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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

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Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

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House Apartment

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Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

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Type For Sale To Rent

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Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

90 Properties 90 Properties in Chertsey

*Premium Listings appear first in results

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90 Properties

*Premium Listings appear first in results

Available now

| 1/10

2 bedroom apartment for sale

Elm House, Grove Place, TN2 3YN

Tunbridge Wells

2 1 | High Brooms (0.6 miles)

Two-bedroom first floor apartment

Available

£120,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 40%, full price £300,000, £6,000 Min Deposit

Monthly Cost: £1,323
Rent £473, Service charge £198, Mortgage £652*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,000 £

Under offer

1/12

2 bedroom house for sale

1 Hawthorn Way, Paddock Wood, TN12 6XZ

Tunbridge Wells

2 1 | Paddock Wood (0.6 miles)

Charming 2-bedroom end of terrace home

Under Offer

£157,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be given to applicants currently serving in the MOD
Have a living or working connection to the Tunbridge Wells Borough
Have a combined household income that does not exceed £80,000
Currently do not own a property, or be in the process of selling your property (Your property must be under offer before an application can be accepted)

Share percentage 45%, full price £350,000, £15,750 Min Deposit

Monthly Cost: £1,374
Rent £533, Service charge £60, Mortgage £781*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £15,750 £

Available now

1/8

3 bedroom house for sale

Brook Road, TN2 3AH

Tunbridge Wells

3 1 | High Brooms (0.1 miles)

Three bedroom, mid-terraced house

Available

£195,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £390,000, £9,750 Min Deposit

Monthly Cost: £1,407
Rent £326, Service charge £22, Mortgage £1,059*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £9,750 £

Under offer

| 1/12

1 bedroom apartment for sale

Quinton Court, 100 London Road, TN13 1FH

Sevenoaks

1 1 | Sevenoaks (0.3 miles)

One bedroom, first floor, apartment

Under Offer

£127,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £365,000, £6,388 Min Deposit

Monthly Cost: £1,521
Rent £657, Service charge £170, Mortgage £694*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £6,388 £

Under offer

1/9

1 bedroom apartment for rent

Woodside Apartments, Rusthall Road, TN2 3JL

Tunbridge Wells

1 1 | High Brooms (0.6 miles)

Modern First Floor One Bedroom Apartment with allocated parking

Under Offer

£765pcm Rent to Buy

Under offer

1/16

2 bedroom house for sale

39 Cramptons Road, TN14 5ES

Sevenoaks

2 1 | Bat & Ball (0.1 miles)

Two bedroom, end of terrace House.

Under Offer

£172,500 Shared Ownership Resale

Share percentage 50%, full price £345,000, £8,625 Min Deposit

Monthly Cost: £1,127
Rent £173, Service charge £17, Mortgage £937*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £8,625 £

Under offer

| 1/18

3 bedroom house for sale

Cramptons Road, TN14 5DZ

Sevenoaks

3 1 | Bat & Ball (0.3 miles)

Cramptons Road is a three bedroom, mid terraced house located in Sevenoaks.

Under Offer

£185,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £370,000, £9,250 Min Deposit

Monthly Cost: £1,337
Rent £308, Service charge £24, Mortgage £1,005*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £9,250 £

Under offer

1/13

2 bedroom apartment for sale

***UNDER OFFER*** Flat 2, 1 Culverden Park, TN4 9QZ

Tunbridge Wells

2 1 | Tunbridge Wells (0.5 miles)

The apartment is located on the first floor of a four storey block of apartments.

Under Offer

£137,500 Shared Ownership Resale

Share percentage 50%, full price £275,000, £6,875 Min Deposit

Monthly Cost: £1,252
Rent £344, Service charge £161, Mortgage £747*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £6,875 £

Under offer

1/11

1 bedroom apartment for sale

***UNDER OFFER*** Flat 8, 1 Culverden Park, Tunbridge Wells, TN4 9QZ

Tunbridge Wells

1 1 | Tunbridge Wells (0.5 miles)

The apartment is located on the third floor of four storey block of apartments.

