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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Properties in

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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

Location

Radius

Type For Sale To Rent

Bedrooms

Monthly Cost

Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

575 Properties 575 Properties in Maidstone

*Premium Listings appear first in results

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575 Properties

*Premium Listings appear first in results

Under offer

1/17

2 bedroom apartment for sale

***UNDER OFFER*** Flat 6, 18 Cornfield Drive, DA11 7FN

Gravesham

2 1 | Gravesend (1.5 miles)

The apartment is located on the second floor of a three storey block of apartments.

Under Offer

£119,250 Shared Ownership Resale

Share percentage 45%, full price £265,000, £5,963 Min Deposit

Monthly Cost: £1,197
Rent £419, Service charge £130, Mortgage £648*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £5,963 £

Under offer

1/12

3 bedroom house for sale

***UNDER OFFER***26 Cornfield Drive, Gravesham, DA11 7FL

Gravesham

3 2 | Gravesend (1.3 miles)

This property is a three bedroom semi-detached house.

Under Offer

£160,000 Shared Ownership Resale

Share percentage 40%, full price £400,000, £8,000 Min Deposit

Monthly Cost: £1,565
Rent £665, Service charge £31, Mortgage £869*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £8,000 £

Available now

1/16

1 bedroom house for sale

White Oak Close, Tonbridge, Kent, TN9 2NP

Tonbridge and Malling

1 1 | Tonbridge (0.3 miles)

White Oak Close is a one bedroom, semi detached house located Tonbridge.

Available

£140,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £280,000, £7,000 Min Deposit

Monthly Cost: £1,015
Rent £239, Service charge £15, Mortgage £761*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £7,000 £

Available now

| 1/6

1 bedroom apartment for sale

Cedar House, The Avenue, TN2 3FY

Tunbridge Wells

1 1 | High Brooms (0.7 miles)

Cedar House is a one bedroom, ground floor apartment located in Tunbridge Wells.

Available

£60,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 30%, full price £200,000, £3,000 Min Deposit

Monthly Cost: £983
Rent £428, Service charge £229, Mortgage £326*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £3,000 £

Available now

| 1/11

2 bedroom apartment for sale

Cedar House, The Avenue, Tunbridge Wells, Kent, TN2 3FY

Tunbridge Wells

2 1 | High Brooms (0.7 miles)

Two Bedroom Ground Floor Apartment.

Available

£85,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 30%, full price £285,000, £4,275 Min Deposit

Monthly Cost: £1,278
Rent £578, Service charge £236, Mortgage £464*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £4,275 £

Available now

1/10

1 bedroom apartment for sale

Birch House, The Avenue, TN2 3FW

Tunbridge Wells

1 1 | High Brooms (0.7 miles)

Birch House is a one bedroom, first floor apartment located in Tunbridge Wells.

Available

£88,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 40%, full price £220,000, £4,400 Min Deposit

Monthly Cost: £989
Rent £365, Service charge £146, Mortgage £478*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £4,400 £

Available now

1/8

1 bedroom apartment for sale

Birch House, The Avenue, TN2 3FW

Tunbridge Wells

1 1 | High Brooms (0.7 miles)

One bedroom, second floor apartment

Available

£80,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 40%, full price £200,000, £4,000 Min Deposit

Monthly Cost: £983
Rent £386, Service charge £162, Mortgage £435*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £4,000 £

Under offer

| 1/9

2 bedroom apartment for sale

Birch House, The Avenue, Tunbridge Wells, Kent, TN2 3FW

Tunbridge Wells

2 1 | High Brooms (0.7 miles)

Birch House is a two bedroom, third floor apartment located in Tunbridge Wells, Kent.

Under Offer

£148,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 45%, full price £330,000, £7,425 Min Deposit

Monthly Cost: £1,492
Rent £532, Service charge £153, Mortgage £807*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £7,425 £

Available now

| 1/8

1 bedroom apartment for sale

Birch House, The Avenue, Tunbridge Wells, Kent, TN2 3FW

Tunbridge Wells

1 1 | High Brooms (0.7 miles)

One Bedroom Second Floor Apartment.

Available

£110,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £220,000, £5,500 Min Deposit

Monthly Cost: £1,092
Rent £330, Service charge £164, Mortgage £598*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £5,500 £

Available now

1/9

1 bedroom apartment for sale

Birch House, The Avenue, Tunbridge Wells, Kent, TN2 3FW

Tunbridge Wells

1 1 | High Brooms (0.7 miles)

One bedroom, first floor apartment located in Tunbridge Wells, Kent.

Available

£99,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 45%, full price £220,000, £4,950 Min Deposit

Monthly Cost: £1,054
Rent £354, Service charge £162, Mortgage £538*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £4,950 £

Available now

1/6

2 bedroom apartment for sale

Birch House, The Avenue, TN2 3FW

Tunbridge Wells

2 1 | High Brooms (0.7 miles)

Two bedroom second floor apartment

Available

£81,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 30%, full price £270,000, £4,050 Min Deposit

Monthly Cost: £1,222
Rent £613, Service charge £169, Mortgage £440*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £4,050 £

Available now

| 1/5

1 bedroom apartment for sale

Cheyne Walk, Longfield | Cheyne Walk, DA3 7BJ

Sevenoaks

1 1 | Longfield (0.1 miles)

- LAST REMAINING PLOT - PLOT 34. LEGAL FEES PAID FOR (t&c apply) -

Available

£59,375 Shared Ownership New Build

Share percentage 25.00%, full price £237,500, £2,969 Deposit

Monthly Cost: £861
Rent £408, Service charge £130, Mortgage £323*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £1,188 £

