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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Properties in

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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

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Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

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Type For Sale To Rent

Bedrooms

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Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

220 Properties 220 Properties in Mole Valley

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220 Properties

*Premium Listings appear first in results

Available now

| 1/8

1 bedroom apartment for sale

Bramley Vale, GU6 7FY

Waverley

1 1 | Chilworth (4.9 miles)

A first floor, one-bedroom apartment in Cranleigh, Surrey.

Available

£60,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Prior to viewing: All applicants must be registered and approved by Hyde New Homes and may be required to carry out a shared ownership affordability assessment.

Share percentage 25%, full price £240,000, £6,000 Min Deposit

Monthly Cost: £975
Rent £526, Service charge £151, Mortgage £298*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £6,000 £

Available now

| 1/8

1 bedroom apartment for sale

Bridle Place, Bramley, Surrey, GU5 0EY

Waverley

1 1 | Shalford (1.7 miles)

A Fantastic Opportunity to Purchase a One Bedroom Flat on a Shared Ownership (Part Buy/Part Rent) Basis

Available

£75,000 Shared Ownership Resale

Share percentage 25%, full price £300,000, £7,500 Min Deposit

Monthly Cost: £1,058
Rent £628, Service charge £58, Mortgage £372*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £7,500 £

Available now

| 1/13

2 bedroom house for sale

2 River Wey Close, Artington, GU3 1BJ

Guildford

2 3 | Shalford (0.7 miles)

Modern 2-bed semi-detached home in Artington, Guildford

Available

£237,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 50%, full price £475,000, £11,875 Min Deposit

Monthly Cost: £1,855
Rent £526, Service charge £39, Mortgage £1,290*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £11,875 £

Viewings are now available

Available now

1/21

2 bedroom house for sale

1 Silvergate,, Ewell, KT19 9GZ

Surrey Heath

2 | Box Hill & Westhumble (1.1 miles)

Stylish Two-Bedroom Home in Gated Community – Available with Shared Ownership

Available

£237,500 Shared Ownership Resale

Share percentage 50%, full price £475,000, £23,750 Min Deposit

Monthly Cost: £2,138
Rent £893, Service charge £67, Mortgage £1,178*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £23,750 £

Available now

| 1/9

2 bedroom apartment for sale

Woodlands Close, Slyfield Green, GU1 1RX

Guildford

2 1 | London Road (Guildford) (1.3 miles)

Your chance to own a two bedroom apartment on the edge of Guildford

Available

£100,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
You live or work in Guildford - Guildford District

Share percentage 40%, full price £250,000, £5,000 Min Deposit

Monthly Cost: £1,139
Rent £473, Service charge £123, Mortgage £543*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,000 £

Discover your new home close to Guildford | Find out more today

Available now

| 1/10

1 bedroom apartment for sale

SO Resi Cranleigh | Cranleigh, GU6 8WQ

Waverley

1 1 | Chilworth (5.2 miles)

spacious 1 bedroom maisonette

Available

£28,750 Shared Ownership New Build

Share percentage 10.00%, full price £287,500, £1,438 Deposit

Monthly Cost: £864
Rent £593, Service charge £115, Mortgage £156*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £1,438 £

Open day Saturday June 7th. By appointment only so contact us now

Available now

1/11

1 bedroom apartment for sale

Austen House, Station View, Guildford, GU1 4AN

Guildford

1 1 | Guildford Station (0.3 miles)

One Bedroom Apartment Available On Shared Ownership in Guildford

Available

£70,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Eligibility Criteria for Shared Ownership

To qualify for a Shared Ownership home, there are a few key requirements you need to meet:

Age: You must be at least 18 years old.
Income: If you live outside of London, your total household income must be less than £80,000 per year. In London, the income cap is £90,000 per year.
Property Ownership: You cannot currently own another home. Shared Ownership is mainly for first-time buyers, but if you do own a property (in the UK or abroad), you need to be in the process of selling it.
Affordability: You should not be able to afford to buy a suitable home on the open market.
Financial History: You must have a good credit history, with no outstanding debts or County Court Judgements (CCJs), and show that you can afford the payments and costs involved.
Deposit & Costs: Typically, you’ll need a deposit of 5-10% of the share you're purchasing and access to around £4,000 to cover additional costs like legal fees and surveys, although this figure can vary.