Under Offer

£95,000 Shared Ownership Resale

Share percentage 50%, full price £190,000, £4,750 Min Deposit

Monthly Cost: £958
Rent £288, Service charge £154, Mortgage £516*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £4,750 £

Available now

| 1/11

2 bedroom house for sale

Brooks Drive, Ryarsh, West Malling, ME19 5GS

Tonbridge and Malling

2 2 | West Malling (1.6 miles)

A Fantastic Opportunity to Purchase a Two Bedroom House on a Shared Ownership (Part Buy/Part Rent) Basis

Available

£150,000 Shared Ownership Resale

Share percentage 40%, full price £375,000, £15,000 Min Deposit

Monthly Cost: £1,395
Rent £584, Service charge £67, Mortgage £744*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £15,000 £

Under offer

1/14

2 bedroom apartment for sale

***UNDER OFFER*** Flat 4, 36 Derby Drive, ME19 5FJ

Tonbridge and Malling

2 1 | West Malling (1.1 miles)

The apartment is located on the first floor of a three storey block.

Under Offer

£96,000 Shared Ownership Resale

Share percentage 40%, full price £240,000, £4,800 Min Deposit

Monthly Cost: £1,156
Rent £436, Service charge £198, Mortgage £522*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £4,800 £

Available now

1/9

2 bedroom house for sale

22 Hodges Close, ME19 5GX

Tonbridge and Malling

2 2 | West Malling (1.4 miles)

This property is a terrace house.

Available

£157,500 Shared Ownership Resale

Share percentage 50%, full price £315,000, £7,875 Min Deposit

Monthly Cost: £1,461
Rent £491, Service charge £114, Mortgage £856*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £7,875 £

Under offer

1/12

3 bedroom house for sale

Anthony Close, Dunton Green, TN13 2XH

Sevenoaks

3 1 | Dunton Green (0.3 miles)

Anthony Close is a three bedroom, end of terraced house located in Sevenoaks

Under Offer

£167,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel

Share percentage 50%, full price £335,000, £8,375 Min Deposit

Monthly Cost: £1,109
Rent £173, Service charge £26, Mortgage £910*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £8,375 £

Available now

1/6

1 bedroom apartment for sale

5 Sackville Court, Eden Road, TN14 5FU

Sevenoaks

1 1 | Dunton Green (0.3 miles)

The apartment is located on the ground floor of a storey block of apartments.

Available

£130,000 Shared Ownership Resale

Share percentage 50%, full price £260,000, £6,500 Min Deposit

Monthly Cost: £1,286
Rent £426, Service charge £154, Mortgage £706*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £6,500 £

Under offer

1/4

1 bedroom apartment for sale

***UNDER OFFER*** 11 Sackville Court, Eden Road, Dunton Green, TN14 5FU

Sevenoaks

1 1 | Dunton Green (0.3 miles)

The apartment is located on the first floor of a storey block of apartments.

Under Offer

£198,750 Shared Ownership Resale

Share percentage 75%, full price £265,000, £19,875 Min Deposit

Monthly Cost: £1,308
Rent £190, Service charge £132, Mortgage £986*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £19,875 £

Under offer

1/18

3 bedroom house for sale

Owen Close, East Malling, ME19 6SY

Tonbridge and Malling

3 1 | West Malling (0.7 miles)

Owen Close is a three bedroom, mid terrace house located in West Malling.

Under Offer

£116,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 40%, full price £290,000, £5,800 Min Deposit

Monthly Cost: £1,110
Rent £458, Service charge £22, Mortgage £630*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,800 £

Under offer

1/7

2 bedroom apartment for sale

***UNDER OFFER*** 8 Harrison Court, Eden Road, TN14 5FT

Sevenoaks

2 1 | Dunton Green (0.3 miles)

The apartment is located on the first floor of a three storey block of apartments.