Under offer

| 1/7

2 bedroom house for sale

Latimer at Barden Croft | Lower Haysden Lane, TN9 2QF

Tonbridge and Malling

2 1 | Tonbridge (0.6 miles)

TWO BEDROOM HOUSE | THE BELLFLOWER |

Under Offer

£143,500 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be at least 18 years old.
You cannot afford to buy a home suitable for your needs on the open market.
You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
Your annual household income must be less than £80,000.
You must be a first time buyer or existing shared owner. If you already own a home, you need to move but you cannot afford to, then please discuss your situation with us. There are some circumstances under which you could be eligible.
Please note we will prioritise applicants with a with a local connection to Trench ward, Higham ward, Vauxhall ward, Judd ward and Cage Green ward. In cases where demand outweighs supply households with a local connection will be given priority.

Share percentage 35%, full price £410,000, £7,175 Min Deposit

Monthly Cost: £1,442
Rent £611, Service charge £51, Mortgage £780*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £7,175 £

Under offer

| 1/7

3 bedroom house for sale

Latimer at Barden Croft | Lower Haysden Lane, TN9 2QF

Tonbridge and Malling

3 2 | Tonbridge (0.6 miles)

THREE BEDROOM HOUSE | THE CLOVER |

Under Offer

£166,250 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be at least 18 years old.
You cannot afford to buy a home suitable for your needs on the open market.
You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
Your annual household income must be less than £80,000.
You must be a first time buyer or existing shared owner. If you already own a home, you need to move but you cannot afford to, then please discuss your situation with us. There are some circumstances under which you could be eligible.
Please note the deadline for these homes have now passed.
Please note we will prioritise applicants with a with a local connection to Trench ward, Higham ward, Vauxhall ward, Judd ward and Cage Green ward. In cases where demand outweighs supply households with a local connection will be given priority.

Share percentage 35%, full price £475,000, £8,313 Min Deposit

Monthly Cost: £1,665
Rent £708, Service charge £54, Mortgage £903*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £8,313 £

Under offer

| 1/7

2 bedroom house for sale

Latimer at Barden Croft | Lower Haysden Lane, TN9 2QF

Tonbridge and Malling

2 1 | Tonbridge (0.6 miles)

TWO BEDROOM HOUSE | THE BELLFLOWER |

Under Offer

£41,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You must be at least 18 years old.
You cannot afford to buy a home suitable for your needs on the open market.
You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
Your annual household income must be less than £80,000.
You must be a first time buyer or existing shared owner. If you already own a home, you need to move but you cannot afford to, then please discuss your situation with us. There are some circumstances under which you could be eligible.
Please note we will prioritise applicants with a with a local connection to Trench ward, Higham ward, Vauxhall ward, Judd ward and Cage Green ward. In cases where demand outweighs supply households with a local connection will be given priority.
Please note the deadline for these homes have now passed.

Share percentage 10%, full price £410,000, £2,050 Min Deposit

Monthly Cost: £1,120
Rent £846, Service charge £51, Mortgage £223*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £2,050 £

Available now

1/6

2 bedroom apartment for sale

Hawthorn House, The Avenue, Tunbridge Wells, Kent, TN2 3FZ

Tunbridge Wells

2 1 | High Brooms (0.7 miles)

Two Bedroom Second Floor Apartment.

Available

£116,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 40%, full price £290,000, £5,800 Min Deposit

Monthly Cost: £1,281
Rent £465, Service charge £186, Mortgage £630*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,800 £

Available now

| 1/9

2 bedroom apartment for sale

Hawthorn House, The Avenue, Tunbridge Wells, Kent, TN2 3FZ

Tunbridge Wells

2 1 | High Brooms (0.7 miles)

Hawthorn House is a two bedroom, third floor apartment located in Tunbridge Wells.

Available

£174,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 60%, full price £290,000, £8,700 Min Deposit

Monthly Cost: £1,469
Rent £335, Service charge £189, Mortgage £945*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 60%

Deposit Min £8,700 £

Available now

| 1/18

2 bedroom apartment for sale

Hawthorn House, The Avenue, TN2 3FZ

Tunbridge Wells

2 1 | High Brooms (0.7 miles)

Hawthorn House is a two bedroom, third floor apartment located in Tunbridge Wells.

Available

£101,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £290,000, £5,075 Min Deposit

Monthly Cost: £1,285
Rent £545, Service charge £189, Mortgage £551*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £5,075 £

Available now

1/11

1 bedroom house for sale

High Street, Seal, TN15 0AP

Sevenoaks

1 1 | Kemsing (1.2 miles)

One bedroom, mid terrace house, located in Seal, Sevenoaks.

Available

£87,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 25%, full price £350,000, £4,375 Min Deposit

Monthly Cost: £1,189
Rent £697, Service charge £17, Mortgage £475*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,375 £

Under offer

1/20

3 bedroom house for sale

Chaucer Gardens, Tonbridge, Kent, TN9 2QA

Tonbridge and Malling

3 1 | Tonbridge (0.7 miles)

Chaucer Gardens is a three bedroom, detached house located in Tonbridge.

Under Offer

£240,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 45%, full price £535,000, £12,038 Min Deposit

Monthly Cost: £1,834
Rent £504, Service charge £22, Mortgage £1,308*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £12,038 £

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Selwood Housing

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

Buyer Tools

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Mortgage hub
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Buyers FAQs

Expert Help

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