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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Properties in

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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

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House Apartment

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Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

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Type For Sale To Rent

Bedrooms

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Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

484 Properties 484 Properties in Maidstone

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484 Properties

*Premium Listings appear first in results

Available now

1/10

1 bedroom apartment for sale

Birch House, The Avenue, TN2 3FW

Tunbridge Wells

1 1

Birch House is a one bedroom, first floor apartment located in Tunbridge Wells.

Available

£88,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 40%, full price £220,000, £4,400 Min Deposit

Monthly Cost: £1,001
Rent £365, Service charge £146, Mortgage £490*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £4,400 £

Under offer

| 1/9

2 bedroom apartment for sale

Birch House, The Avenue, Tunbridge Wells, Kent, TN2 3FW

Tunbridge Wells

2 1 | High Brooms (0.7 miles)

Birch House is a two bedroom, third floor apartment located in Tunbridge Wells, Kent.

Under Offer

£148,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 45%, full price £330,000, £7,425 Min Deposit

Monthly Cost: £1,512
Rent £532, Service charge £153, Mortgage £827*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £7,425 £

Available now

| 1/8

1 bedroom apartment for sale

Birch House, The Avenue, Tunbridge Wells, Kent, TN2 3FW

Tunbridge Wells

1 1 | High Brooms (0.7 miles)

One Bedroom Second Floor Apartment.

Available

£110,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £220,000, £5,500 Min Deposit

Monthly Cost: £1,107
Rent £330, Service charge £164, Mortgage £613*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £5,500 £

Available now

1/9

1 bedroom apartment for sale

Birch House, The Avenue, Tunbridge Wells, Kent, TN2 3FW

Tunbridge Wells

1 1 | High Brooms (0.7 miles)

One bedroom, first floor apartment located in Tunbridge Wells, Kent.

Available

£99,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 45%, full price £220,000, £4,950 Min Deposit

Monthly Cost: £1,067
Rent £354, Service charge £162, Mortgage £551*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £4,950 £

Available now

| 1/1

1 bedroom apartment for sale

Cheyne Walk, Longfield | Cheyne Walk, DA3 7BJ

Sevenoaks

1 1 | Longfield (0.1 miles)

- LAST REMAINING PLOT - PLOT 34. LEGAL FEES PAID FOR (t&c apply) -

Available

£59,375 Shared Ownership New Build

Share percentage 25.00%, full price £237,500, £2,969 Deposit

Monthly Cost: £869
Rent £408, Service charge £130, Mortgage £331*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £1,188 £

Available now

| 1/14

2 bedroom house for sale

Golding Road, TN2 3FN

Tunbridge Wells

2 2 | High Brooms (0.7 miles)

Golding Road is a two bedroom, semi detached house located in Tunbridge Wells

Available

£120,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 30%, full price £400,000, £6,000 Min Deposit

Monthly Cost: £1,546
Rent £821, Service charge £57, Mortgage £668*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £6,000 £

Coming soon

1/6

3 bedroom house for sale

Latimer at Barden Croft | Lower Haysden Lane, TN9 2QF

Tonbridge and Malling

3 2 | Tonbridge (0.6 miles)

THREE BEDROOM HOUSE COMING SOON

Coming Soon

Pricing to be confirmed Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be at least 18 years old.
You cannot afford to buy a home suitable for your needs on the open market.
You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
Your annual household income must be less than £80,000.
You must be a first time buyer or existing shared owner. If you already own a home, you need to move but you cannot afford to, then please discuss your situation with us. There are some circumstances under which you could be eligible.

Coming soon

1/6

2 bedroom house for sale

Latimer at Barden Croft | Lower Haysden Lane, TN9 2QF

Tonbridge and Malling

2 1 | Tonbridge (0.6 miles)

TWO BEDROOM HOUSE COMING SOON

Coming Soon

Pricing to be confirmed Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be at least 18 years old.
You cannot afford to buy a home suitable for your needs on the open market.
You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
Your annual household income must be less than £80,000.
You must be a first time buyer or existing shared owner. If you already own a home, you need to move but you cannot afford to, then please discuss your situation with us. There are some circumstances under which you could be eligible.

Available now

1/6

2 bedroom apartment for sale

Hawthorn House, The Avenue, Tunbridge Wells, Kent, TN2 3FZ

Tunbridge Wells

2 1 | High Brooms (0.7 miles)

Two Bedroom Second Floor Apartment.

Available

£116,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 40%, full price £290,000, £5,800 Min Deposit

Monthly Cost: £1,297
Rent £465, Service charge £186, Mortgage £646*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,800 £

Available now

| 1/9

2 bedroom apartment for sale

Hawthorn House, The Avenue, Tunbridge Wells, Kent, TN2 3FZ

Tunbridge Wells

2 1 | High Brooms (0.7 miles)

Hawthorn House is a two bedroom, third floor apartment located in Tunbridge Wells.

Available

£174,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 60%, full price £290,000, £8,700 Min Deposit

Monthly Cost: £1,493
Rent £335, Service charge £189, Mortgage £969*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 60%

Deposit Min £8,700 £

Available now

1/11

1 bedroom house for sale

High Street, Seal, TN15 0AP

Sevenoaks

1 1 | Kemsing (1.2 miles)

One bedroom, mid terrace house, located in Seal, Sevenoaks.