Under Offer

£148,500 Shared Ownership Resale

Share percentage 45%, full price £330,000, £7,425 Min Deposit

Monthly Cost: £1,612
Rent £601, Service charge £204, Mortgage £807*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £7,425 £

Available now

1/10

1 bedroom apartment for sale

19 Harrison Court, Eden Road, TN14 5FT

Sevenoaks

1 1 | Dunton Green (0.3 miles)

The apartment is located on the top floor of a three storey block of apartments

Available

£108,000 Shared Ownership Resale

Share percentage 40%, full price £270,000, £5,400 Min Deposit

Monthly Cost: £1,275
Rent £527, Service charge £161, Mortgage £587*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,400 £

Under offer

1/15

2 bedroom apartment for sale

***UNDER OFFER***5 Romney Court, Campion Square, TN14 5HH

Sevenoaks

2 1 | Dunton Green (0.2 miles)

The apartment is located on the first floor of a three storey block of apartments.

Under Offer

£140,000 Shared Ownership Resale

Share percentage 40%, full price £350,000, £7,000 Min Deposit

Monthly Cost: £1,474
Rent £592, Service charge £121, Mortgage £761*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £7,000 £

Coming soon

| 1/8

2 bedroom house for sale

Moat at Pippins Place | London Road, East/West Malling, ME19 5EY

Tonbridge and Malling

2 1 | West Malling (0.7 miles)

Beautiful 2 bedroom houses in the idyllic West Malling location | Final release coming summer 2025

Coming Soon

Pricing to be confirmed Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You have an income less than £ 80000

Priority for these homes is as follows:

A) Households awarded priority for Help to Buy under any relevant government policy or guidance and capital funding criteria in place at the time of sale/re-sale (for example serving military personnel and former members of the British Armed Forces honourably discharged in the last two years).

B) Local connection

Top priority will be given to households with a local connection to Larkfield ward and Aylesford and Ditton ward(use website to check if postcode is in the ward:Seat Explorer (electoralcalculus.co.uk).

Definition of local connection in the Affordable Home Ownership Discount Sale Policy:

currently live in the borough and have lived here for at least the last 12 months or 3 of the last 5 years; or
are permanently employed (full time or part time) in the borough, or need to move into our borough in order to take up an offer of permanent employment; or
have close family members (parent, step-parents, brothers/sisters including step siblings, adult children (aged over 18) and grandparents who currently live in the borough and have lived here for at least the last five years; or
are a serving member of the Regular Forces or a former member within five years of discharge (or a bereaved spouse or civil partner of such a member), or a serving or former member of the Reserve Forces who needs to move because of a serious injury, medical condition or disability sustained as a result of their service; or
have some other special reason for needing to reside in the borough, for example you: are currently residing outside the borough but are fleeing violence or harassment (including hate crime); or are currently residing outside the borough but need to move into the borough in order to provide or receive significant and ongoing care or support to or from a close family member (as listed above); or have no local connection to any local authority area.

Permanent employment can be full or part time (minimum of 16 hours per week contracted) employment. Temporary employment, sub-contract work for a locally based company and training or education are not included. Self-employment will need to be evidenced and based on the address that the company is registered.

In order to satisfy the eligibility criteria you will need to provide evidence of the following:

Your local connection, as defined above: proof of your residence in the borough or employment. This can be evidenced by providing copies of tenancy agreements, Council Tax bills in your name for the relevant period, copy of letter showing registered on electoral role, copy of your contract of employment or other formal confirmation of employment or offer of employment.

Secondary priority will then be given to households with a local connection to the rest of the Borough of Tonbridge and Malling. In cases where demand outweighs supply, households with a local connection will be given priority. Interest in homes will be processed on a first come first served basis.

Homes will then be allocated based on a first-come-first-served basis determined by the date that we received your completed application form on moathomes.co.uk. Please read our sales policy for further details.

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

LWC Sales and Lettings Limited

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

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