Who Gets Priority for Shared Ownership?

Shared Ownership is available to anyone who meets the eligibility criteria, including first-time buyers, people looking to move up, downsize, or relocate. While there are no priority groups in areas where Shared Ownership homes are in short supply, military personnel and former members of the Armed Forces (discharged within the last two years) are given priority under government schemes.
In some cases, local authorities may require that applicants who live or work in the area be given preference, depending on local planning policies.

Affordability & Eligibility Check

Each applicant will need to complete an affordability and eligibility check with an independent mortgage advisor. Once you submit an enquiry, we will send you a link to start this process.

Share percentage 25%, full price £280,000, £7,000 Min Deposit

Monthly Cost: £1,238
Rent £733, Service charge £158, Mortgage £347*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £7,000 £

Available now

1/15

1 bedroom apartment for sale

Austen House, Station View, GU1 4AN

Guildford

1 1 | Guildford Station (0.3 miles)

One Bedroom Flat on Third Floor

Available

£85,750 Shared Ownership Resale

Share percentage 35%, full price £245,000, £4,288 Min Deposit

Monthly Cost: £1,144
Rent £555, Service charge £123, Mortgage £466*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £4,288 £

Available now

| 1/14

2 bedroom house for sale

Marjoram Avenue, Cranleigh, Cranleigh, GU6 8GS

Guildford

2 1 | Chilworth (5.3 miles)

Nestled in the charming village of Cranleigh, 29 Marjoram Avenue presents an excellent opportunity f...

Available

£168,000 Shared Ownership Resale

Share percentage 40%, full price £420,000, £8,400 Min Deposit

Monthly Cost: £1,707
Rent £714, Service charge £80, Mortgage £913*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £8,400 £

Under offer

| 1/4

2 bedroom apartment for sale

Willowbank | Send Road, GU23 7ER

Guildford

2 1 | Woking (Main) (1.7 miles)

Superbly located 2 bedroom apartment in rural location with easy access to Woking and Guildford.

Under Offer

£273,750 Shared Equity · Eligibility Eligibility

Eligibility Info

Purchasers must live, work or have close family in the Guildford Council or adjacent Council areas and be unable to afford the full market value.

Please contact us for an application form.

Share percentage 75%, full price £365,000, £27,375 Min Deposit

Monthly Cost: £1,306
Mortgage £1,306*

Calculated using a representative rate of 4.04%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £27,375 £

Available now

| 1/2

1 bedroom apartment for sale

Woodyard Mead | Downside Road, KT11 3DS

Elmbridge

1 1 | Cobham & Stoke D'Abernon (1 miles)

Superbly located 2 bedroom apartment in rural location with easy access to Woking and Guildford.

Available

£371,250 Shared Equity · Eligibility Eligibility

Eligibility Info

Purchasers must live, work or have close family in the Elmbridge Council area and be unable to afford the full market value.

Please contact us for an application form.

Share percentage 75%, full price £495,000, £37,125 Min Deposit

Monthly Cost: £1,771
Mortgage £1,771*

Calculated using a representative rate of 4.04%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £37,125 £

Under offer

| 1/3

2 bedroom house for sale

Woodyard Mead | Downside Road, KT11 3DS

Elmbridge

2 1 | Cobham & Stoke D'Abernon (1 miles)

Last remaining 2 bedroom semi detached house

Under Offer

£446,250 Shared Equity · Eligibility Eligibility

Eligibility Info

Purchasers must live, work or have close family in the Elmbridge Council area and be unable to afford the full market value.

Please contact us for an application form.