Available

£87,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 25%, full price £350,000, £4,375 Min Deposit

Monthly Cost: £1,201
Rent £697, Service charge £17, Mortgage £487*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,375 £

Available now

| 1/1

2 bedroom apartment for sale

Cheyne Walk, Longfield | Cheyne Walk, DA3 7BJ

Sevenoaks

2 1 | Longfield (0.1 miles)

2 Bedroom Apartment

Available

£98,963 Shared Ownership New Build

Share percentage 35.00%, full price £282,750, £4,948 Deposit

Monthly Cost: £1,102
Rent £421, Service charge £130, Mortgage £551*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £1,414 £

Available now

1/20

3 bedroom house for sale

Chaucer Gardens, Tonbridge, Kent, TN9 2QA

Tonbridge and Malling

3 1 | Tonbridge (0.7 miles)

Chaucer Gardens is a three bedroom, detached house located in Tonbridge.

Available

£240,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 45%, full price £535,000, £12,038 Min Deposit

Monthly Cost: £1,867
Rent £504, Service charge £22, Mortgage £1,341*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £12,038 £

Available now

| 1/10

2 bedroom apartment for sale

Elm House, Grove Place, TN2 3YN

Tunbridge Wells

2 1 | High Brooms (0.6 miles)

Two-bedroom first floor apartment

Available

£120,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 40%, full price £300,000, £6,000 Min Deposit

Monthly Cost: £1,339
Rent £473, Service charge £198, Mortgage £668*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £6,000 £

Under offer

| 1/13

2 bedroom apartment for sale

Elm House, Grove Place, TN2 3YN

Tunbridge Wells

2 1 | High Brooms (0.6 miles)

Well presented two bedroom third floor apartment

Under Offer

£106,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £305,000, £5,338 Min Deposit

Monthly Cost: £1,283
Rent £523, Service charge £165, Mortgage £595*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £5,338 £

Available now

1/9

1 bedroom apartment for sale

Amazon Court, Admirals Way, DA12 2AY

Gravesham

1 1 | Gravesend (0.8 miles)

Southern Housing are delighted to offer for sale this well-presented 1 bedroom 1st Floor Apartment at the highly sought after Amazon Court.

Available

£112,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Eligibility

You may be eligible for this property if:

· Register your interest (pink button on the right)

· Have a passed initial financial assessment with one of the below companies:

SRC Mortgage Solutions (https://www.srcmortgagesolutions.com/)

TMP The Mortgage People (tmpmortgages.co.uk)

Mortgage Advice Bureau | UK’s leading mortgage intermediary (https://www.mortgageadvicebureau.com)

· You have a gross household income of no more than £80000 per annum when eligible to purchase.

· Live or work in the borough

· You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)

· You do not already own a home, or you will have sold your current home before you purchase or rent.

· To purchase this 70% minimum share you will need a minimum joint household income of £31,496 and available savings of £11,200 for a 10% mortgage deposit.

Share percentage 70%, full price £160,000, £11,200 Min Deposit

Monthly Cost: £875
Rent £175, Service charge £135, Mortgage £565*

Calculated using a representative rate of 4.59%

Calculate estimated monthly costs

Share Min 70%

Deposit Min £11,200 £

Available now

1/10

2 bedroom apartment for sale

Johnsons Court, School Lane, TN15 0BE

Sevenoaks

2 1 | Bat & Ball (1.1 miles)

Two bedroom first floor apartment

Available

£150,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel

Share percentage 75%, full price £200,000, £7,500 Min Deposit

Monthly Cost: £1,006
Service charge £170, Mortgage £836*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £7,500 £

Available now

1/11

1 bedroom apartment for sale

Johnsons Court, School Lane, TN15 0BE

Sevenoaks

1 1

One Bedroom Ground Floor Apartment for over 55s

Available

£120,000 Shared Ownership Resale

Share percentage 75%, full price £160,000, £6,000 Min Deposit

Monthly Cost: £852
Service charge £184, Mortgage £668*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £6,000 £

Under offer

1/7

1 bedroom apartment for sale

Johnsons Court, School Lane, Seal, Sevenoaks, Kent, TN15 0BE

Sevenoaks

1 1 | Bat & Ball (1.1 miles)

One-Bedroom ground floor apartment located in Sevenoaks, Kent.

Under Offer

£123,750 Older Person Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 75%, full price £165,000, £6,188 Min Deposit

Monthly Cost: £873
Service charge £184, Mortgage £689*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £6,188 £

Available now

1/10

1 bedroom apartment for sale

Johnsons Court, School Lane, Seal, Sevenoaks, Kent, TN15 0BE

Sevenoaks

1 1 | Bat & Ball (1.1 miles)

One bedroom, first floor apartment located in Sevenoaks, Kent.

Available

£131,250 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 75%, full price £175,000, £6,563 Min Deposit

Monthly Cost: £900
Service charge £169, Mortgage £731*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £6,563 £

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership

Buyer Tools

Property search
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

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