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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
Buying schemes Renting schemes Saving and incentive schemes
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Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

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Discount Market Sale

Discount Full Ownership

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Buying Schemes

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Shared Ownership Resale

Older Persons Shared Ownership

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Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

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126 Properties for sale

Cavendish Grove, Meadowview Road, SW20 9AN

2 beds

Brand new two bedroom apartment - open plan living/dining area - two spacious bedrooms - private balcony

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £535,000 / Min deposit £6,688

Estimated monthly cost
£1,651

Monthly cost

Share 25% / Min deposit £6,688

Rent £736

Service charge £188

Mortgage £727

Estimated monthly cost £1,651

Calculated using a representative rate of 4.78%

Share

Deposit

£

Latimer at Cavendish Grove See more from this development

Cavendish Grove, Meadowview Road, SW20 9AN

2 beds

Brand new two bedroom apartment - open plan living/dining area - two spacious bedrooms - private balcony

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £540,000 / Min deposit £6,750

Estimated monthly cost
£1,664

Monthly cost

Share 25% / Min deposit £6,750

Rent £743

Service charge £188

Mortgage £733

Estimated monthly cost £1,664

Calculated using a representative rate of 4.78%

Share

Deposit

£

Latimer at Cavendish Grove See more from this development

Cavendish Grove, Meadowview Road, SW20 9AN

2 beds

Brand new two bedroom apartment - open plan living/dining area - two spacious bedrooms - private balcony

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £537,500 / Min deposit £6,719

Estimated monthly cost
£1,657

Monthly cost

Share 25% / Min deposit £6,719

Rent £739

Service charge £188

Mortgage £730

Estimated monthly cost £1,657

Calculated using a representative rate of 4.78%

Share

Deposit

£

Latimer at Cavendish Grove See more from this development

Cavendish Grove, Meadowview Road, SW20 9AN

2 beds

Brand new two bedroom apartment - open plan living/dining area - two spacious bedrooms - private balcony

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £525,000 / Min deposit £6,563

Estimated monthly cost
£1,623

Monthly cost

Share 25% / Min deposit £6,563

Rent £722

Service charge £188

Mortgage £713

Estimated monthly cost £1,623

Calculated using a representative rate of 4.78%

Share

Deposit

£

Latimer at Cavendish Grove See more from this development

Arborfield Close, SW2 3NX

2 beds / 1 bath

This superb modern home is available to buy from as little as £165,000 with a 50% share!

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £330,000 / Min deposit £8,250

Estimated monthly cost
£1,471

Monthly cost

Share 50% / Min deposit £8,250

Rent £411

Service charge £164

Mortgage £896

Estimated monthly cost £1,471

Calculated using a representative rate of 4.78%

Share

Deposit

£

Wingate Square, SW4 0AN

1 bed / 1 bath

Modern Third-Floor One-Bedroom Apartment in Wingate Square, Clapham SW4

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £450,000 / Min deposit £18,000

Estimated monthly cost
£1,794

Monthly cost

Share 40% / Min deposit £18,000

Rent £656

Service charge £245

Mortgage £893

Estimated monthly cost £1,794

Calculated using a representative rate of 4.42%

Share

Deposit

£

Showing 6 of 126 results

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Under Offer

£133,750

2 beds

Share 25%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£135,000

2 beds

Share 25%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£134,375

2 beds

Share 25%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£131,250

2 beds

Share 25%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£165,000

2 beds / 1 bath

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£180,000

1 bed / 1 bath

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

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Tembo: Lifetime ISAs and mortgage app
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