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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
Buying schemes Renting schemes Saving and incentive schemes
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Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

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Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

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Buying Schemes

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Shared Ownership Resale

Older Persons Shared Ownership

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Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

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187 Properties for sale

Group similar homes from the same development

Montgomery Court,, 135 Harrow road,, W2 1HG

2 beds

A fantastic 2-bedroom apartment with a private balcony and access to a communal garden now available in Westminster.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 45% / Full price £540,000 / Min deposit £24,300

Estimated monthly cost
£2,114

Monthly cost

Share 45% / Min deposit £24,300

Rent £649

Service charge £259

Mortgage £1,206

Estimated monthly cost £2,114

Calculated using a representative rate of 4.42%

Share

Deposit

£

Rothsay Street, SE1 4BF

1 bed / 1 bath

This superb modern home is available to buy from as little as £236,500 with a 55% share!

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 55% / Full price £430,000 / Min deposit £11,825

Estimated monthly cost
£2,430

Monthly cost

Share 55% / Min deposit £11,825

Rent £848

Service charge £297

Mortgage £1,285

Estimated monthly cost £2,430

Calculated using a representative rate of 4.78%

Share

Deposit

£

FLAT 22 Tangerine House, Long Lane, SE1 4BS

2 beds / 1 bath

Southern Housing are pleased to present this stunning 2 bedroom apartment In Southwark.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 35% / Full price £600,000 / Min deposit £10,500

Estimated monthly cost
£2,260

Monthly cost

Share 35% / Min deposit £10,500

Rent £790

Service charge £329

Mortgage £1,141

Estimated monthly cost £2,260

Calculated using a representative rate of 4.78%

Share

Deposit

£

Oakhill Road, Putney, SW15 2FJ

2 beds

A 2 bed shared ownership property available in Putney, Wandsworth

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 30% / Full price £750,000 / Min deposit £11,250

Estimated monthly cost
£2,817

Monthly cost

Share 30% / Min deposit £11,250

Rent £1,103

Service charge £492

Mortgage £1,222

Estimated monthly cost £2,817

Calculated using a representative rate of 4.78%

Share

Deposit

£

Arborfield Close, SW2 3NX

2 beds / 1 bath

This superb modern home is available to buy from as little as £165,000 with a 50% share!

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £330,000 / Min deposit £8,250

Estimated monthly cost
£1,471

Monthly cost

Share 50% / Min deposit £8,250

Rent £411

Service charge £164

Mortgage £896

Estimated monthly cost £1,471

Calculated using a representative rate of 4.78%

Share

Deposit

£

Samuel Jones Court, London, SE15 6FH

2 beds / 1 bath

Open plan 2 bedroom apartment. Located in Peckham.

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Taper Building, 120 Weston Street, SE1 4GS

2 beds / 1 bath

Two-Bedroom Flat in Weston Street

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 30% / Full price £755,000 / Min deposit £22,650

Estimated monthly cost
£2,313

Monthly cost

Share 30% / Min deposit £22,650

Rent £575

Service charge £614

Mortgage £1,124

Estimated monthly cost £2,313

Calculated using a representative rate of 4.42%

Share

Deposit

£

Showing 7 of 187 results

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Available

£243,000

2 beds

Share 45%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£236,500

1 bed / 1 bath

Share 55%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£210,000

2 beds / 1 bath

Share 35%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£225,000

2 beds

Share 30%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£165,000

2 beds / 1 bath

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£1,342

2 beds / 1 bath

Share 100%

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Available

£226,500

2 beds / 1 bath

Share 30%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

Solicitors
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