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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
Buying schemes Renting schemes Saving and incentive schemes
- Lifetime ISA: Buying your first home
Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

Private Sale

Renting Schemes

Intermediate Rent

Rent to Buy

London Living Rent

Discount Market Rent

What scheme(s) am I eligible for?

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Parking / Garage Garden / Balcony Wheelchair access Pets allowed

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Minimum share available (%) Applied to Shared Ownership schemes only

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Any availability Available Under offer Coming soon SSTC Sold

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454 Properties for sale

Group similar homes from the same development

Flat 10, Isabella Apartments, SE13 7DU

1 bed / 1 bath

A modern one-bedroom apartment in the heart of Lewisham

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £350,000 / Min deposit £8,750

Estimated monthly cost
£1,409

Monthly cost

Share 25% / Min deposit £8,750

Rent £837

Service charge £106

Mortgage £466

Estimated monthly cost £1,409

Calculated using a representative rate of 5.13%

Share

Deposit

£

Wilmott Court, Loddiges Road, E9 7FJ

2 beds / 1 bath

Second floor two bedroom apartment near Victoria Park

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £610,000 / Min deposit £15,250

Estimated monthly cost
£2,348

Monthly cost

Share 25% / Min deposit £15,250

Rent £1,238

Service charge £297

Mortgage £813

Estimated monthly cost £2,348

Calculated using a representative rate of 5.13%

Share

Deposit

£

Flat 22 Quayside House, 119 Tarling Road, E16 1GX

3 beds / 1 bath

Three bedroom intermediate flat

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

6 Salamanca Place, London, SE1 7HB

1 bed

One bedroom fifth floor apartment in Lambeth available through Shared Ownership 40% at 160,000

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £400,000 / Min deposit £16,000

Estimated monthly cost
£1,774

Monthly cost

Share 40% / Min deposit £16,000

Rent £623

Service charge £298

Mortgage £853

Estimated monthly cost £1,774

Calculated using a representative rate of 5.13%

Share

Deposit

£

Showing 4 of 454 results

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Available

£87,500

1 bed / 1 bath

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£152,500

2 beds / 1 bath

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£1,972

3 beds / 1 bath

Share 100%

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Available

£160,000

1 bed

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

Solicitors
Mortgage brokers
Tembo: Lifetime ISAs and mortgage app
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