, Service charge £145, Mortgage £326*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £3,000 £

Available now

| 1/9

2 bedroom apartment for sale

Cable Wharf - Northfleet | Henley Approach, DA11 9AA

Gravesham

2 2 | Gravesend (0.6 miles)

BRAND NEW 2 BEDROOM APARTMENTS!

Available

£77,500 Shared Ownership New Build

Share percentage 25%, full price £310,000, £3,875 Min Deposit

Monthly Cost: £1,099
Rent £533, Service charge £145, Mortgage £421*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £3,875 £

Available now

1/10

4 bedroom house for sale

Cable Wharf - Northfleet | Cable Wharf, Henley Approach, DA11 9AA

Gravesham

4 2 | Gravesend (0.6 miles)

A Brand new 4 bedroom home!

Available

£130,625 Shared Ownership New Build

Share percentage 25%, full price £522,500, £6,531 Min Deposit

Monthly Cost: £1,703
Rent £898, Service charge £95, Mortgage £710*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £6,531 £

Available now

| 1/1

2 bedroom apartment for sale

Cable Wharf | 18 Blondin Road, DA11 9FT

Gravesham

2 1 | Gravesend (0.7 miles)

Beautiful and spacious 2 Bedroom Home in high-demand development

Available

£82,500 Shared Ownership New Build

Share percentage 25%, full price £330,000, £4,125 Min Deposit

Monthly Cost: £1,105
Rent £567, Service charge £90, Mortgage £448*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,125 £

Available now

1/1

2 bedroom apartment for sale

Cable Wharf | 8 Blondin Road, DA11 9FT

Gravesham

2 1 | Gravesend (0.7 miles)

Beautiful and spacious 2 Bedroom Home in high-demand development

Available

£82,500 Shared Ownership New Build

Share percentage 25%, full price £330,000, £4,125 Min Deposit

Monthly Cost: £1,104
Rent £567, Service charge £89, Mortgage £448*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,125 £

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Origin Housing

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

Buyer Tools

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