Share percentage 75%, full price £595,000, £44,625 Min Deposit

Monthly Cost: £2,129
Mortgage £2,129*

Calculated using a representative rate of 4.04%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £44,625 £

Available now

| 1/7

3 bedroom house for sale

Gardeners Walk | Westway, GU2 8HA

Guildford

3 2 | Guildford Station (1.1 miles)

Three-storey town house with ensuite to master bedroom and two parking spaces

Available

£148,750 Shared Ownership New Build

Share percentage 25.00%, full price £595,000, £7,438 Deposit

Monthly Cost: £1,863
Rent £1,023, Service charge £32, Mortgage £808*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £2,975 £

NOW SELLING | Deposits from £7,438* | Register now

Under offer

| 1/15

2 bedroom apartment for sale

Sidney Court, , GU3 3BZ

Guildford

2 | Guildford Station (2 miles)

A 2 bed shared ownership property available in Guildford, Surrey

Under Offer

£112,000 Shared Ownership Resale

Share percentage 40%, full price £280,000, £5,600 Min Deposit

Monthly Cost: £1,093
Rent £343, Service charge £142, Mortgage £608*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,600 £

Available now

| 1/12

1 bedroom apartment for sale

Redwood Court, Park View Road, KT22 7GJ

Surrey Heath

1 | Leatherhead (0.1 miles)

A 1 bed shared ownership property available in Leatherhead, Surrey

Available

£176,250 Shared Ownership Resale

Share percentage 75%, full price £235,000, £8,813 Min Deposit

Monthly Cost: £1,360
Rent £191, Service charge £212, Mortgage £957*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £8,813 £

Under offer

| 1/18

2 bedroom apartment for sale

Leddrede House, Greyford Close, KT22 8DS

Surrey Heath

2 | Leatherhead (0.8 miles)

A 2 bed shared ownership property available in Leatherhead, Surrey

Under Offer

£87,000 Shared Ownership Resale

Share percentage 30%, full price £290,000, £4,350 Min Deposit

Monthly Cost: £1,230
Rent £595, Service charge £162, Mortgage £473*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £4,350 £

Under offer

| 1/10

2 bedroom apartment for sale

Redwood Court, , KT22 7GJ

Surrey Heath

2 | Leatherhead (0.4 miles)

A 2 bed shared ownership property available in Leatherhead, Surrey

Under Offer

£126,000 Shared Ownership Resale

Share percentage 45%, full price £280,000, £12,600 Min Deposit

Monthly Cost: £1,247
Rent £455, Service charge £167, Mortgage £625*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 45%

Deposit Min £12,600 £

Available now

| 1/11

1 bedroom apartment for sale

Leith House, 4 Thornton Close, Leatherhead, KT22 7JZ

Mole Valley

1 1 | Leatherhead (0.5 miles)

A Fantastic Opportunity to Purchase a One Bedroom Flat on a Shared Ownership (Part Buy/Part Rent) Basis

Available

£112,500 Shared Ownership Resale

Share percentage 50%, full price £225,000, £11,250 Min Deposit

Monthly Cost: £1,078
Rent £343, Service charge £177, Mortgage £558*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £11,250 £

Available now

| 1/6

1 bedroom apartment for sale

Chestnut Fields | Egley Road, GU22 0BB

Woking

1 1 | Worplesdon (1.2 miles)

A chance to live on the edge of the popular commuter town of Woking.

Available

£95,375 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 35.00%, full price £272,500, £4,769 Deposit

Monthly Cost: £938
Rent £293, Service charge £127, Mortgage £518*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £1,363 £

NOW SELLING | Deposits from £4,768* | Enquire now

Available now

| 1/6

1 bedroom apartment for sale

Chestnut Fields | Egley Road, GU22 0BB

Woking

1 1 | Worplesdon (1.2 miles)

A chance to live on the edge of the popular commuter town of Woking.

Available

£95,375 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 35.00%, full price £272,500, £4,769 Deposit

Monthly Cost: £938
Rent £293, Service charge £127, Mortgage £518*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

Share Min 10%

Deposit Min £1,363 £

Discover your new home in Surrey | Enquire today

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

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Sovereign Network Group

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Newlon Living

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Your Housing Group

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership
HOLD

Buyer Tools

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